Kerr Wealth Advisors of Janney Montgomery Scott LLC

If you’ve maximized your traditional retirement contributions but want to save more for retirement, cash value life insurance can offer both financial security and a tax-deferred way to accumulate additional funds. Read more and learn if this strategy could be right for you.

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Wishing you a day filled with love, joy, and cherished moments with those who are special in your life. Happy Valentine’s Day.

Involving family members in your estate planning can help avoid surprises, lead to better financial planning, and help develop a long-lasting family legacy. Read more on how to get started:

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In its weekly update, our Investment Strategy Group breaks down the latest market and economic news.

Encouraging Consumer Resiliency and Falling Inflation Consumer confidence and resilient spending are being supported by a still strong labor market and inflation that continues to fall.

Would you like to contribute to a Roth IRA, but your income exceeds the applicable income limits? Learn about how you can use a backdoor Roth strategy in this article.

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Learn more about the latest market and economic news in our Investment Strategy Group’s weekly update.

Consumer Sentiment and Business Surveys Support a Positive Outlook Major stock indexes, led by the S&P 500, are breaking out to new all-time highs, and we are encouraged by the positive action from cyclical industries that benefit the most from economic growth.

As Gen Z enters adulthood, their differing values, behaviors, and perspectives will inevitably shape their relationship with money. Read more about these defining characteristics and important considerations Gen Z should think about with their financial planning, and how parents can assist.

Generation Z: Different Values, Behaviors, and Perspectives Much has been written about the Millennial generation—those born between 1981 and 1996. Often mistakenly perceived as isolated and disengaged, these tech-savvy information sharers are in fact a globally aware, highly empathetic, and cause-driven generation, with a strong collective social conscien...

Our Investment Strategy Group analyzes what you need to know about the latest market and economic news. Read more.

Strong Consumer Demand Bodes Well As We Start 2024 Learn more about the latest market and economic news in our Investment Strategy Group’s weekly update.

All Janney clients who are registered users of Online Access have access to a Document Vault, a secure and frictionless place to store and access your financial, household and personal documents.

Check out this list of documents that could be helpful to store in the Document Vault.

Document Vault Checklist Determine which documents should be stored in the document vault. Stay organized by keeping your documents in one safe place.

If you missed our presentation—not to worry! Access the recording now to hear from Janney’s Investment Strategy Group on what to expect for the economy and markets in 2024.

Watch the video here: https://bit.ly/3U1FeTi

Today, we remember and reflect on the legacy of Martin Luther King Jr. May it inspire us to create positive change and build a more harmonious and inclusive world.

Congratulations to the record number of Janney teams named Best-in-State Wealth Management Teams by Forbes. The firm’s boutique culture, financial stability and comprehensive platform enable our advisors to do what they do best - serve the needs of their clients.

Forbes Recognizes 60 Janney Teams as Best-in-State Wealth Management Teams PHILADELPHIA – Janney Montgomery Scott LLC, a leading full-service wealth management, capital markets, and asset management firm, is pleased to announce that 60 Janney teams have been recognized as Best-in-State Wealth Management Teams by Forbes.   

Are you behind or not sure where to start with estate planning? Check out this article for some tips and a few ideas that may help reduce estate and inheritance taxes.

Estate Planning for Procrastinators Although it's recommended that estate planning techniques be put in place long before someone dies, there are a few ideas in the estate planner’s toolkit that may help reduce the tax bill.

In this article, our Investment Strategy Group provides an overview of the latest market and economic news.

We Remain Encouraged by the Stock Rally Despite Poor Start to the Year Stock market participation continues to broaden with increasing participation from many diverse industries.

With tax scams tending to spike from December through April, check out this list of the IRS' “Dirty Dozen” tax scams and some tips on how to stay protected including:

- Never give out information, especially your Social Security number, to someone claiming to represent the IRS.
- Be wary of emails and texts that may be scams to steal personal information.
- Avoid ads touting refunds, which can be based on inaccurate information related to eligibility for and computation of the credit.

Read more:

Look Out For These Top Tax Scams When Filing Your Taxes Be hyper-alert for fake communications from those posing as the IRS agents, which arrive in the form of an unsolicited text (smishing) or email (phishing) to lure you to provide valuable personal and financial information that can lead to identity theft. The IRS will never send taxpayers an email ab...

