What are the opening hours?

Monday 8:30am - 4pm Tuesday 8:30am - 4pm Wednesday 8:30am - 4pm Thursday 8:30am - 4pm Friday 8:30am - 6pm Saturday 8:30am - 12pm

The Farmers & Merchants Bank

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Congratulations to 𝓓𝓪𝓷𝓪 𝓗𝓲𝓵𝓵, our 𝗠𝗔𝗬 $100 Shazam Debit Card Reward winner! 💰

Want to be our next winner?
All you have to do is swipe your debit card. It is that easy! Each ATM or debit card PIN- or signature-based purchase will earn you an entry into the drawing.

Not a customer?
Call us today to open an account!

06/16/2024

Happy Father’s Day!

06/15/2024

Please help us congratulate 𝓑𝓻𝓮𝓷𝓭𝓪 𝓕𝓸𝓻𝓮𝓶𝓪𝓷 on her ③① years of working for FMB❗️
Brenda began working for our bank in June of 1993.

06/14/2024

47th Annual Art on the Square is Friday, June 14th and Saturday June 15th, on the Courthouse Square in downtown Caldwell. Friday hours are 5:00- 9:00 pm and Saturday hours are 9:00 am-5:00 pm. Area artists and crafts people will be displaying their talents and selling their wares. Sneak peek located in our vestibule.

06/13/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂...

Cindy Yunk- Groundbreaking for the Bank addition back in 1982.

06/06/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂...

2012 The Bank’s 100th Anniversary - Jerry Sanford

06/05/2024

We hope you have a fun summer at the pool Hesson family!☀️

06/04/2024

06/04/2024

The Farmers and Merchants Bank is excited to announce that 𝓑𝓻𝓸𝓸𝓴𝓮 𝓕𝓪𝓻𝓶𝓮𝓻 has joined our team as a Full-Time Teller.

Please help us welcome Brooke to the FMB family!

06/03/2024

𝐻𝒶𝓅𝓅𝓎 𝐵𝒾𝓇𝓉𝒽𝒹𝒶𝓎 to youuuuu!! 🎶🎉

Here's a recap of our May FMB employee birthdays. 🥳🥳
𝓑𝓻𝓮𝓷𝓭𝓪 - 𝓐𝓾𝓭𝓻𝓪 - 𝓛𝓪𝓷𝓮𝔂

Photos from The Farmers & Merchants Bank's post

06/01/2024

🏃🏻‍♀️💪🏼🏃🏻🏆
Congrats to our hometown student athletes who got to compete at the State level this week!
🔴⚫️-⚪️🟢
FMB is so proud of all of your hard work and success!

05/30/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂...

Fun Times dressing like decades past. Picture taken in the mid 1980’s.

L-R Mary Gant, Teresa Chicwak, Shirley Vahala, & Denise Leister
Mary is wearing a family heirloom dress from the 1800’s that belonged to the Gant family.

05/27/2024

📢 The Farmers & Merchants Bank will be closed today, May 27th, in observance of 𝙈𝙚𝙢𝙤𝙧𝙞𝙖𝙡 𝘿𝙖𝙮.

We hope you have a great Holiday, and we will see you all Tuesday!

05/24/2024

***GIVEAWAY CLOSED!***
Congratulations to 𝓚𝓪𝓲𝓵𝔂𝓷 𝓗𝓮𝓼𝓼𝓸𝓷 who was drawn as our WINNER and will receive a 2024 family pool pass to the Noble County Happy Time Pool. Thank you to everyone for taking the time to enter the giveaway!

05/23/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂...

Old Fashioned Days 1982 or 1983
L-R Bob Merry, Kathleen Keylor, Mary Radcliff, Gary Warden, and Myron Merry

05/22/2024

Please help us congratulate 𝐿𝒶𝓃𝑒𝓎 𝐻𝒾𝓉𝒸𝒽𝑒𝓃𝓈 on her 𝟙 year work anniversary❗️
Laney began working for our bank in May of 2023.

