Maria Cardamone Mortgages

Working on improving your credit score but don’t want to wait any longer to buy a house? With an FHA loan, you can get a great mortgage rate even without perfect credit. Call us today and let’s explore your options.

One of the keys to getting a mortgage is knowing your credit score, but did you know pulling your score too many times can be harmful? We can pull your score once and shop multiple lenders to ensure your FICO doesn't drop.

No down payment, low interest rates and fast closings for all veterans. Call us today for more details!

If you've saved up more than the minimum for your down payment — but not quite 20% — we've got a great option for you! Learn how to eliminate mortgage insurance on your home loan (and lower your monthly payment) with as little as 10.01% down.

Looking at the pros and cons of buying a manufactured home? One pro for your list – we offer the same quick and easy process for manufactured homes as we do with our other loans, plus great rates. Reach out to learn more!

A few dollars short of your down payment goal? All is not lost! You can still use gift funds to purchase your home. Ask me how!

Daydreaming of a bigger space to cozy up and get comfy? Today's the perfect day to do it. Call me to make the first step and get started on your mortgage application.

Credit Tip: For a higher credit rating, having three open and active credit cards may be better than one. Take the steps today to improve your credit score so in the future, you can secure the lowest rate mortgage possible.

Getting a mortgage through a bank is like going to a restaurant that only has one item on the menu. We work with several lenders, which means more options to lower your payment. Reach out so we can find the right recipe for you.

If you're looking for a condominium, you need a condo loan that is tailored to your needs! Call us today to learn about our rates and relaxed guidelines.

Myth: You need a 20% down payment to buy a house. The truth is, you can buy a home with as little as 3% down! Call me today to learn more.

Rest assured, you don't need 20% down to settle down. Enjoy a low monthly payment with private mortgage insurance (PMI) discounts. Message me to get started.

Roses are red, violets are blue. We make homeownership dreams come true.

Your mortgage payments include more than just the amount you pay on the loan every month. If you have an escrow account, there are actually four (sometimes five) elements that make up your mortgage payment. Call to learn more about your future mortgage!

Condos offer a lot of convenience and flexibility. Let our team help you find the condo loan that's best for you.

Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more!

The perfect home is different for everyone — and the perfect mortgage should be, too. As independent mortgage brokers, we’re able to offer competitive rates on loans up to $3M. Call me to learn more!

Your credit score is a number that represents your ability to pay off your debts. The higher your credit score, the better. Feel confident in yours? Call our team of experts today and we can advise you on your next mortgage based on your score.

Having your own place is pretty sweet. You know what’s even sweeter? Owning your own home! Find out how you can stop paying rent and start building equity. DM for more details.

Whether you’re an early bird or a night owl, you can apply for a mortgage through our online portal any time. Start your application now!

Your dream home isn’t as far away as you think. Call us to see how you can live closer to the path you’ve always wanted to take.

Ready to buy your first home? Avoid these 3 things to ensure your mortgage experience is as quick and painless as possible! Call me today to learn more.

Like consistency? As your lending partner, we do, too! During your mortgage process, don't make any large purchases until your loan is closed.

Shopping for your starter home today with bigger plans down the road? I can help get you into an adjustable-rate mortgage and get you a lower rate today so you can save for the future.

Why waste money renting when you can afford to buy? Call me today because you may be able to qualify and put just 3% down. Let's discuss your options!

Dreaming of an open concept kitchen? Mortgage brokers offer wholesale rates with fewer closing costs, so you have more money to spend on remodeling. Call me today!

Call me today to find out how you can use a gift for part or even all of your down payment.

Did you know that conventional loan limits increased this year? Now you can put your high-value listings in reach of more potential buyers! Call us and we’ll put together a rate sheet for your next open house or showing, demonstrating just how affordable even dream homes can be!

Shopping today? Work with a mortgage broker like me and you'll get a great rate no matter the day. Call me today and I can show you the broker difference.

I can’t be the only one who needed to know this about the crisper drawers 😂