Diane Kinlaw - Mortgage Loan Officer NMLS 1600777

Happy National Ice Cream Day!!!

So excited to share that I was nominated for Best Mortgage Lender!! I would love your vote and you can even vote daily. Please visit www.voteraleighsbest.com through July 26th. Lots of great businesses could use your support!!

This week I was honored to lead a class on strategic networking for the and I had so much fun and felt that great energy for days! Stay tuned, there’s a second class in the making!!
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What an amazing place! Whether you are a beginner or an expert, you must check them out! Great date night spot, full bar, fabulous staff, and they even have a children’s racing area!

So honored to be speaking next month and to be supporting my wonderful community!! 🫶

❓ Are you wondering if you have enough saved
❓ Not sure if your credit is high enough
❓ Not sure what the process is
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I am here to help!! Reach out and let’s start the conversation.
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Mark and I were invited to attend a fabulous charity event for and had an absolute fantastic evening! Thank you for the invitation!! This charity organization is one of my favorites and they do such amazing things - please check them out and help support local!
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Super excited to share my exciting news of winning a Maggy Award for the 3rd year‼️‼️. A big thank you to all my partners and clients that voted for me ❤️

Curious what you qualify for?? A Soft Credit Pull does not impact your credit score. Let's connect and get you started on the homebuying journey!!

Super excited that one of my friends and referral partner has expanded her business to help her clients even more! If you need life insurance or thinking about ways for your money to work better for you in retirement, please reach out to Christine Walorz - Life Insurance Agent

I am happy to announce The Walorz Group has launched Personalized Retirement Solutions to provide clients ways to protect and preserve their retirement by adding Walorz Financial to Walorz Insurance.

Walorz Financial is dedicated to transforming retirement dreams into reality through educational seminars and personalized consultations, aiming to provide peace of mind with sustainable retirement income. Thank you for joining me on this journey, I look forward to helping you make your retirement dreams a reality!

Spent a fun & educational 2 days with some empowered and extremely smart business women! The simply put - AAHHHHMMAAZZING‼️
They shared their knowledge and inspiring stories and I am grateful for the time and all the new collaborations that I will be embarking on!!

The 6th and Final Day for Mortgage Myth Busting‼

REALITY:
You don’t have to wait to buy a house until you’ve paid off your student loans! 🎓 🏡 If you have solid, reliable income, are making consistent monthly payments and have a DTI of less than 50%, you can buy a home. 🏦 Let’s explore your options.

Did you know that some loan programs will count your education as a job if you go into the same field right after graduation....GAME CHANGER for first time homebuyers‼

Mortgage Myth Busing Day 5

REALITY:
DPA knows no boundaries. 💰 Down payment assistance comes in various shapes and sizes for eligible borrowers who have different needs. DPA is not just about income; it's about making homeownership more accessible to everyone. Let’s find the right program for you! 🔍

Mortgage Myth Busting Day 4

REALITY:
Credit scores aren’t everything. 💳 While credit scores matter, they aren’t the sole decider in getting a loan. Some loan programs designed for first-time buyers offer more flexibility, even with a lower credit score. Let’s find the right fit. 🧩 🔍

Did you know I can even do Bank Statement Loans - this is a game changer for a lot of business owners who utilize write-off's on their taxes.....

Day 3 of Mortgage Myth Busting‼

REALITY:
It’s not a one size fits all! 📏 While a substantial down payment can be a plus, it's not the sole factor determining interest rates. Credit score, loan type, market conditions and other factors also play crucial roles. 📈 💳 Let’s navigate the down payment and interest rate maze together.

Day 2 of Myth Busting‼

REALITY:
Private MI can be a game changer! 🎯 Private MI makes lower down payments possible, helping homebuyers reach savings goals faster and become homeowners sooner. 🚀 🏠 Let’s expand your options together.

Over the next few days I am going to share some "myth's" with you! Finding you a way home is my job 💪

REALITY:
Many buyers secure their dream homes with WAY less. 🔑 There are loan programs that allow for down payments as low as 3% as well as tailor-made solutions to suit diverse financial backgrounds. 💰 Let's match the right plan to your unique needs.

I mean, I think I'm pretty fantastic 😁 (and so does my Mom 😄)
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Let's schedule some time to connect and let me share my toolbox 🏡
✅ I have a wide variety of loan products for buyers
✅ I have tools for realtors to use
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I consider that a win/win‼️

Could not pass up the opportunity to share this beauty with you 🥰🥰

You all know I love to support local and this place is amazing! Joe and his staff are fantastic!! If you haven’t made your way over there yet, you need to!!

Transform your kitchen, and it will transform your home's value! 🔨 With these ROIs, enhancing your kitchen is a wise investment. Whether it's a chic backsplash, sleek new appliances, or a complete overhaul, we can help finance your dream kitchen. Ready to cook up some equity? Let's chat about your options today!

Ready to cultivate your own space to call home? 🌱 Let's sow the seeds of homeownership together. Reach out to me today, and let's nurture your dreams into reality with the perfect loan to fit your needs!

Please no sudden surprises at the closing table...............🤬🤬🤬🤬

❤️ Sending you some Sunday Good Vibes!!

See a house that you love ❤️ but not Pre-Approved yet...........no judgement from me because your a not pre-approved............but call me ASAP so we can get you approved and you do not miss out on the home of your dreams!!
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Walking you through the process one step at a time 🏡

Cheers to Friday Peeps!! You made it through another, hopefully fantastic, week!!
Introducing the Johnny Appleseed....
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1.5 oz Whiskey
1 oz Lemon Juice
1/2 oz Simple Syrup
A few sliced apples
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To Make:
Add whiskey, juice and syrup to a shaker, then pour into a glass that has ice and sliced apples. Garish with a slice of apple or even a cherry!
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If you try it, let me know if it was a thumbs up 👍 or a thumbs down 👎

Seriously folks.......please do not start home shopping and sending your realtor all over looking at homes BEFORE you are Pre-Approved. I know it's an exciting journey to be on, but it's always best to know how much you can afford first. Do not be fooled by online bank "approvals" and online mortgage calculators. Trust a profession lender (like me 💁‍♀️).
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Our Realtor partners work hard for you so let's give them that letter before we start our search 😁
☎ Hope to connect soon!!!!

Tax Day is near….if you need help, please reach out to Melinda Devenouges 😊

Thought this graphic was too interesting not to share! Woman are a formidable force in this market. These statics, facts, and characteristics of women being first-time homebuyers is amazing and show us that this demographic is transforming our industry for the better!!