Hazel Marin

Happy Mother's Day! Blessings to a Gorgeous, Amazing, Wonderful, Sweet, Loving Mother...🥰

Big Game Survey Make your predictions before the Big Game!

✨2022 REIH✨
Xmas Ugly Sweater 🎄

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Stop by our Open House🙌
Thursday, November 10th
2pm - 5pm

Excellent Single Story Montclair Home. Home is located in the northerly top of Montclair with easy access to the 10 Frwy. Home has 3 Bedrooms, 2 Baths, Central Air. Property was recently upgraded, dual pane windows, 200 Amp Electrical panel with 220 outlet in the Garage, Complete Plumbing Re Route with pex coming from the main, New High end tank less water heater, New exterior stucco and paint, seamless rain gutters, and High end storm doors as a security feature. Inside there is a 20 x 21 room addition with a large brick fireplace, Led recessed lighting, New vinyl flooring through the home, and hard wired smoke detectors. Get ready to see this home!

For more information on this property DM or reach out to us
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Happy Lunar New Year 2022🧧♥️

May good fortune be abundant this Chinese New Year❣️

February 1 this year and the celebrations will last for two weeks! Also known as Chinese New Year and Spring Festival, it is celebrated by Chinese communities across the world with traditions slightly varying from the other. The celebration begins with the rising of the second moon after winter solstice.

Thank you Erika & Laura for hosting such a beautiful & fun event! We had an amazing time. Loved the delicious spread of food & memorable fortune cookies🤣

#2022

Always be kind to yourself. You deserve the same love and compassion you give to others!

My bears! ♥️Always by my side 🐾

He’s been the best companion that ever happened to our home. Always ready to have fun, take naps, play but most of all, listen to my our conversations. 🤣I do know in my hearts of 💗he loves us❣️


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~ it’s been 2 years already~We miss u💛💜

#8 #24 🏀
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There is always something to be grateful for~

H E L L O ~

Decide ~ Commit ~ Succeed 💯

I ♥️keeping my clients informed on each milestone & listening to their needs. 😊📲

Monday Motivation 🙌🏽

When prices are rising, why not let the market help you?

It's great to save up for a large down payment of 20% or more. Yet, when prices are on the rise, saving quickly enough to keep pace can be extremely difficult. In times such as these, why not let the market build equity for you instead?

Building Equity.
Owning a home in an appreciating market can build equity faster than most people can save. For example, a $200,000 home that appreciates by 6% gains $1,000 per month in equity. 

What are the benefits of buying now? 

💠Getting ahead of rising prices and rates. Purchasing with a small down payment often means you're required to purchase mortgage insurance (MI or PMI for Private MI). Your total monthly payment will be higher; however, the cost of mortgage insurance today can be a lot less expensive than buying a more expensive home at a potentially higher rate tomorrow. 

💠Diverting rent payments to equity. If you’re currently renting, chances are good your monthly expense is already similar to a payment to own. When you consider that part of your payment is a reduction of principal balance, the real net cost can be far less. 

💠Using appreciation to your advantage. While you’re saving to buy, appreciation (or rising home value) works against you. After you’ve purchased your home, rising value works with you to build equity and may even mean you can eliminate the cost of mortgage insurance more quickly. 

💠Earning tax advantages. Many homeowners enjoy income tax savings based on the mortgage interest and real estate taxes they pay each year. Talk to your tax professional to see if tax advantages may reduce the actual cost of owning for you, too. 

If you have questions about MI, appreciation and interest rates, reach out. 📲

Kicking off the year ~ 2022 January Hike 🙌🏽 w/ these beauties

Thank you Madison, amazing time. Steep canyon great trails & beautiful blue skies🙌🏽

Hello 2022

Keep going 💪🏽~ Keep growing 🔥🔥🔥✅✅✅


#2022

Live for moments you can’t put into words ~


#2022

Tuesday’s Tip

After a string of record-breaking low mortgage rates last year, 2021 has ushered in a new direction for rates unfortunately that direction is up ⬆️

It’s not all bad news though rates are rising due to expectations that trillions in new economic stimulus will spur a faster economic recovery.

The downside of recovery is inflation and the investors that influence mortgage rates through the purchase of mortgage bonds really hate inflation.
They’ll be less likely to buy the bonds, the bonds value will drop and the rates will rise.

It’s already happening, but there’s still time to act.

Rates are moving from the lowest point ever even if they’re a little higher than last year, they’re a still low by historical standards. If you’ve been waiting to secure a still low rate for a home purchase or refinance, now may be the time to do so.

Kristeen’s Birthday 🥳🙌🏽Weekend Celebration has begun 🎉🥂🎊🎂 We love you girlie 💗❄️

A new year with new possibilities. 🏡

Increased loan limits mean more buying power homebuyers. 🏡

Best of all, you can start shopping now and qualify with the new 2022 loan limits.

The Federal Housing Finance Agency (FHFA) has announced a $98,950 increase to conforming loan limits next year, up to $647,200 for Conventional loans!

High-cost area Conventional conforming
Loan limits in high-cost counties are even higher.

Reach out today to see how much purchasing power you have this New Year! 🎉

year

♥️ rediscovering SF!

1st of 2022 🎉🎊~ Feeling grateful for friendships & family. 🙏🏽🥳

The beginning of new adventures. Blessed with these sites, cool breeze with crystal blue skies & the food ♥️🙏🏽

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Happy New Year 2022!

Happy New Year 2022 🎉🎉May the new year bring you peace, joy and happiness.  Cheers to more shared successes in the new year!🎊🎉💯♾

#2022

Hello Sunset 😍

I’ve missed this city for a long time. It feels good to be back.

Hello San Fran ♥️

It’s been way to long~ feels good to be back 😍

The view from up here is pretty dreamy 🥰

Let your dreams take flight in the new year! Happy New Year 2022

Monday Night Football 🏈

Let’s go Dolphins! 🙌🏽🐬

Good times 💜💛

Love me some Lakers on Christmas Day! 🙌🏽

L A K E R S Baby 🙌🏽🎁

F E L I Z N A V I D A D 🎄

Thank you for being such an important part of our my lives. We hope you have a wonderful Christmas and the coming year is full of many blessings for you and your family.