Our Investment Strategy Group discusses the latest market and economic news in its weekly update. Read more.

Lower Inflation and Healthy Consumer Spending Supports the Rally The Personal Consumption Expenditures report remains consistent with inflation falling toward the Federal Reserve’s (Fed’s) 2.0% target while consumer spending remains robust.

We hope your New Year is safe, joyful, and prosperous.

Don’t forget to register for our exclusive presentation to hear Janney’s Investment Strategy Group’s insights on what’s next for the economy and markets in the coming year.

Register Here: https://bit.ly/3RZ9L1F

Our Investment Strategy Group discusses the latest market and economic news in its weekly update. Read more.

Economic Readings and Stock Market Internals Consistent With Soft Landing We remain encouraged by the stock market rally with many signals consistent with a bull market. Major indexes are at or near all-time highs.

There are several advantages to using 529 Plans to help fund a grandchild’s education, including:

- Contributions are treated as gifts, which removes assets from your estate, providing potential tax benefits.
- Allows for tax-deferred growth as all earnings are withdrawn tax-free when used for permitted education purposes.
- You maintain control of the assets, unlike other types of gifts, as funds can only be used according to the will and direction of the account holder.

Read more about these advantages and other considerations when using 529 plans to help fund education for the next generation and see if this solution is right for you.

529 Plans: A Tax-Efficient Way to Fund Your Grandchildren’s Education When grandparents are given the gift of grandchildren, they are often filled with the desire to do anything they can to help, financially and beyond. In fact, according to the AARP, grandparents spend approximately $179 billion on their grandchildren every year.

Our Investment Strategy Group analyzes what you need to know about the latest market and economic news. Read more.

Stock Market Strength Broadens As Fed Signals an End to Rate Hikes We remain encouraged by the year-end stock market rally. All S&P 500 sectors advanced after the Fed announcement, pushing the S&P 500 higher for a fifth consecutive day, and closing above 4,700 for the first time since mid-January 2022.

Our Investment Strategy Group discusses the Federal Reserve's decision to hold interest rates for the fourth consecutive time and what it means for the market. Some highlights:
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- It appears inflation has settled into a tolerable range, with 3-month and 6-month core PCE trending at a 2.3% - 2.4% annual rate.
- Short-term markets have been running ahead of Fed rhetoric, though FOMC members are leaning towards possible cuts.
- The dot plot accompanying today's FOMC is net dovish relative to September, though the dispersion of rate expectations is very wide.
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Read more:

Once A Grinch, Forever Changed Fed policymakers held overnight interest rates unchanged at 5.25% - 5.50%, the fourth consecutive hold after 18 months of hikes.

The Federal Reserve has made significant progress in bringing down inflation while maintaining growth in the U.S. economy. Can it continue in 2024? Join our exclusive presentation to learn more.

Register Here: https://bit.ly/3uViBFv

Did you know you can save on taxes while supporting your favorite charities and causes? Learn more about several tax-smart strategies when giving charitable gifts.

Tax-Smart Charitable Gifting Strategies While each of us has our own very personal motivations for and approach to giving, collectively Americans continue to be the world’s most charitable nation. In 2021 alone, annual charitable gifting in the United States totaled $484.85 billion (with gifts by individual comprising 67% of the total)....

In this article, our Investment Strategy Group provides an overview of the latest market and economic news.

Inflation Indicators and Stock Market Internals Remain Encouraging November business surveys remain consistent with slower, but positive, economic growth, while stocks show a potential end to Fed rate hikes.

Happy Hanukkah! We hope your celebrations are full of peace and light.

There are many options for charitable giving, from direct contributions of cash and property, to donor-advised funds, foundations, and charitable trusts. Read more about your options.

Discover the Emotional and Fiscal Benefits of Philanthropy Giving back to enrich one’s community can be one of the most rewarding experiences for both the donor and recipient. According to Giving USA, Americans gave $484.85 billion to charity in 20211. While the act of philanthropy can yield heartwarming results, there also can be lucrative benefits to gi...

Our Investment Strategy Group discusses the latest market and economic news in its weekly update. Read more.

Falling Inflation and Long-Term Bond Yields Remain Encouraging With inflation and long-term interest rates falling, stocks continue to respond favorably. Discussed in this report are several important stock market indicators that are sending encouraging signals as we head into year-end.