Town Center Title

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Assignment is when ownership of your mortgage is transferred from one company or individual ro another, it is called an assignment.

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A closing attorney represents either the buyer or the seller in a real estate transaction. One attorney can't do both. They are available to review the documents and protect you from potential mistakes in the closing process.

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An attorney approved by a title insurance company is one whose opinions of title will be accepted by the company and relied upon for the issuance of the insurance policies.

Title insurance protects the home buyer's legal claims to the property.

Closing is another term for "settlement." It refers to the part of the real estate transaction where the title moves from the seller to the buyer's hands.

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Assessed Value - A value placed upon property for property tax purposes by the tax assessor.

Common pre-closing mistakes.

The insurance policy will pay for any legal defense costs and reimburse you for any mortgage payments you are unable to make due to losing the house to someone else's claim on it.

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Amortization - Payment of a debt in regular, periodic installments of principal and interest, as opposed ti interest only payments.

How the Title Insurance works.

No. Title insurance, unlike other insurance policies, is not billed as a monthly premium. It's a one-time cost you pay at the time you purchase your home. The policy lasts for the time you and your heirs own the property.

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The typical documents signed by buyers during a purchase transaction.

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Affidavit - A written statement or declaration, sworn to before an officer who has authority to administer an oath.

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