Erin Robinette

If you’re thinking about buying a new place 🏠 or investing in a property 📈, I’ve got your back.

I’m a Mortgage Broker/Loan Officer at NEXA Mortgage LLC, which means I’m all about finding the best loan options for you. 💰

Unlike a Realtor, my whole job is about helping you get the right financing, whether you’re buying a home or refinancing your current one. 🏡🔄

I’ve got access to tons of lenders, so I can find you a bunch of options that fit your needs perfectly. 📊 Let’s chat and figure out the best deal for you!

[email protected] | 480.686.1342
Licensed in AZ, CA, ID, LA, MN, OR, PA, TX, VA, WA

P.S. Getting preapproved to buy a home is not difficult!!
P.P.S Check out these interest rates! 100% VA financing!!

🏠💰 MORTGAGE RATES FALL FAST TO THE LOWEST LEVEL SINCE MAY 2023

More than twice as many borrowers can benefit from a refinance compared to a year ago. 🤩 If you are paying over 7% interest rate on your mortgage it's time to check into refinancing!

Don't depend on "the national average" rate advertised, speak to a mortgage broker like me directly to get a better idea of what your interest rate could be!

480-686-1342

Mortgage rates fall fast to lowest level since May 2023 CNBC's Diana Olick reports on the latest around mortgage rates.

True. 🌮 😁

Interest Rates Drop to Another Long-Term Low After Fed Announcement 📉

The Fed decided not to cut rates yesterday, yet rates quickly dropped afterward. While there's more to the situation than just this, it's a good reminder of how the market can react in real-time to developments that might not unfold for months. ⏳

If you're paying over 7% on your mortgage, it might be time to think about refinancing. 💡🏠

Similarly, if you're considering buying a new home, remember that waiting could mean facing competition from many buyers who have been waiting for rates to drop. 🔍🏡💼

Let me know if you'd like to find out what you qualify for when buying a home or if you'd prefer to crunch the numbers and see if now is the right time to refinance. Feel free to reach out to me! 480-686-1342 [email protected]

"A global tech outage that impacted everything from travel to banks to emergency services, caused headaches Friday morning.......

Happy Friday! Let's call it a day 😎

Interest rates are the lowest they have been since March. If you are paying over 7% on your mortgage it might be time to refinance!

Investors ~DSCR interest rates are 🔥

"Mortgage rates have dropped for the third consecutive week,"

If your FHA or VA mortgage interest rate is 7% or higher, consider refinancing to potentially lower your monthly payments.

FHA streamline and VA IRRRL refinances are fast and straightforward—no appraisal needed, no income documents needed!

Message me today to explore your options!

🤣 So true! Work hours: On Call 24-7 (except Sunday between 10-11) 🤩

Exciting news is shaking up the mortgage industry! Imagine keeping 💯% of your commission as a loan officer, with even better plans in the pipeline. The best part? It doesn't impact what clients pay, ensuring better deals for everyone! 🏡

Our CEO's relentless pursuit of increasing our commission is just one reason I've stayed with this company, and I have no plans to leave. 👩‍💼

If you're curious or know a loan officer who could benefit from this game-changer, reach out! I'm here to provide more information and see if it's the right fit for you or them. 📞

Bilingual Loan Officers are desperately needed and I am looking to add you to my team! 🌟

https://www.businesswire.com/news/home/20240520884629/en/NEXA-Mortgage-the-Nation%E2%80%99s-Largest-Mortgage-Broker-Launches-NEXA100?fbclid=IwZXh0bgNhZW0CMTEAAR3Xdo3n_RGhrDdCrjnWFAHyN--9NFXLsP_FZqkfWm5iouLzpvo9XBEpfgY_aem_AdmDi5SmX0cuA96CX7qpNFqb9U3Ii_tmiUWX-a-2wLoRT6A_KGOue-bhKJPp9axsoIDD7uEDuK0rbTsNHbI3mP6i

NEXA Mortgage, the Nation’s Largest Mortgage Broker, Launches NEXA100 NEXA Mortgage founder and CEO Mike Kortas announced today that NEXA Mortgage, the nation’s largest mortgage loan broker, is launching a revolutionary

🏡 Exciting News for Homebuyers! 🏡

Are you dreaming of owning your own home but worried about down payment and closing costs? Worry no more! Check out these HOT Down Payment/Closing Costs Assistance Programs:

1️⃣ Within Reach 640 - Available nationwide (excluding WA & NY)
2️⃣ CAFA Platinum Homebuyer - LOUISIANA
3️⃣ ARIZONA Home in Five
4️⃣ GSFA Down Payment Assistance Program - CALIFORNIA
5️⃣ SETH MyHome Plus - TEXAS
6️⃣ 0% Down Conventional Program - NATIONWIDE

What's even better? No first-time homebuyer requirement! With minimum credit scores of 620-640, you can own a Single Family, Townhome, Condo, or Manufactured home. Don't let this opportunity slip away, message me for details!

🌟

0% Down Purchase does exist! Message me for more info!

When you google mortgage interest rates you will get national average interest rates. To know what interest rate you actually qualify talk to a mortgage professional, like me! 😁

In case you are still thinking the real estate market will crash 😁

https://www.fox10phoenix.com/news/military-appreciation-month-2024-deals-discounts

Several businesses offering discounts to US Military and Veterans ❤ Check these out!