05/21/2024

***CLOSED***

☀️2024 Family Pass to the Noble County Happy Time Pool annual
𝓰▪️𝓲▪️𝓿▪️𝓮▪️𝓪▪️𝔀▪️𝓪▪️𝔂! ☀️

To be entered to win all you need to do is 👇
🏖 Like our page and our post.
🏊‍♀️ Share the post.
👙 Tag two friends in the comments on the original post.

The winner will be drawn and announced on our page Friday, May 24th.

-The family pass includes five people-

‼️Please be aware that fake profiles may try to reach out to you under account names similar to ours. Unfortunately, they are trying to take advantage of our summer time fun. Please do not accept friend requests and do not click on any links sent through messenger‼

05/16/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂... 𝙩𝙤 𝙏𝙤𝙙𝙖𝙮!

Shown in the first picture is Dennis Gerst giving a group of students a tour of the Bank. Accompanying the students are Joyce Fogle and Ruth Stoneking (L-R).
In the following photos, you can see Caldwell 3rd graders who stopped into our bank this week to get the grand tour. Tammy Kirchner was even able to give them a sneak peek inside of the vault! 🏦

05/16/2024

Please help us congratulate 𝓚𝔂𝓵𝓮𝓮 𝓝𝓪𝓵𝓵𝓮𝔂 on her 𝟙 𝕪𝕖𝕒𝕣 work anniversary❗️
Kylee began working for our bank in May of 2023.

05/15/2024

Congratulations to 𝕋𝔸𝕄𝕄𝕐 𝔾𝕌𝕀𝕃𝔼ℝ, our $100 𝔸ℙℝ𝕀𝕃 Shazam Debit Card Reward winner! 💰

Want to be our next winner?
All you have to do is swipe your debit card. It is that easy! Each ATM or debit card PIN- or signature-based purchase will earn you an entry into the drawing.

Not a customer?
Call us today to open an account!

05/14/2024

Please help us congratulate 𝓣𝓻𝓮𝓿𝓸𝓻 𝓑𝓵𝓪𝓬𝓴 on his 𝟞𝕥𝕙 work anniversary❗️ Trevor began working for our bank in May of 2018.

05/13/2024

Please help us congratulate 𝓛𝓮𝔁𝓲 𝓒𝓪𝓻𝓹𝓮𝓷𝓽𝓮𝓻 on her 𝟚𝕟𝕕 work anniversary❗️ Lexi began working for our bank in 2022.

05/12/2024

Happy Mother’s Day! 🌼🌸

05/11/2024

Please help us congratulate 𝓢𝓲𝓵𝓿𝓪𝓷𝓪 𝓓𝓻𝓾𝓶 on her 𝟡𝕥𝕙 year work anniversary❗️ Silvana began working for our bank in 2015.

05/10/2024

Please help us congratulate 𝓙𝓪𝓼𝓶𝓲𝓷𝓮 𝓗𝓸𝓯𝓪𝓬𝓴𝓮𝓻 on her 𝟚𝕟𝕕 work anniversary❗️ Jasmine began working for our bank in 2022.

05/09/2024

Noble SWCD and Guernsey SWCD would like to shout out a HUGE THANK YOU to all the sponsors who graciously donate to AG School Days each year! Without your kindness we would not be able to make this event such a fun and memorable experience for these kids! This year we had over 325 kids attend!!

05/09/2024

𝓣𝓱𝓻𝓸𝔀𝓫𝓪𝓬𝓴 𝓣𝓱𝓾𝓻𝓼𝓭𝓪𝔂...
Cindy Yunk

05/07/2024

Happy Teacher Appreciation Week! 🧑‍🏫📚🖍

We are so blessed to have so many wonderful teachers helping shape our young students.

Tag your favorite teacher down below and let us know what makes them so great!

05/06/2024

Some of the FMB ladies gathered today to shower our very own soon to be momma Kylee. 👶🏻 🎀

05/04/2024

Please help us congratulate 𝓐𝓾𝓭𝓻𝓪 𝓗𝓪𝔂𝓮𝓼 on her 𝟝𝕥𝕙 year work anniversary❗️ Audra began working for our bank in 2019.

