Brendan J. Barry-Mortgage Broker, NMLS #134118

https://www.youtube.com/watch?v=HUgwM1Ky228

Indigo Girls - Closer to Fine (Official HD Video) Official HD Video for “Closer to Fine” by Indigo GirlsThe Indigo Girls are an American folk rock duo from Atlanta, Georgia, United States, formed in 1985. Th...

Borrowed from national mortgage news. Please remember, homeowners are sitting on the most amount of equity. Call The Haverford Mortgage Company about a HELOC or HELOAN.

The total debt held by American households has risen 81.5% over the past 20 years. found that the debt burden has grown rapidly since the 2008 financial crisis.

This should be required in every high school and state. A semester-long course would need to be offered by the 2027-28 school year and a requirement to graduate— California high schoolers will soon be required to take a financial literacy course to graduate.

What is Haverford Mortgage up to these days?
- HELOC cheaper than Prime? yes
- investment property in Delaware with no income verified from the buyer? Yes
- commercial property in Louisiana closing next week? Yes
Owner occupied purchase on the Main Line? Yes 2 of them!
Cash out refi in Delaware County? Yes
Call Haverford Mortgage and see how we might be able to assist you with any commercial or residential needs !

Borrowed from an article in Scotsman Guide:

A drop in mortgage rates spurred a 25.6% month-over-month surge in rate-and-term refinance lock volume in May, according to the latest Market Advantage report from Optimal Blue.

As tracked by the company’s Optimal Blue Mortgage Market Indices (OBMMI), 30-year conforming rates ended May at 7.02%, 22 basis points lower than at the end of April. This is confirmed by similar rate data from Freddie Mac: Average 30-year fixed mortgage rates were at 7.22% during the week ending May 2 and at 7.03% during the week ending May 30.

Hello,
I hope this email finds you well. Haverford Mortgage just celebrated our 2 year anniversary as an independent mortgage company. In those 2 years, we have been able to help with purchases and refinances both alosn residential and commercial business.
As you know it is quite difficult to compete with large banks and mortgage companies with their large advertising budget, etc.
The reason for Haverford’s success is due to personal and professional references.
I am writing this to ask for your help in spreading the name of Haverford Mortgage Company. We cannot continue to grow and succeed without your help.
Please remember that we have:
2nd lines and loans
Non QM mortgages for the hard to qualify borrowers
Commercial and residential loans.
Explanation of Reverse Mortgages

Did you know? Credit card debt continues to soar, hitting a new high of $1.129 trillion in Q4 of 2023, up from $1.079 trillion in Q3 of the same year, as reported by LendingTree®. Meanwhile, Bankrate reveals that the average American homeowner holds $299,000 in home equity, with $193,000 of that considered “tappable.”

Boost your borrowers’ financial power with the new Closed-End Seconds loan program with Haverford Mortgage. This program enables them to leverage their property's equity without impacting their existing first mortgage. The second lien is a self-contained, closed-end, fixed-rate loan, with the flexibility of both Full Doc and Bank Statement documentation options.

Key Highlights:
CLTV to 85%, Full Doc and 80% Bank Statement
Loan amounts from $50,000 to $500,000
FICO from 680 Full Doc and 700 Bank Statement
15, 20 & 30-year Fixed Rate
1-unit SFR/PUD & Condos
Primary Residence & Second Home
No limit on Cash-Out (all transactions are Cash-Out)
AVM in lieu of appraisal for loan amounts up to $250,000
Eligible in PA.
NMLS: 2379616
Independant: NMLS: 134118

Consider the USDA home loan program if you are a first-time homebuyer
One huge advantage of USDA mortgages for first-time homebuyers is the 100% financing option. With no down payment required, homeownership is accessible even if you don’t have a large amount of savings.

Additionally, USDA mortgages often have more flexible credit requirements compared to conventional loans, so that helps if you don’t have an extensive credit history. Plus, the program takes into consideration factors beyond just credit scores, allowing borrowers with less-than-perfect credit to still be eligible for a USDA mortgage.

USDA mortgages are specifically designed for rural and semi-rural areas and do have income limits and the property being purchased must also meet certain eligibility requirements. Check out the USDA website or consult with a mortgage lender to determine whether you meet the criteria for a USDA

It can be easy to forget about subscription service payments if you're not careful. Find out what to do when you sign up for a new subscription.

Do These 4 Things Every Time You Sign Up for a Membership or Subscription It can be easy to forget about subscription service payments if you're not careful. Find out what to do when you sign up for a new subscription.

Affordability is a key challenge for first-time homebuyers. But some markets are better than others, experts say.

High home prices, rising mortgage rates make it tough to be a first-time homebuyer now. Here's why location matters Affordability is a key challenge for first-time homebuyers. But some markets are better than others, experts say.

Little did Smart or Loomis know, however, that these interactions would lead to long-term reverse mortgage careers at Bay Equity Home Loans in Tucson — and also a marriage. One of the reasons that Loomis decided to transition into reverse after seeing so ...

