Jose Manuel Arango - Sales Manager & MLO - NMLS ID 20136

The has made it easier to receive gift donations by providing more options for documentation. This update simplifies the process, making homeownership more accessible!

✅ Simplified Documentation: More options for proving gift donations.
✅ Increased Flexibility: Easier to get financial support from loved ones.
Stay tuned for more updates!

"We must be ready to navigate the FSBO (For Sale By Owner) propulsion market following the upcoming NAR (National Association of Realtors) changes in July, 2024. These changes will pave the way for innovative business opportunities. Thanks to advancements in AI, and I anticipate the emergence of portals that will enable property owners to sell through AI-supported online platforms at a nominal fee—1% or less of the selling price. This evolution foretells a future where C2C (Consumer to Consumer) transactions flourish, significantly powered by artificial intelligence." - José Manuel Arango - NMLS ID 20136

"Debemos estar preparados para navegar en el mercado de FSBO (En venta por propietario) luego de los cambios que se avecinan de la NAR (Asociación Nacional de Agentes Inmobiliarios) en julio del 2024. Estos cambios allanarán el camino para oportunidades comerciales innovadoras. Gracias a los avances en IA, y anticipamos la aparición de portales que permitirán a los propietarios vender a través de plataformas en línea respaldadas por IA a una tarifa nominal: 1% o menos del precio de venta. Esta evolución predice un futuro en el que florecerán las transacciones C2C (de consumidor a consumidor), impulsadas en gran medida por la inteligencia artificial". - José Manuel Arango - NMLS ID 20136

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That's right- we have construction loans that allow for up to 95% loan to value. That means you can build the home of your dreams and not have to come up with that hefty 20% down payment. Sound too good to be true? It's not- let's chat!

Call today at 617-416-7856 and ask me for this construction financing possibility for you.

Our office online: www.JoseManuelArango.com
Apply online: www.JoseManuelArango.loans
Book an Appointment: www.JoseManuelArango.info

NMLS ID 20136

Así es, tenemos préstamos para la construcción que permiten hasta un 95 % del valor del préstamo. Eso significa que puede construir la casa de sus sueños y no tener que pagar ese fuerte pago inicial del 20%. ¿Suena demasiado bueno para ser verdad? No es- ¡hablemos!

Llama hoy al 617-416-7856 y pregúntame por esta posibilidad de financiamiento de construcción para ti.

Nuestra oficina en línea: www.JoseManuelArango.com
Aplica en línea: www.JoseManuelArango.loans
Reserva una cita en: www.JoseManuelArango.info

ID del NMLS 20136

A couple of years ago, the home buying market was crazy- I had clients losing their dream homes left and right due to bidding wars and sky-high prices. Today, things have settled down, and BUYERS now have more control. Want to know how to take advantage of this change? Reach out today.

“My fellow Americans, ask not what your country can do for you, ask what you can do for your country.” – John F. Kennedy. As we honor Memorial Day, we salute and give thanks to our fallen soldiers. We live in the home of the free, because of the brave.

At CMG we truly value all of our partners- but builders hold a very special place in our hearts. That's why we offer such a stellar line-up of builder programs. If you're a builder who wants to hear what CMG can do for you- reach out today!

Do you want to know why people talk about EQUITY so much? It's because equity is a GREAT way to build wealth. You can’t build equity from renting- at least not your own! Message me today to learn how you can start building wealth tomorrow.

With our Rate Rebound program, there's no need to wait to start making smart financial moves. You can get that dream home now- and start building valuable equity- and then refinance later if rates drop, with no lender fees. Your future starts now- message me to learn more.

These 2 words may sound similar- but they are actually quite different. A pre-approval carries a lot more weight and will get you much farther in the home buying process. If you're serious about buying a home, then a pre-approval is what you want. I can help. Message me today.

You don't need to commit to a 30-year relationship with your interest rate! If you fall in love with a home, you can marry the house and then refinance into a lower rate down the road. You get the best of both worlds!

Looking for a way to come up with a down payment for your house? HomeFundIt might be just what you're looking for! HomeFundIt is an online down payment gift tool that helps potential homeowners increase their down payment savings. Reach out today to learn more!

And did I mention the higher allowable debt-to-income ratio for a military borrower like you? Let’s chat today about what else a can do for you.

It can be devastating when you fall in love with your , to only lose it to another buyer who was pre-approved. Pre-approval can be key to making your home buying process smooth and simple. It’s as easy as sending me a DM to get started. Let’s chat today!

Guess what? The things that need improvement don’t have to stand in your way of getting a loan. With so many loan options to fit different budgets, you can improve your personal finances while also making your dreams a reality.

Technology is allowing loan officers like me to streamline the approval process. I can’t wait to help make the mortgage process simple for you! Not tech savvy? No worries! I will walk you through everything, step-by-step. Send me a message to learn more!

Your mom is right (as always). are a great option if you lack credit, don’t have a large down payment, or have a lot of money to cover your closing costs. And recently, FHA lowered the mortgage insurance premium cost making your loan even more affordable. DM me today to see if FHA is the way to go. Your mom would be proud!

I'm excited to announce that the retail division of Homebridge will be joining CMG Home Loans. This team-up of two powerhouses in the mortgage industry will allow us to help even more homeowners and provide an even greater range of home financing options. Reach out to learn more!

Ready to make the jump from renting to owning? That time comes for most of us- and when your time comes, contact a loan officer who can help you with the transition. We'll show you the real costs of and help you decide if it makes sense for your situation!