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History
100 years of experience

It's not every day that a bank celebrates their one hundredth anniversary and for a small town community bank; it's even a greater achievement. In 2012, The Farmers and Merchants Bank proudly proclaimed their 100th Anniversary. Like many businesses, the banking industry has experienced a lot of changes, especially regulatory and technological. The Farmers and Merchants Bank has taken great pride in embracing and adhering to the regulatory and technological changes. In 1976, The Farmers and Merchants hired a programming company to write computer programs specifically for their operations. The bank maintained these programs and their own computer system by processing everything in house. Due to the compliance demands of the increased number of bank regulatory changes, the bank found it necessary to purchase bank computer software in 1996. They continue to process the entire banking operation in house to this day. The entire banking operation means that every decision and every aspect of banking of The Farmers and Merchants Bank is completed in the same building that they started. How unique and priceless is that. From opening accounts, debit and ATM card applications, processing deposits, mailing statements, making loans, collecting payments, internet banking, mobile banking and everything else that goes into banking are done at 430 North Street, Caldwell, Ohio. The following material is re-printed with permission from The Caldwell Journal-Leader. It first appeared in the February 23, 1938 edition of "The Journal", Volume 80, Number 31. Birth Of The Farmers And Merchants Bank On November 15th, 1911, a group of men consisting of W.D. Merry, R.E. Merry, E.W. Wickham, F.D. Combs and M.B. Archer, met in the Archer and Keenan law offices for the purpose of forming a corporation to be known as "The Farmers and Merchants Bank". Articles of incorporation were drawn and on the same day filed with the Clerk of Courts of Noble County, Ohio, Mr. James McAuley. On November 25th, 1911 these articles were duly filed with the Secretary of State, Mr. Charles H. Graves at Columbus, Ohio. Then on November 28th, 1911, a book of subscription to the Capital stock of The Farmers and Merchants Bank was opened and within a short period of days the three hundred shares of stock were fully subscribed. On December 7th, 1911, at 10 o'clock a.m. the first stockholder's meeting was held in the law offices of Archer and Keenan, for the purpose of electing a Board of Directors. E.O. Keller was chosen to act as the chairman of the meeting and S.G. Brown was chosen to act as secretary. The Board of Directors chosen by the stockholders to serve until the second Wednesday of January, 1912, were as follows: F.D. Combs J.L. Gray T.R. Miley Henry Mills W.D. Merry E.C. Brown C.L. Hellyer Henry Friedman M.B. Archer Casper Schott G.S. Ullman Following the meeting of the stockholders, the newly elected Board of Directors met to organize. Their organization was as follows: M.B. Archer President G.S. Ullman First Vice President F.D. Combs Second Vice President W.D. Merry Cashier Thus was the organization perfected. M.B. Archer became the first President of the new Bank and W.D. Merry the first Cashier. The by-laws of the corporation designated the second Wednesday of January of each year as the date of the annual stockholders meeting. On January 10th, 1912, the stockholders again met in the offices of Archer and Keenan at which time the same Board of Directors were re-elected, and at the meeting of the directors, the same officers were re-elected to serve for the year of 1912. It is of interest to note that the notice of the 1912 stockholders meeting was printed as required by law in "The Noble County Republican Journal" and the proof of the publication is sworn by P.P. Hesson and acknowledged by W.A. McElfresh as a notary public. On January 20th, 1912, F.E. Baxter, Superintendent of Banks in the State of Ohio, issued his certificate of authority granting full banking powers to the corporation. The new Bank was now duly authorized and formed. On January 25th, 1912, a lease for the present banking rooms was signed by the officers and J.S. Jones and L.C. Harper, the owners of the building. The Bank fixtures were installed in the same room that the Bank now occupies and in March, 1912, the books and records were opened for business. On April 1, 1912, the directors met in regular session for the first time in their own banking rooms. Regular monthly meetings have been held in the directors' room on the first Monday of the month regularly since April 1, 1912 to the present time. The Journal Feb. 23, 1938.