RateCraft

The New Year brings new goals, new plans and new resolutions for most of us. As business leaders, does your list of new things also include your commercial insurance? It should! Now is the time to see what changes you should make to your business insurance to better prepare for another year of unknowns – read more on our recommendations to help tackle these changes here: https://ratecraft.com/new-year-new-needs-new-insurance/

New Year, New Needs, New Insurance - RateCraft With 2021 on the horizon, it’s time to see what changes you’ll need to make for the New Year. Is a business insurance plan on your list?

As a business leader, you’ve probably taken on your fair share of negotiations. If negotiating commercial insurance isn’t on your to-do list, it’s time to make it a priority. Here are four tips for negotiating your way to better business insurance rates, including how to get support in the process without adding to your expenses. https://ratecraft.com/4-tips-for-negotiating-better-business-insurance-rates/

4 Tips for Negotiating Better Business Insurance Rates - RateCraft Negotiations can be daunting. Here are four tips for negotiating your way to better business insurance rates.

With COVID-19 and new lockdown measures on the rise, now is the time to reevaluate your business insurance and ensure you’re saving every penny you can to protect your cash flow. Learn how you can save significant money on existing policies in our latest blog post: https://ratecraft.com/5-changes-to-business-insurance-for-significant-savings-during-covid-19/

5 Changes to Business Insurance for Significant Savings During Covid-19 - RateCraft As cases rise and new restrictions are put in place, the ongoing Covid-19 pandemic is still greatly impacting businesses – decreasing revenue, disrupting cash flow and, for some, making the long-term viability to continue operating unknown. As a result, many business leaders need to be even more m...

Have you taken a look at your business insurance savings lately? Now through the end of the year, we’re offering three months of deferred payments for new clients. Read more on how you can take advantage of our 98% success rate in finding businesses savings: https://markets.financialcontent.com/fatpitch.valueinvestingnews/news/read/40457439

RateCraft Offers Deferred Payments for New Clients Through 2020 | Value Investing News - Investor powered stock market news Value Investing News is a community of value investors interested in sharing news, commentary, and securities analysis research on stock investing and investors.

Are you a business with a January group health insurance plan renewal? If so, it is time to start negotiating NOW! Businesses are already encountering premium increases up to 30% higher. There are steps you can take to maintain coverage AND save money. Reach out to us to learn more about your options. https://ratecraft.com/rising-group-benefits/

Manufacturing companies across America currently face workers compensation challenges among other business insurance issues due to the Covid-19 pandemic in the workplace. We know how important it is to protect cash flow during these times and are here to help identify areas for improvement, like decreasing business insurance costs without jeopardizing coverage. For one of our manufacturing company clients, we have reduced overall insurance expenses by over 18%, helping to provide continued savings for the future. ratecraft.com/get-started

Trade schools continue to face adversity in today's market due to challenges with in-person learning during the Covid-19 pandemic. Now is the time to protect cash flow by identifying all areas for improvement, like decreasing business insurance costs without jeopardizing coverage. For one of our trade school clients in Pennsylvania, we reduced overall insurance costs by over 28%, resulting in massive savings for years to come. Learn more about our 98% success rate helping businesses save big bucks. https://ratecraft.com/how-it-works/

When it comes to cyber insurance policies, higher premiums do not always equal better protection. If reviewing your company's policy, consider bringing in a lawyer or third-party advocate like RateCraft to review all language before signing to ensure your business is getting the best rates with useful, comprehensive coverage. Ask our experts any question to get started today. https://ratecraft.com/get-started/

The IRS has a watchful eye on businesses with captive insurance policies to ensure compliance, and policyholders should beware that language in most have teeth. When it comes to insurance premium cost reduction, we have yet to find a captive we can't beat and most will match our more competitive option. We strongly urge business owners to review captives today to confirm that you understand every little detail to avoid penalties.

Captive insurance arbitration clause foils class action attempt - Business Insurance Microcaptive owners who alleged they were duped into breaching U.S. tax laws when they formed their captives can’t bring a class action lawsuit against their captive manager but must instead arbitrate their disputes individually with the Arthur J. Gallagher & Co. unit, a federal appeals court rule...

The insurance industry rewards agents with large commissions as your costs go up. As business insurance advocates, our experts simply will not stand for it. Instead, we work with clients to help reduce costs and only get paid based on how much we save them. Learn more about our process, proven with a 98% success rate, and how we can help your company today. https://ratecraft.com/how-it-works/

Nonprofits need to watch expenses at all times, and especially now during this pandemic. As business insurance negotiators, RateCraft works with nonprofits across the country to help identify potentially massive savings. For one of our nonprofit clients in San Diego, we recently reduced its employee benefits insurance costs by over $440,000 annually while maintaining the same quality of coverage. ratecraft.com/get-started

Contact Us - RateCraft - Better Group Health Insurance Coverage We’ve worked hard to streamline our process so that we can deliver the best possible business insurance savings, while keeping your time commitment to a minimum.

