Brass Lending
Where the tradition of homeownership meets modern mortgage solutions.
02/12/2024
Did you attend our Life of a Loan training last Tuesday at DOBI Real Estate? Comment below if you're excited for our next training Tuesday, March 5th!
If you're a DOBI Real Estate agent, reach out to us today for your clients' mortgage and lending needs: www.brasslending.com
01/12/2024
Knowledge is power: Get ready to make this your best year yet armed with these mortgage statistics from Brass 💪
01/01/2024
Happy New Year 🍾 We can't wait to see what 2024 holds and look forward to many more champagne toasts over closings in the coming year!
12/27/2023
DOBI exists to elevate our agents’ businesses and give them the tools they need to succeed. Just one of the resources we offer agents of our brokerage is access to our in-house mortgage and lending company, Brass Lending.
What are some benefits of an in-house lending team? We thought you’d never ask:
🚀Streamlined Process, Lightning Speeds💨⚡️ With our in-house mortgage experts, we’ve cut out the middleman! Say goodbye to delays and hello to lightning-fast transactions.
🤝Seamless Collaboration🔄💬 No more back-and-forth – our in-house experts communicate seamlessly, ensuring a smooth and stress-free experience for your clients.
🎯 Tailored Solutions🛠️🏡 One size does NOT fit all in real estate! Our mortgage pros craft tailored solutions to fit each client’s unique needs.
🔍Trusted Expertise: In-house equals in-depth knowledge💪📚Our agents have direct access to mortgage experts, ensuring they stay ahead of market trends and changes. Knowledge is power, and Brass is here to empower our team!
12/25/2023
12/15/2023
What's going on in the world of mortgage lending and where are we headed for 2024? Louisa and Josh gave the DOBI family a rundown at our most recent brokerage meeting:
📉Mortgage rates are trending down - today we are WELL below 7.0%
📈New Conventional Conforming Loan Limit for 2024 will be $766,550, meaning that with a purchase price of $954K + 20% down, the client will stay in a conventional conforming Loan and NOT a jumbo.
📈New FHA Loan Limit for 2024 will be $498,257, meaning that with a purchase price price of $516K and 3.5% down the loan will stay in the FHA territory.
Work with our knowledgeable team for your mortgage and lending needs: https://www.brasslending.com/
12/04/2023
🎄Enter our Christmas in Birmingham Instagram Giveaway: https://bit.ly/3t1GKtt 🎁
🎄Christmas in Birmingham Giveaway🎁 We partnered with a few of our favorite fellow Birmingham businesses + the Birmingham Shopping District to make an incredible ✨Day in Birmingham✨ prize pack ($600 value!) ready for you to win just in time for the holidays.
Enter on our Instagram https://bit.ly/3t1GKtt for your chance to win:
First Prize: Prize Pack
Use 💎$250 gift card💎 from Wachler Estate Collection towards buying a loved one or yourself a little sparkle this holiday season
Pamper yourself with 💇🏼♀️$250 of hair services 💇🏼♀️ from Alex Emilio Salon
Indulge in sushi + cocktails at Adachi Restaurant with your 🍣$100 gift card🍣
Plus for more chances to win, we’ll draw two additional winners to receive a ✨you pick gift card✨ of $100 and $50 respectively to whichever business you pick from the prize package participants!
We will select the winner on 12/15 and announce on our story. Good luck! 🎁
11/20/2023
🏒RED WINGS GIVEAWAY 🎉 What’s better than getting to go to a game? Getting to go for FREE with epic seats 3 rows off the glass as they battle rival team, the ! But wait, there’s more! The prize also includes an $50 gift card to Pie Sci for some of the city's best pizza to enjoy before the game!
If you haven’t entered yet, take your shot at the win by heading to last Monday’s post on Instagram and following instructions to enter: https://bit.ly/3MINmUd
Louisa and Ryan are back with the second installment of our series. Whether you roll on the floor with laughter or roll your eyes, we’ve done our job…now back to mortgage brokering 🥸
Louisa Budd Ritchlin Ryan French Real Estate
11/13/2023
🏒RED WINGS GIVEAWAY 🎉 Want to win the ultimate hockey night experience for the 11/30 Detroit face-off between the and the ? Enter for your chance to win 2 amazing tickets to the game (3rd row behind the glass) plus a $50 gift card to Pie Sci Pizza (over $500 value!) for some of the best pizza in the city before the game by checking out our Instagram post and following the instructions to enter: https://bit.ly/3MINmUd
We will randomly select a winner at NOON on 11/27 and announce on our Instagram stories. You’ll have until 9pm on 11/27 to claim your prize by DM-ing us or we will draw another winner. 🏒 Good luck! 🏒
11/11/2023
We were thrilled to kick off the DOBI Real Estate November Brokerage meeting last week with some good news in this challenging market: The Fed didn’t increase the interest rate! Can we get a round of 👏 👏 for interest rates staying south of 8%?
