Scott Wittig - NMLS# 92131 - Central Bank

🍁Waving goodbye to summer and welcoming the fall colors. With school back in session and football season kicking off, it’s time to embrace all things autumn. What are you most excited for this season? 📚🏈🍂

Thank you for the kind words! I'm glad I could support you through the mortgage process. Remember, I’m always here for questions or advice, even after closing. Your trust means a lot!

Tailgating season is just around the corner! 🎉 We all know the basics—chairs, a tent, and a grill for those brats and dogs—but we want to hear your special tips and tricks for making your tailgate the best one yet. Share your favorite hacks and any photos of your setup below! 🏈🔥

Looking to save for a down payment on your dream home? 🏠 Money Manager can make all the difference!✨
Take control of your finances with money trackers, receive personalized insights to gain a deeper understanding of your finances and track your budget to save for your dream home.

Visit https://www.centralbank.net/personal/online-mobile/gain-control/money-manager/ to learn more.💵
Member FDIC | NMLS # 407985 | Equal Housing Lender
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🍂 As temperatures drop this Fall, consider how a smart thermostat can help maintain your home's warmth while managing energy use efficiently. 🌡️ These devices adjust to your routines, helping to save energy when you're not around. Plus, you might find rebates available through your utility provider.

✅Visit https://www.centralbank.net/learning-center/the-many-benefits-of-a-smart-thermostat/ to learn more!



Member FDIC | NMLS # 407985 | Equal Housing Lender

Thank you so much for the kind review, Julie. Your words mean a great deal, especially coming from someone with your extensive experience and respected standing in the industry!

🍻 Oktoberfest is coming up! Test your trivia skills and get ready to celebrate🎉

Honoring the memory of September 11th with hearts full of gratitude and respect.🙏🕊️

🏠Unlock Your Home's Potential—Discover Our HELOC Special Today!📈💰Whether you’re interested in going on a dream vacation, want to finance that home project you’ve always planned on doing, or just need some extra cash, a home equity loan can help.💵
Visit https://www.centralbank.net/heloc-offer/ to get started or stop by any of our convenient locations.

*Offer valid through 9/30/2024. The Introductory Rate will be fixed for 6 billing cycles from account opening and will be an ANNUAL PERCENTAGE RATE (APR) of 5.99%. Beginning with your 7th billing cycle, the APR for all transactions and balances will be based on your contracted rate which will be a variable rate based upon The Wall Street Journal prime rate which was 8.50% as of 7/22/2024, plus a margin of 0.25%, but will never be more than 18% or less than 3.25%. Terms and Conditions: Introductory Rate Program good for Rates Locked through 9/30/2024. Includes primary and secondary residences. Minimum Home Equity Credit Line is $15,000. Maximum Home Equity Credit Line is $150,000.

Member FDIC | NMLS # 407985 | Equal Housing Lender

🏡 Ready to sell your home? Focus on curb appeal and staging for a quicker sale! 🌟 Invest in professional staging, fresh landscaping, and neutral paint to attract buyers. Don’t forget a thorough cleaning and removing personal items to help buyers envision their future home.

✅Learn more at https://www.centralbank.net/learning-center/staging-can-speed-up-a-home-sale/



Member FDIC | NMLS # 407985 | Equal Housing Lender

🍁 Transform your home with these fresh fall decor ideas and make your space the perfect autumn retreat!

🎃 Pumpkin Planters: Carve out small pumpkins and use them as planters for seasonal flowers or herbs.
🕯️Rustic Centerpieces: Arrange a mix of pinecones, gourds, and candles in a wooden bowl for a charming table centerpiece.
🛋️ Warm Hues: Swap out summer linens for rich, warm-toned cushions and throws to embrace the fall season.
🍂 DIY Wreaths: Craft your own wreaths using seasonal foliage and dried flowers for a personal touch on your front door.

We’d love to see your fall decor too—share your tips and photos with us!

🏠Are you dreaming of owning your own home but struggling to save for a down payment? We've got you covered!✨With several enhancements that will transform the way you track your money, you’ll discover a world of possibilities and unlock your full potential with Money Manager.💵Take control of your finances and balance your budget now, so you can start saving for your dream home.

