Goff Insurance Services

Just a little public service announcement. With the recent earthquake in New Jersey, we just wanted our customers to be aware that coverage for earthquake on home owners policies is not an automatic coverage. It’s an endorsement to the policy and very few people actually choose to carry the coverage. If you’re interested in having coverage for an earthquake please call your agent and discuss your particular options for your policy.

Brace yourselves for a very active afternoon with the potential of very severe thunderstorms. We want everyone to be alert and safe.

Due to road conditions and the Christmas holiday both our Morgantown and Bridgeport locations will be closed until Tuesday December 27th. If you have any emergencies please call the 800 number located on your insurance card. if you can’t get any help through your 800 number please message us on Facebook and someone will call you back. Hope everyone has a Merry Christmas! Please be safe out there over the next couple days. if you don’t have to go out please stay home. It’s a perfect reason to spend time with family.

Which Disasters Are Covered by Home Insurance? https://cstu.io/2c7f47

Which Disasters Are Covered by Home Insurance? | Goff Insurance Services Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to y...

Do I Need Business Insurance to Rent an Office Space? https://cstu.io/2e5356

Do I Need Business Insurance to Rent an Office Space? | Goff Insurance Services A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical bui...

How To Dig Out After a Blizzard https://cstu.io/f1aed0

How To Dig Out After a Blizzard | Goff Insurance Services   If you live in an area that regularly sees snow, clearing the driveways and sidewalks after a winter storm is a regular part of life. But when...

How to Keep Your Backyard Campfires Safe https://cstu.io/fa1859

How to Keep Your Backyard Campfires Safe | Goff Insurance Services There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you...

4 Winter Risks and How to Protect Your Business From Them https://cstu.io/0735ab

4 Winter Risks and How to Protect Your Business From Them | Goff Insurance Services Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for business...

Comprehensive vs. Collision Auto Insurance https://cstu.io/0d2876

Comprehensive vs. Collision Auto Insurance | Goff Insurance Services Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensi...

7 Mistakes Small Business Owners Make When Filing Claims https://cstu.io/533b85

7 Mistakes Small Business Owners Make When Filing Claims | Goff Insurance Services As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your cla...

6 Tips to Prepare for Power Outages https://cstu.io/f45dd1

6 Tips to Prepare for Power Outages | Goff Insurance Services We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A...

How to Choose the Right Restaurant Insurance https://cstu.io/2def86

How to Choose the Right Restaurant Insurance | Goff Insurance Services If you own a restaurant, you know the importance of carrying the right insurance to protect your investment. It can be challenging to choose the best...

Heading Out of Town? Remember These Driver Safety Tips https://cstu.io/5a99a7

Heading Out of Town? Remember These Driver Safety Tips | Goff Insurance Services Americans love their road trips and head out in vast numbers to visit relatives, camp, fish, hunt, visit resorts and theme parks, or enjoy our beautif...

How to Promote Your Brand for Small Business Saturday https://cstu.io/5c2de9

How to Promote Your Brand for Small Business Saturday | Goff Insurance Services Small Business Saturday is celebrated every year on the Saturday after Thanksgiving. In 2021, this holiday falls on November 27. This is the day set a...

Business Insurance to Protect Your Veteran-Owned Company https://cstu.io/18232d

Business Insurance to Protect Your Veteran-Owned Company | Goff Insurance Services Veterans entering the business world have access to a number of resources. These include the Small Business Administration, Veterans Affairs Office of...

Safeguard Your Property During the Holidays https://cstu.io/733b07

Safeguard Your Property During the Holidays | Goff Insurance Services The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are h...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage https://cstu.io/c09625

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage | Goff Insurance Services Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are...

Millennials and Home Insurance https://cstu.io/728476

Millennials and Home Insurance | Goff Insurance Services More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as...

Can Life Insurance Cover Student Loan Debt? https://cstu.io/387854

Can Life Insurance Cover Student Loan Debt? | Goff Insurance Services What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly...

The DIY Guide to Winterizing Your Boat https://cstu.io/a31eef

The DIY Guide to Winterizing Your Boat | Goff Insurance Services If your boat is kept in a cold winter weather area without heated storage, you will want to winterize before the first freeze sets in. You can pay som...

What is a Medicare Supplement Plan? https://cstu.io/1e1147

What is a Medicare Supplement Plan? | Goff Insurance Services If you’re approaching your 65th birthday and starting to research options for Medicare, navigating through all of your new health care choices can be...

Medicare Supplement vs. Medicare Advantage: What’s the Difference? https://cstu.io/e0b57b

Medicare Supplement vs. Medicare Advantage: What’s the Difference? | Goff Insurance Services Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program d...

The Ins and Outs of Business Contents Insurance https://cstu.io/7acf56

The Ins and Outs of Business Contents Insurance | Goff Insurance Services Your business contents are items belonging to your business that are not permanently attached to the building. They may include small items, such as l...

A Parent’s Guide to Teen Driver Safety https://cstu.io/ff8dc0

A Parent’s Guide to Teen Driver Safety | Goff Insurance Services Learning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the...

Buying Life Insurance for the First Time? Then Read These 8 Tips https://cstu.io/f94d47

Buying Life Insurance for the First Time? Then Read These 8 Tips | Goff Insurance Services Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the firs...

Fall Safety and Security Tips to Implement in Your Business https://cstu.io/87a0ac

Fall Safety and Security Tips to Implement in Your Business | Goff Insurance Services Every season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opport...

Is Lost or Stolen Jewelry Covered by Homeowners Insurance? https://cstu.io/bec3ec

Is Lost or Stolen Jewelry Covered by Homeowners Insurance? | Goff Insurance Services Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It? https://cstu.io/30f76c

What Is Employment Practices Liability Insurance, and Why Does My Business Need It? | Goff Insurance Services Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against empl...

Safety Tips to Remember During Motorsports Awareness Month https://cstu.io/785d8f

Safety Tips to Remember During Motorsports Awareness Month | Goff Insurance Services Originally, motorsports in America were mainly about motocross, NASCAR, or drag racing. Today, they often involve motorcycles or all-terrain vehicles...

What Is a Guaranteed Insurability Option and Why Do You Need One? https://cstu.io/96180a

What Is a Guaranteed Insurability Option and Why Do You Need One? | Goff Insurance Services When you’re young, life insurance is probably the last thing you think you need. Life insurance isn’t (and never has been) an easy topic to talk about...