Dennis M. O'Neill CFP

What will you do today to jump-start your journey to financial success?

The end of the year is a great time to start planning for tax season. We can work with your tax professional to potentially reduce your taxes before and in retirement.

The end of the year is the ideal time for reflection. What challenges did you overcome in 2022?

Under normal circumstances, a strong jobs report would be welcome news for investors. Ameriprise Chief Economist Russell Price shares why this isn’t the case for November’s report.

A Strong Economy is Making the Inflation Fight Difficult | Ameriprise Newsroom 12/06/2022 Russell Price, CFA The S&P 500® index was 1.1% higher last week while the NASDAQ Composite grew by 2.1%. The Dow Jones Industrial Average was up a modest 0.2% for the week, but it’s a slim 5.3% lower on the year. Through Friday, the S&P 500 is down 14.7% year-to-date and the NASDAQ Com...

What do you appreciate more now than when you were younger?

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans

Patience, discipline, and a solid investment strategy is key to managing through what could be several more quarters of volatility and uncertainty.

Investors Search for Signs the Market Has Hit a Bottom | Ameriprise Newsroom 10/17/2022 Anthony Saglimbene Last week, investors appeared willing to begin the search for a market bottom. That said, the S&P 500 Index finished the week lower by 1.6%, while the NASDAQ Composite dropped 3.1%. The S&P 500 is currently off more than 25% from its January peak, while the NASDAQ close...

You work hard to save for retirement. Don’t let taxes diminish your savings more than necessary. Let’s work together with your tax professional to look at how and when your retirement assets are taxed. The sooner we adjust, the more time you’ll have to accrue the benefits.

What age do you feel like on the inside?

As we move into the final quarter of the year, it’s important to remember that this bear market will eventually pass.

Investors Should Lean on Quality Assets and Diversification to Weather | Ameriprise Newsroom 10/03/2022 Anthony Saglimbene Last week, the S&P 500® Index dropped 2.9%, as the major U.S. stock barometer is now down in six of the last seven weeks. The Index posted a fresh year-to-date intraday and closing low on Friday, falling below 3,600 and touching its lowest levels since November 2020. T...

Which of your financial goals are you most excited about?

Planning can turn future dreams into realities. Let’s talk about what’s most important to you and how setting and tracking your financial goals can help you achieve them.

Where do you plan to live in retirement? See how your tax burden may vary from state to state.

Taxes in Retirement: How All 50 States Tax Retirees | Kiplinger We rated every state, plus the District of Columbia, on how retirees are taxed. Some of the results might surprise you.

Whether you’re currently a caregiver or want to be prepared for the possibility, we can work together to navigate the financial implications.

Ongoing volatility can feel unsettling – even for the most experienced investors. As you continue to stay the course with your personalized financial plan, we can partner and help you make informed decisions.

A job change is an ideal time to pause and review your broader financial picture. Let’s connect and evaluate your options.

In challenging market environments, we can help you navigate your short-term financial needs while remaining focus on your long-term goals.

While no one can predict the future, we can work together to help protect you from unexpected events. Reach out to schedule a meeting.

When you retire, you may spend more than you plan for due to added lifestyle expenses and inflation. Let’s connect and make sure you’re prepared.

A disability or illness could require you to retire earlier than planned. Together, we can build a plan that protects your assets – even if the unexpected happens.

An investment in a child’s education is an investment in their future. What’s next for the graduate in your life?

If you are concerned about the uncertainty of Social Security retirement benefits, we can work to add flexibility into your personalized retirement income plan.

While Medicare covers some health care expenses in retirement like doctor visits, other routine care like eye exams won’t be covered. Let’s connect and make sure you’re prepared.

Planning your retirement income stream can be challenging. Together, we can review your situation and long-term goals to set a strategy that works for you.

Planning can turn dreams into realities. Let’s talk about what’s most important to you and set up financial goals to help you achieve them.

Buying a house or other property is one of the biggest investments you’ll ever make. If you’re looking to make a move, let’s connect.

Setting financial goals may seem daunting but the sooner you document your goals, the sooner you can begin achieving them. Let's connect and begin outlining your goals.

How To Set Financial Goals You Can (Actually) Achieve Setting financial goals will help you develop a strong budget and set you on a path of financial health for years to come. Learn how to dream big—and get there—here.

Together, we can help you stay focused on achieving your long-term goals – no matter what the short-term might bring.

Setting financial goals helps you take control of your future and protect what’s most important to you.