Military Appreciation Month 2024: Best deals, discounts Here's a look at the deals and discounts available to honor military members and veterans during Military Appreciation Month.

VA Home Loan Benefit ???? 🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸

Answer these two questions correctly for a chance to win free tickets to Valleypalooza, where you can also win a year's membership to Scottsdale Gun Club!!

What is the highest VA loan amount allowed?

How many VA loans can a Veteran or an active-duty military member have at one time?

Are rental properties profitable? Absolutely! 💸 Their profitability hinges on factors like property type, location, and market conditions. When considering rental income, remember to factor in costs such as mortgage payments, property taxes, insurance, HOA fees, and upkeep.

Real estate investors already understand the benefits of rental properties. Today some investor loan interest rates compete with conventional rates (read that again‼️) making now an opportune time to buy.

Here are 4 investor loans to explore for your next (or first) property investment! 🏠💼
• Fix & Flip
• Fix & Hold/Rehab
• Long or Short-Term Rental / DSCR Loan
• Ground Up Construction

When a Scottish homeowner pays off their mortgage, they sometimes paint the front door red as a way to celebrate their accomplishment.

Is your front door red? 😍

Here are 4 ways you can pay off your mortgage early ~
✨Pay an extra $100 a month towards your principal balance.
✨Make Bi-Weekly Payments ~ at the end of the year, you will have made 13 monthly payments instead of 12.
✨Make one extra payment a year ~ what are you doing with your tax refund?
✨Round your payment up ~ Even a small reduction in the principal amount decreases the interest you pay and shortens the remaining time on your mortgage.

Last year someone asked me about a construction loan that allowed for now experience as a builder. And a foreclosure buyout program. Who was it?? 🧐

No Experience Ground Up Construction
-Down to a 650 fico
-300k to 5m

Fico down to 570 under Swifty50 program
-Foreclosure Bailout
-Mid Construction properties
-Max LTV 50%

Offer A Bouquet of Loan Options 💐 Fall Head Over Heels For NEW HELOC Rates 💋

If you are a wholesale lender and not sending cheesy marketing material today, are you even trying? I love these little nuggets 😁

Rates as low as Prime minus 0.25% on HELOCs! Yes please!

Minimum loan amount $25,000 ❤
Loan Amounts up to $500,000 😍
Minimum Credit Score 660 🥰

Call or email me if you need a swoon-worthy HELOC 🌹💌💗 😁
480-686-1342 [email protected]

Hope your day is extra sweet 🥂😊

Real estate tip of the day: 🏡 If you've fallen in love with a house, but your spouse hates it, just know that in today's market, it's easier to find another spouse than another house! 💑

🤣🤣

🏠 There are several homebuying myths. The #1 myth is about downpayment.

🧐 What is the minimum down payment required on these types of mortgages? Who can get this right without googling? (Loan Officers excluded)

FHA
VA
Conventional

🎫🎫🎫🎫 I have 2 free tickets to Valleypalooza in April for the first person to get it right.

What a fantastic kickoff to the New Year!
This week, we successfully closed two purchases for deserving families and secured approval for another purchase within an impressive 4-hour underwriting time.

To add to the excitement, a first-time homebuyer's offer was accepted, and we've also sent several prequalification letters for new clients now shopping for their new homes!

The icing on the cake ~ lower interest rates! 🤩

Thank you Meghan Frances Sarbo and your new assistant for all your help this week! ❤ Judith Valles, Olinda Vargas and Blair Ballin thank you for trusting me with your clients! ❤

If you are looking to buy a new home, refinance your current mortgage, or get cash out of the equity in your home give me a call!

If you are looking for a FAST way to tap into your home equity (without touching your current mortgage) check out this 5-Day HELOC! 🏡

💰 Funding in 5 days, seriously! No appraisal required 😃

You choose what the money is used for ~

🔨 Home upgrades
📚 Kids' college or school
💉 Medical procedures or debts
💳 Pay off other high-interest debts
🚑 Have a safety net for emergencies
✈️ Take a vacation
🏠 Buy an investment property!

Fill out the application below, and get an instant answer!

https://axenmortgageheloc.com/account/heloc/register?referrer=afaa1b35-888a-4a0d-beb2-00eebde73e48
📲💻

If you have questions shoot me a DM!

Home Equity Line of Credit Application Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

Presented by my favorite local Facebook group Living North Phoenix! This amazing, drama-free group now has over 24,000 members! 🤩 This is Phoenix’s largest online community; it was founded to bring the community together and be a resource for residents. It is my go-to place for anything and everything local!

This event is on April 13th at Paradise Valley Community College from 11am – 5 pm. There will be local vendors and food trucks, games and bounce houses and a live performance by a local band! It is going to be great fun! 🤩🍻🎸

I am proud to be a sponsor of this amazing community event! If you are interested in becoming a vendor or sponsor let me know or fill out the form on the website! You are going to want to be a part of this! 😎

https://livingnorthphoenix.com/valleypalooza-vendor-booth-pricing/?fbclid=IwAR2qqjeVuNterN3WKnhjfNTml7khoUjZKFliwA0JGdbEAcWOVsgw-ZZvSzc

It’s going to be amazing!

ValleyPalooza Vendor/Booth Pricing - Living North Phoenix ValleyPalooza Vendor/Booth Pricing 2 Comments / ValleyPalooza / By Blair Ballin Name *FirstLastEmail *What is your business type/which product/service will you be looking to market?Which package are you interested in?