Lisa Sabey - Mortgage Loan Officer at Citizens Bank - NMLS #680433

The U.S. Department of Housing and Urban Development has announced a new effort to boost homeownership rates within historically underserved communities. With the availability of $10 million in new grants to be distributed to 23 approved counseling agencies, experts are hopeful to see a positive impact nationwide.

HUD issues $10M in counseling grants to ‘combat homeownership gap’ - HousingWire HUD says the new funding can help underserved communities access needed resources to seek out homeownership.

All signs point to a drop in mortgage rates, according to the U.S. Bureau of Labor Statistics, who recently reported that May Inflation was lower than expected.

Mortgage rates could be heading for a drop Inflation came in lower than expected for May, which could spark a decline in borrowing costs.

Homeownership is more than having a place to call your own, it’s a cornerstone of financial growth and a key to building generational wealth. Investing in a home today lays the foundation for a secure future for your family for years to come – and I’m here to help you navigate your homeownership journey.

A 20% down payment is not a requirement! In fact, 77% of future homebuyers have started saving money for a down payment on a home, and more than half of them plan to put less than 20% down.

www.cnbc.com

Mortgage applications fell 1.9% this week - are you keeping your eye on the housing market? I am! Reach out with any questions, i'm here to help.

www.cnbc.com

Spring has finally sprung - home applications are up as mortgage rates continue to fall for the third week in a row!

Mortgage rates fall for third straight week, bringing some homeseekers off the sidelines | CNN Business Mortgage rates fell for the third straight week and applications to purchase a home increased by the most in five weeks, in a promising sign for a housing market that has stalled out as mortgage rates edged towards 8%.

There's new opportunity in new construction - are you paying attention as the price gap between existing homes for sale and new builds are narrowing?

www.cnbc.com

The Federal Reserve doesn't set the mortgage rates, but its actions influence them. Are you trying to buy this year? I can help you understand your options and get you closer to your dream home.

New home sales surged in March despite elevated mortgage rates | CNN Business Sales of newly built single-family homes in the United States soared in March despite mortgage rates remaining elevated that month.

Mortgage application rates have increased for the second consecutive week. In fact, mortgage applications went up more than 3% compared to the week of April 1st and the Refinance Index is up 11% compared to this time last year. Staying in the know helps me provide the best service to my clients!

Homebuyers are making a surprising move Buyers are overcoming high rates to purchase homes, according to the Mortgage Bankers Association.

Do you have a current mortgage? You could be in the perfect position to refinance. Here are 3 signs that refinancing may be your best bet.

www.cnbc.com

The housing market is heating up in 4 specific metro areas around the United States, giving mortgage loan officers like myself a great kick off to the spring season.

Housing markets in 4 states see huge surge in interest The Manchester-Nashua area in New Hampshire is the country's hottest market, according to realtor.com.

I am so proud to be recognized as a 2023 Citizens of Excellence award winner, which honors the top producers across . I’m excited to be invited to celebrate this accomplishment in April in Miami Beach, Florida.

Congratulations to all of this year’s winners. I’m honored to be a part of such an incredible group of colleagues!

If you'd like to join a company that recognizes and celebrates its colleagues, check out our opportunities at: jobs.citizensbank.com.

are expected to decrease by nearly 1% by year's end, according to recent housing forecasts.

That's good news for , as the decrease would reduce monthly costs for many.

Mortgage interest rates expected to drop in 2024—here's how much you could save on monthly payments With mortgage interest rates expected to decline in 2024, monthly housing payments could drop by nearly $200.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost you more in the long run). Here are some projects where it's best to hire a pro.

Don't Hammer At Your Own Risk: DIY Projects You Should Never Do Yourself Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs. Here are some projects where it's best to hire a pro.

From built-in nooks for napping to wall-spanning walkways for cat adventures, some homeowners spend big bucks crafting custom amenities for their pets. Check out these creative ideas!

Bow-WOW! Check Out These Luxe Pet Amenities for Your Home Our dogs and cats are like members of the family and, lately, it seems as if we'll spend anything to make them happy at home. Take a look!