How the reverse mortgage business led to love for one couple Glen Smart and Robin Loomis found each other while working as reverse mortgage professionals and still operate as a married couple.

Join Alpha Tau Omega as we spread hope around the world! Join us in our commitment to turn childhood dreams into reality by supporting THON. This year, I am taking action by uniting with 16,500 student volunteers and over 25,000 alumni supporters in the fight against childhood cancer. Our year-long efforts culminate in a 46-hour, no-sitting, no-sleeping d...

You can hunker down when the economy goes south, or you can embrace the opportunity to take a few risks. The choice to fear or to dare is up to you. https://brev.is/5jH7d IF YOU'RE LOOKING FOR SMALL BUSINESS LOANS, FAST CASH ADVANCE MONIES, OR SMALL BUSINESS LOANS, PLEASE CHECK OUT HAVERFORDMORTGAGECOMPANY.COM

How To Be A Risk-Taking Business In A Hunker-Down Economy You can hunker down when the economy goes south, or you can embrace the opportunity to take a few risks. The choice to fear or to dare is up to you.

Please review and like The Haverford Mortgage Company FB site.

Figuring out your debt-to-income ratio today can help you with tomorrow's mortgage.

Your debt-to-income ratio is crucial to getting approved for a mortgage — here's how to calculate yours Figuring out your debt-to-income ratio today can help you with tomorrow's mortgage.

Mortgage demand is picking up. And to close deals, sellers are increasingly coming to the table with concessions and rate buydowns.

Mortgage demand picks up as seller concessions rise Mortgage demand is picking up. And to close deals, sellers are increasingly coming to the table with concessions and rate buydowns.

If your small business is struggling, there are a few likely culprits. Perhaps you're not marketing effectively, you're not pricing your products or services correctly or you're not providing excellent customer service.

6 Reasons Your Small Business Is Struggling (and How to Fix Them!) If your small business is struggling, there are a few likely culprits. Perhaps you're not marketing effectively, you're not pricing your products or services correctly or you're not providing excellent customer service. Whatever the reason, read on to turn things around.

Average 30-year rates have declined for five straight weeks.

Mortgage Rates Drop to 6.31%: Freddie Mac Average 30-year rates have declined for five straight weeks.

So come on and do your part to support small businesses! .com

Leaning in on the value it provide customers with can help a small business stand out in a market.

Council Post: 16 Strategies To Set Your Small Business Apart From Larger Competitors Leaning in on the value it provide customers with can help a small business stand out in a market.

It is better to work with a local lender!

Many founders invest profits back into growing a business. Setting their own take-home pay remains a challenge, and it is often overlooked.

The small business employee who often gets paid last and the least Many founders invest profits back into growing a business. Setting their own take-home pay remains a challenge, and it is often overlooked.

Are you about to retire? Consider these numbers before you do.

Three Numbers to Know for Retirement Planning Are you about to retire? Consider these numbers before you do.

In this week’s advice column: how to know when you’re ready to make the leap and more burning questions.

I Want to Quit My Biotech Job to Train Dogs. Can I Really Do That? In this week’s advice column: how to know when you’re ready to make the leap and more burning questions.

As HELOC volume rises, reverse mortgage pros see new opportunities HELOC volume continues to rise according to recent data, and a pair of reverse mortgage professionals see potential opportunity to talk more broadly about home equity with clients.

HELOC volume continues to rise according to recent data, and a pair of reverse mortgage professionals see potential opportunity to talk more broadly about home equity with clients.

As HELOC volume rises, reverse mortgage pros see new opportunities HELOC volume continues to rise according to recent data, and a pair of reverse mortgage professionals see potential opportunity to talk more broadly about home equity with clients.

New conventional loan limits are here!!! $715,000 is the new conventional loan amount.

Hello all and happy Thursday. Pls visit us haverformortgagecompany. com if you or anyone you know needs the following:
SBA Loans
SBC Loans
Micro Lending
Property Tax Appeal
Watercraft Financing
Residential/Commercial Insurance
Residential/Commercial Mortgage/Lending
We hope to work with you soon!

Hi everyone,
Big news. I am going out on my own and starting a mortgage residential and commercial firm with a great partner.
There will obviously be a new Facebook professional page but in the meantime please email me at 610-637-1994 or email is [email protected]
We will offer everything from 1st time homebuyers all the way thru SBA business lending as well as Cash advance loans for small businesses and these are available NOW.
We can lend commercially and hard to place loans nationally starting today.
I hope you will all follow my new page when it is launched as this has been great,
Brendan

4.83 star review received on Experience.com for Brendan Barry by Brett J L - Despite what was a few very rough patches and for a short bit a very stressful experience, Brendan‘s professionalism, honesty, and commitment to get the process completed made it into a really good experience in the end.

He turned it completely around, and I admire his tenacity and hard work he put in and really appreciated the service. Thank you Brendan!!

New ★★★★★ 4.83 Star Experience.com Review by Brett J L Click to see all 17 reviews of Brendan Barry,
Mortgage Loan Professional