Due to Covid-19, business insurance carriers are set to increase premium costs for your company's next renewal period. Our CEO Andrea Luoni shares the 3 areas every business should look at on the insurance front to beat these premium hikes and mitigate financial loss. Learn more from :https://bit.ly/3gNUdJi

COVID-19 and insurance coverage: costly surprises The COVID-19 pandemic has left many small and mid-sized businesses left in the lurch with no help from their insurance carriers.

With insurance rates rising, what does your business plan look like? Will you just accept this increase or would you like to fight it? We've reduced one of our client's cybersecurity premium by 50% & workers compensation by 25% in the last week, keeping all other coverages flat. Reach out and let's get started!

https://www.businessinsurance.com/article/20200824/NEWS06/912336254/Insurance-rate-hikes-accelerate-in-second-quarter

Insurance rate hikes accelerate in second quarter - Business Insurance Average commercial insurance rate increases hit double digits in the second quarter, with large accounts seeing the biggest rise, according to the latest pricing survey released by the Council of Insurance Agents & Brokers on Monday.

We're not here to sell you business insurance. Instead, we have a 98% success rate saving businesses significant money on existing policies — and quality of coverage is never jeopardized. We pride ourselves on being advocates to change the way the insurance industry works, and we invite any business leaders to reach out with questions on specific language in your contract. How can we help you? https://ratecraft.com/how-it-works/

Workers' comp claims for Covid-19 continue to rise. Some states, including California, will now remove these claims from a business' experience mod. And, RateCraft is still reducing premiums despite these issues.

Report: COVID-19 Workers' Comp Claims on The Rise in California The number of California workers' compensation claims for COVID-19 continues to climb, according to a new report compiled by the California Workers'

The biggest mistake companies make with group health insurance plans? Waiting until their renewal period to review policies. Now is the time to identify savings while maintaining (or improving) the quality of your coverage. https://ratecraft.com/get-started/

We read cybersecurity insurance policies every single day and know exactly what language to look for to ensure coverage is in your company's best interest, so you're prepared for a worst-case scenario. Contact our expert panel of industry watchdogs for a complimentary review. https://ratecraft.com/get-started/

Our CEO, Andrea Luoni, stands up for businesses by going toe to toe with insurance carriers to negotiate the best available rates without jeopardizing quality of coverage. Learn more about how RateCraft maintains a 98% success rate with finding savings for businesses in this special Q&A with Thrive Global.

Andrea Luoni: “Listen more than you talk” My company, RateCraft, challenges the current system to level the playing field. We solely represent our clients, working across all insurance carriers to find the best available rates without incentives. In fact, RateCraft only makes money based on if and how much it can save its clients. And, we h...

Interested in wowing your C-suite during the pandemic? One thing is nearly universal right now: executives are looking to save costs and better manage cash flow.

HR departments have more options at their disposal than they may realize, including revisiting past insurance decisions to uncover huge savings potential.

Download our free Covid-19 tool kit for more details on steps you can take. https://ratecraft.com/covid-19-tool-kit/

Did your business insurance provider miss the mark on your company's claim payout for Covid-19? Here's why:

At a time when businesses are dealing with decreased revenue and court systems are backlogged, some insurance carriers are taking advantage of economic hardships to force companies to accept lower payouts to get cash in hand sooner.

As advocates for businesses across the country, we won't stand for this. Download our free industry watchdog tool kit that explains exactly how your team can dispute unjustifiably low payouts or contact us today for a complimentary consult. https://ratecraft.com/covid-19-tool-kit/

At RateCraft, we do not sell insurance and are not a carrier. Instead, we save money for businesses like yours by negotiating rates between carriers so your company can have the best of both worlds: Lower insurance rates without decreasing coverage benefits.

When our experts negotiate on your behalf, you know you're getting the lowest cost possible. We can do a free review at any time of year to save you money NOW, not just at your renewal period.

The catch? There isn't one. We charge on a contingency basis only, meaning you won't owe us a penny unless we provide savings for your company.

Submit your information in only seconds for a free review at ratecraft.com/get-started.

Get Started - RateCraft - Better Group Health Insurance Coverage We’ve worked hard to streamline our process so that we can deliver the best possible business insurance savings, while keeping your time commitment to a minimum.

🚨 Calling all HR Managers 🚨 Drastically slash your team's business insurance costs when you download our free COVID-19 Tool Kit.

Learn the top methods to save money on your company's business insurance premiums, without affecting quality of coverage. Download now: ratecraft.com/covid-19-tool-kit/

Who doesn't want to decrease business insurance premium costs? 🤷‍♀️ To do so, negotiation skills and industry knowledge are key.

Get the inside scoop from our own pro, CEO Andrea Luoni, as she sits down with Drew Schlosberg to discuss how RateCraft significantly improves the bottom line for 98% of the businesses we review by taking insurance carriers head-on. https://cloudcast.us/drew-schlosbergs-spotlight-on-the-community/reducing-business-insurance-costs-is-mission-of-ratecraft/