Nationwide, 30.6% of U.S. single-family homes for sale in the third quarter were new construction—the highest share of any third quarter on record. That’s up from 28.9% one year earlier and 25% two years earlier.

Almost a Third of Homes for Sale Are New Construction—the Highest Share of Any Third Quarter on Record New builds are taking up a growing share of the pie as builders attract buyers with concessions and high mortgage rates prevent homeowners from selling.

Just as you size up whether a home fits your needs, burglars could size it up to see if it fits theirs. Before you make an offer on a home, you may want to consider a full security inspection. Much like a home inspection can uncover flaws in the roof, structure, or plumbing, an inspection by a home security expert can help identify the home’s vulnerable spots.

Shopping for a Home? Case the Joint Like a Burglar Just as you size up whether a home fits your needs, burglars may see if it fits theirs. Consider these potential security issues before you make an offer.

When you’re buying or selling, the home inspection process can cause stress and anxiety. Here are some tips to make the process easier and more collaborative.

7 Things Your Home Inspector Wishes You Knew A home inspector can make or break a sale for both sellers and buyers. It's why the home inspection process can be somewhat terrifying!

Moving is never easy, but with some careful preparation, you can get your household from point A to point B with as little disruption as possible. Here are some great tips for preparing for a long-distance move.

11 Quick Tips for a Successful Long-Distance Move Follow these 11 tips for getting your family and home ready to relocate to a new city or state.

What can you do when the home appraisal comes in significantly lower than the contract price? It’s a common problem in a hot market when appraisals can’t keep up with how quickly homes are selling.

4 Ways to Deal If Your Appraisal Comes in Low Here's how to deal with a low appraisal: Do not panic, and then consider these four options.

Earnest money is a “good faith” deposit offered to the sellers of a home to show that you’re serious about purchasing the property. The buyer and seller can negotiate the earnest money deposit amount, but it typically ranges from 1% to 3% of the sale price and could be as high as 10% in a seller’s market. Once the sale has been completed, the earnest money can be applied toward your closing costs or down payment.

What is Earnest Money and How Much Do You Need? Earnest money is a “good faith” deposit offered to the sellers of a home to show that you’re serious about purchasing the property.

If you're a first-time homebuyer, experts say it's critical to prepare for hidden expenses. Here are three of the most common surprise homeownership expenses.

Here are 3 costly financial surprises for first-time homebuyers — and how to prepare for them If you're a first-time homebuyer, experts say it's critical to prepare for hidden expenses. Here are three of the costliest ones.

People sometimes choose to put their homes, and other assets, into a living trust. By doing so, they may be able to save their loved ones from having to go through the probate process when they pass. Here is more on the topic from Realtor.com.

Why Should I Put My Home in a Living Trust? Life is short—and one way to make things a little easier for your loved ones is to put your home and other assets into a living trust.

As consumers become more mindful of their impact on the environment, they are making more sustainable home design choices. Whether it’s choosing non-toxic materials, quality products built to last, or ethical sourcing — sustainability has become a top design trend. This especially applies to outdoor spaces.

The Latest Trend In Outdoor Design Is Sustainability Ethical and stylish? Yes!

At first glance, the bathrooms in these listings look lovely. But potential issues may be lurking...or blatantly obvious (check out #10).

10 Gorgeous Bathroom Listing Pictures With Hidden Problems: Can You Spot Them? There's nothing like a luxurious bathroom with all the bells and whistles. But some features we love in photos are not so great in real life.

Soon we will bid farewell to summer. Fortunately, there are plenty of outdoor DIY updates that will prolong the enjoyment of your backyard into the cooler months.

5 Backyard Decor Ideas To Keep the Summer Fun Rolling Through Fall—and Beyond We've got five bespoke backyard looks that will help you keep on keeping on with your outdoor living—well past the end of August.

Moving is a great opportunity to organize, declutter, and lighten your load. Here are some tips to get you into the zone.

How to Declutter Before Moving: Have You Tossed Out the Right Stuff? If you're about to move to a new home, there's one thing you absolutely must do before you start packing. Declutter before moving.