Edelman Financial Engines

In August, the S&P plunged 8.5%, then rebounded sharply to end the month up 2.4%. Dramatic swings like this aren't an anomaly – they're more frequent that you might realize. So how can you maintain your investment perspective during the volatility?

We explore the historical patterns of market unpredictability and explain why diversification and taking economic predictions with a grain of salt are your best allies. Read more in our latest Market Insights article: https://bit.ly/4e9oBMi

Is the future of finance human or tech driven? We say yes to both.

Our CEO Jay Shah was featured in InvestmentNews this week discussing the incredible opportunity that exists to improve financial outcomes through the powerful combination of people and technology. With inspiring leadership and a bold vision for the future, we’re excited for the new ways Edelman Financial Engines will continue to help clients move their financial lives forward!

Read more here: https://bit.ly/4fZ5uGn

Jay Shah revs up Edelman Financial Engines The CEO steering the RIA juggernaut has an impressive track record of using technology to scale, but he says the real power is marrying this with people.

Curious how we help our clients achieve their financial planning and retirement goals?

Our Chief Investment Officer, Neil Gilfedder, recently sat down with Elaine Misonzhnik of WealthManagement.com to explain how we take a “client-first” approach when selecting a portfolio to best fit their individual needs and preferences.

Neil emphasizes our commitment to disciplined, long-term investing strategies rather than chasing "magic" solutions.

Read the full Q&A to learn how we're adapting to market changes while staying true to our foundational principles: https://bit.ly/3yPcQLW

Edelman Financial Engines: 'Magic' Assets Don’t Exist Neil Gilfedder, the firm’s CIO, talks about how the RIA has incorporated its co-founder’s risk-adjusted investment analysis and how it stays transparent with clients.

Retirement planning is more than just saving—it's about strategic decision-making. In GOBankingRates, our planner Elliot Herman shares must-know tips on budgeting, timing Social Security and managing healthcare costs to secure your financial future. Learn more: https://bit.ly/3LFfRBm

I’m a Retirement Planner: 5 Things You Must Understand Before Retiring What you need to know before leaving the workforce.

What drives our success?

The exceptional leadership of women like Cecilia Garcia, Marylee Novak, Rachel Alandzes, and Lavern Edwards. Honored by our Women in Leadership (WIL) Employee Resource Group (ERG) as a “Woman of Distinction,” this peer-nominated recognition is given twice a year to our female colleagues who exemplify dedication, advocacy, and innovation – and inspire us all.

Congratulations to each of these impactful women! Your contributions drive our company forward. 🌟

Choosing the right senior living community can be overwhelming, but our planner Kelli Smith shares some tips to make the process easier. From understanding current and future needs to consulting financial and healthcare professionals, learn how to find your perfect fit in AARP: https://bit.ly/4dfl4eX

Can You Afford Senior Living Housing? - Senior Planet from AARP The senior living community pamphlets in your mailbox show spacious apartments, fancy dining rooms, gyms and swimming pools. It looks great - but look before you leap.

A second marriage is a beacon of new beginnings and exciting adventures. However, it also shines a light on unique financial challenges. Learn how to sail through the obligations of alimony and estate planning to help anchor a secure future together: https://bit.ly/3Yh7DqJ

Second marriage financial guidance and to-do list Planning a second marriage? Here's a "to-do" list and why you need to discuss financial decisions before saying "I do."

Our Everyday Wealth in America research found that 73% of Americans are concerned about the financial impacts of the 2024 election. However, it's crucial to stick to your retirement goals and stay invested – while also trying to avoid rash financial decisions driven by political anxiety. Learn more in GOBankingRates: https://bit.ly/4deMHoz

We've tackled five common myths to help you retire with confidence. Want to know all 10? Dive into our full article with Andy Smith, Executive Director, Financial Planning, as he debunks misconceptions about taxes, Social Security and more: https://bit.ly/4bSUNlI

This National Parents’ Day, let's celebrate the superhero parents stepping up to support their adult children amid economic concerns. From covering college tuition to healthcare, they're making a significant impact. See the full breakdown from our Everyday Wealth in America report: https://bit.ly/3ysIC0O

Estate planning is crucial for everyone. Our comprehensive guide helps you take control of your future with detailed steps on asset management, beneficiary designations and health care directives. Discover the essentials and secure peace of mind for you and your family: https://bit.ly/3Y6ylSS

The rise of "money dysmorphia" is real! Our most recent Everyday Wealth in America study reveals that social media influences overspending, with over half of heavy social media users spending beyond their means to keep up with the "digital Joneses." Learn more about this trend in The New York Times: https://nyti.ms/3xRlw42

Money Dysmorphia A nagging insecurity about one’s finances — even when one is on solid footing — that is most prevalent among Gen Z and millennials.

Big changes in estate planning laws are on the horizon! Rodney Weaver, Director of Estate Planning at EFE, explains how you can leverage favorable tax laws before they sunset at the end of 2025. With the current $13.61 million exemption limit set to drop by around 50% in 2026, it's crucial to explore strategies now. Learn more in our Q&A: https://bit.ly/3VHuj08

Changes are coming to estate planning laws. Are you prepared? The laws that govern estate planning will be going through some significant changes in the coming years. Make sure you’re prepared for them well in advance by learning what our estate planning expert thinks.

Having a will and testament is a great start, but crucial elements in your estate plan may still be missing. Rodney Weaver, a Director of Estate Planning at EFE, provides five essential tips to help you avoid possible pitfalls and safeguard your assets. Read more: https://bit.ly/45HmR9Y

Does a Will Override a Beneficiary Designation? | Edelman Financial Engines Does a will override a beneficiary designation? Learn more about the power a designated beneficiary can hold in your estate plan.

Is there a right time to retire? Our planner Andy Smith suggests answering six crucial questions to make this decision, including why you want to retire now, where you'll live, and how you'll fund your retirement. Learn more in Financial Advisor Magazine: https://bit.ly/3xpMUpJ

Helping Clients Choose The Right Time To Retire When it comes to retirement, it's all in the timing, advisors say.

Large-cap stocks rose, small caps fell and emerging markets gained in June. How did the Federal Reserve’s anticipated rate cuts and artificial intelligence’s growth prospects play a role? Find out in our new Monthly Market Insights article: https://bit.ly/3zgxVim

Happy 4th of July! We’re taking the day to relax, recharge and reflect. Enjoy a safe and joyful holiday, everyone!

Suddenly jobless in her 60s, interior designer Janice Young needed a plan to stay afloat until retirement. Wealth planner Isabel Barrow guided her to financial stability, recommending a steady pension and delaying Social Security. Read more in Jean Chatzky’s insightful AARP article: https://bit.ly/3zbkEHK

What to Do if You Lose Your Job Too Soon | Members Only Access Advice on how to cut spending and where to pull money from if you lose your job in your 60s

Our planner Michelle Muhammed delves into the often-overlooked financial implications of divorce. From unexpected tax liabilities to the true cost of dividing retirement accounts, Michelle provides actionable insights to help divorcees navigate a challenging time while sticking to their long-term financial goals. Read more in TheStreet: https://bit.ly/4eku17V

Divorce's Hidden Costs: What You Need to Know Before You Split Don't let money problems add to the stress of divorce. Learn how to divide assets and build a secure financial future.

The "4% rule" is often seen as a starting point to safely withdraw from your savings in your first year of retirement – but it may not work for everyone. Factors like taxes, inflation, and personal goals can impact its effectiveness. Learn how a financial advisor can help tailor this approach to your unique retirement situation: https://bit.ly/4aM2dq2

Edelman Financial Engines