Reach out today to work with the team that you can trust to have their finger on the pulse of the market:
📧[email protected]
📱(248) 712-6435
Brass presents: Dad Jokes (a series)🥸 What’s your favorite real estate or mortgage-related ? Show us what you’ve got in the comments 👇
Meet Josh Jardin, one of our exceptional Senior Loan Originators here at Brass Lending! As the son of a dentist and a social worker, Josh developed the core value of helping people early on. Get to know a little more about Josh below and don’t hesitate to reach out to him for any of your mortgage needs!
🏠He started his career in the mortgage industry in 2011 and takes pride in helping clients achieve their homeownership dreams.
✍️His speciality lies in crafting tailored mortgage solutions, ensuring transparent communication through the loan process, and navigating market trends.
❤️Outside of his professional life, Josh enjoys skiing, boating, hockey, golf, and spending time with loved ones.
Contact Josh today:
💼 : https://www.linkedin.com/in/josh-jardin-8704003b?u
📲 : 248-845-8357
📧 : [email protected]
💻 : https://bit.ly/409uuU4
What do agents, sellers and buyers look for in mortgage brokerage? ✅Accuracy ✅Communication and ✅the Ability to deliver FAST closings for happy customers of course! Brass Lending has it all and is trusted by agents that know the industry. Watch the video to hear DOBI agent Amber Lauer’s experience working with our team and achieving a speedy 🎉7 day closing🎉 for her client!
Follow Amber, Louisa, and DOBI Real Estate ⬇️
Amber Lauer - Realtor
Louisa Budd Ritchlin
DOBI Real Estate
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There is nothing more rewarding than people who are easy to work with on a daily basis! Brass Lending debuted in April of 2023 with the intent of providing first class mortgage brokerage services to our clients!
Brass offers a variety of mortgage loan programs, including conventional, FHA, USDA, and many more. Our direct approach makes sure that every client receives personalized attention, and specialized solutions, making Brass Lending a reliable partner in achieving their homeownership dreams!
If you’re looking for a lender that is going to get you to the closing table do not hesitate reaching out to Brass Lending!
Louisa Budd Ritchlin
Rebecca Sokol - DOBI Real Estate
DOBI Real Estate
Mortgage closing costs are something every individual will experience when buying a house, so making sure you have a reliable real estate agent and loan officer is crucial!
Our Chief Executive Officer AJ Sgroi discusses the main elements you will experience throughout the process and and what each fee means.
Without a high credit score you won’t qualify for the best mortgage rates available, which could result in paying more money over the term of your mortgage.
Our Chief Executive Officer Angelo Sgroi elaborates on the main issues people face with a low credit score!
Mortgage fraud scams are a very serious problem and can be very harmful to your transaction. Our Chief Executive Officer AJ Sgroi discusses the main issues to look out for to avoid any hold ups in your home buying process!
1) Always make sure the title company is sending you the email and verifying the wire instructions before sending the money.
2) When you send the money there’s absolutely no recovering it, so always make sure everything is correct before doing so.
3) Also, when hiring a loan officer make sure the person is reputable and has a track record to back it up. Nothing is worse than hiring someone you’re unsure of and them not delivering on their promises.
09/19/2023
We’re extremely excited to showcase some of our brand new merchandise including t-shirts, hats, cups, and pens!
At Brass Lending our mission is to provide exceptional mortgage brokering services to our clients. We always take into account what our clients’ short and long term goals are!
Meet Louisa Budd Ritchlin 👋 one of our exceptional Senior Loan Originators at Brass Lending!
Louisa started her career in the mortgage industry in 2019 and takes pride in making her clients feel at home. Louisa’s specialty is coming up with new ideas and creative solutions, which has earned her a great reputation for closing mortgages with unfamiliar clients that get turned away from mortgage companies.
“Why Brass Lending? Being able to be a part of the start of Brass from the ground up has been great. Especially with DOBI Real Estate and 22 Title all in house here at 2211 Cole Street. With all groups working together towards one goal it’s a lot more efficient and easier to solve issues that arise!”
09/13/2023
It’s the people that make a company great 💪 From L to R:
Curtis Jarriel, Josh Jardin, Aj Sgroi, Louisa Ritchlin, Anthony Iafrate, Alan Prince (not pictured)
Let us know how we can earn your business and get to work.
08/23/2023
Who you gonna call??
08/22/2023
Top off your mortgage milestones with style! 🏠💯
Introducing our brand new Brass Lending hats! Wear your homeownership pride on your head!
08/18/2023
Ready to Take the Next Step? Whether you're a first-time buyer or looking to refinance, Brass Lending has you covered. Reach out now to explore your mortgage options! 🏠📞
Click here to claim your Sponsored Listing.
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Address
2211 Cole Street
Birmingham, MI
48009
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