Visit https://www.centralbank.net/personal/online-mobile/gain-control/money-manager/ to learn more.
Member FDIC | NMLS # 4079

🎉Celebrating the workers who make everything possible. How are you spending your Labor Day?
In observance of the holiday, our offices will be closed Monday 9/2.

Empty nesters, it’s time to find your next home sweet home! 🏡✨ Check out these six tips: Choose a place with room for grandkids, make sure it’s easy to get around, and pick a location that fits your lifestyle. Keep maintenance low and budget in check. Your perfect home is just around the corner!

Visit https://www.centralbank.net/learning-center/six-tips-for-buying-a-home-as-an-empty-nester/ to learn more!

Member FDIC | NMLS # 407985 | Equal Housing Lender

🎶 Curate Your Ultimate Summer Playlist with Us! ☀️🎧

Got a soundtrack for your sunny days? 🌴✨ Whether you’re vibing to beach beats, hitting the road with epic anthems, or chilling with sunset tunes, we want to know: What’s your go-to summer music rotation? 🎵

Drop your favorite genre or top songs in the comments! 👇🎶

🌟Considering a cash-out refinance? We've got you covered!
Access the cash, or equity, in your current home and refinance to a bigger loan with a cash-out refinance.🏡 It's more than just a financial transaction; it's a strategic move towards unlocking the potential in your home.✨

Let's connect https://www.centralbank.net/scottwittig/ to help you learn how cash-out refinancing can empower you to make smarter financial decisions.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Labor Day weekend is coming up! 🎉 Looking for fun activities on a budget? Share your plans and budget-friendly tips with us! 💡👇

✅Learn more at https://www.centralbank.net/learning-center/labor-day-weekend-ideas-for-everyone/

Whether they're big or small, goofy or dignified, each dog has a unique way of stealing our hearts.
Let's cherish the memories we've created with our beloved pets and celebrate the joy they bring into our lives.
Happy International Dog Day!🐶 Share with us a picture of your dog in the comment section!
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Discover seamless mortgage management with the "You're Home" app by Central Bank! 🏠

✨ Stay updated in real-time with every milestone of your mortgage journey—from ordering appraisals to underwriting.

💸 Receive instant updates on payments, including homeowner’s insurance and real estate taxes.

📞 Access all your essential contacts with ease—title company, processor, listing agent, and more!

📲 Communicate directly with your Loan Officer and team via call, email, or message.

🌟 Enjoy a user-centric interface crafted for your convenience and peace of mind.

Don't miss out—download the "You're Home" app today and experience mortgage management redefined! 📱🔑

Visit https://www.centralbank.net/learning-center/simplify-your-mortgage-experience-with-the-youre-home-app/ to learn more today!

Member FDIC | NMLS # 407985 | Equal Housing Lender

🏠Whether you are thinking about buying a new home or trying to determine if it is the right time to refinance, our online calculators will help make sure you are considering all aspects. The final decision should always be based on what’s best for you, and our calculators will help you get there.⭐

Visit https://www.centralbank.net/mortgage-center/mortgage-calculators/ to find the calculator that fits your needs!🔢

Member FDIC | NMLS # 407985 | Equal Housing Lender

📜Customize your prequalification letter with You're Home Mortgage App to fit your home buying needs! 🏠 If you are looking at a house listed at $300,000 and you are prequalified up to $350,000, you can generate a new prequalification letter for $300,000 so you only show the limit you are comfortable showing to the seller.

Download it from the App Store https://apps.apple.com/us/app/youre-home-from-central-bank/id1631846424 or from Google Play https://play.google.com/store/apps/details?id=net.cts.android.mortgagetracker.centralbank&pli=1 and enjoy it!

Contact me now https://www.centralbank.net/scottwittig/ to learn more!

Member FDIC | NMLS # 407985 | Equal Housing Lender

🎉It's World Photography Day! Take a moment to scroll through the memories in your camera roll.🎉
Share your favorite pet pic, selfie, or vacation memory in the comments!✨
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