Andreia Aguiar

NAR recorded no change in the national pending home sales index in November – but the market still saw positive movement. Contract signings grew in the Northeast, Midwest, and West from October, a positive trend we can help you continue as we start the new year!

A Closed End Second (CES) loan offers a path to financial wellness while keeping the terms of your first mortgage in place. http://spr.ly/6181RjFN9

The report revealed 94% of Younger Millennials (24-32 years old) and 93% of Older Millennials (age 33-42) needed help financing their home. Alternatively, fewer than half of Older Baby Boomers (68-76 years old) and the Silent Generation (77-97 years old) needed mortgages. http://spr.ly/6184RP9Ru

The holidays can take a lot out of you — and out of your bank account. Let’s get your finances back on track after holiday spending with our financial wellness checklist.

Happy New Year! ❤️😘🙂

The tools to help your clients achieve homeownership are always available. Connect with us today for the latest information about resources we offer, from down payment assistance to monthly mortgage savings programs. http://spr.ly/6180RP5yj

No one wants to encounter a wet basement. If this happens to you, follow our steps to help save money while you identify the best way to move forward. We’re here for you!

We’re ending the year on a good note: November was the first time in 5 months that existing home sales grew! Let’s make a plan to keep that trend going in 2024.

Real estate agents help you set the right price for your home, market your property, negotiate offers, and help you move into your new home. Read more about our partners in homeownership. http://spr.ly/6189Rwgmc

Pat yourself on the back if you answered true. You might think buyers would email or text when they first contact an agent, but phone calls reign supreme, even with Younger Millennials. http://spr.ly/6185RP5J5

As a current or future homeowner, you have a list of maintenance to-dos every season. Make your house easier to manage with our checklist. Download and prepare for 2024! http://spr.ly/6186R3tZe

Buyers were more than willing to refer their real estate agents to others, and 62% actually did so at least once. Pro tip: Loan officers know some pretty amazing agents, too. http://spr.ly/6184RP5Je

Considering whether 2024 is the time to buy a home or renew your rent? We’re here to help you compare the advantages of owning and renting – then determine what’s right for you. http://spr.ly/6185R3tZd

Almost all generations, with the exception of Gen X, agreed these factors influenced their agent choice the most. Gen X said they value a good listener with a caring personality over the other three attributes. http://spr.ly/6183ROl29

Start with monitoring your monthly expenses. If you’re a current homeowner or someone saving up for a home, we’ll show you the steps that lead to creating a household budget and sticking to it.

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There’s more to the market than October’s near-nationwide drop in pending sales. While inventory remains low, improved mortgage rates may give your clients more confidence in buying a new home. Contact us to see how we can help make things more affordable before the year’s end!

When you refinance your home, you’re replacing your original mortgage with a lower interest rate or shorter term — or both. You may be in the right spot to create some breathing room in the monthly budget. http://spr.ly/6184R3sxi

The right mortgage-to-income ratio depends on your financial goals and circumstances. While some use 28% as a rule, our blog lists factors to consider before deciding on what mortgage payment is best for you http://spr.ly/6182RKGoY

When it comes to finding an agent, we trust referrals! Seasoned homebuyers and sellers can be an amazing resource for real estate agent recommendations. http://spr.ly/6187RyFaX

October was a little spooky for homebuyers as existing home sales dropped across the country. But we’re ready to inspire some spirit in the market with our dedicated support. Let’s discuss how we can give your clients the gift of their dream home this holiday season!

Buying, refinancing, or building a home in a rural community? The USDA loan program will help bring your homeownership dreams to life.

Andreia Aguiar

The FHFA has announced the 2024 conforming loan limits. This means you'll be able to buy more house without the additional restrictions associated with jumbo loans. Read more about the new limits and what they mean here http://spr.ly/6182RBW7j

Homeowners who’ve built up equity can tap into second mortgages. This can be a great option for paying off debt or investing in a second home. http://spr.ly/6182uNSPi