Mary Gilbert

We saw four beautiful homes with eight Realtors on today's WeSERV Mesa Luxury Home Tour. Thanks to everyone for giving such great feedback to help market and get these listings under contract faster.

We had an excellent WESERV MESA LUXURY TOUR yesterday full of basement homes and excellent views!

🏡 Don't be fooled by the misconception that a home inspection is just a formality. 🚫
It's a crucial step that goes beyond appearances. A thorough inspection can uncover hidden issues lurking beneath the surface – from structural concerns to potential costly repairs. 🕵️‍♂️ Your future home deserves a diligent examination to ensure it's a wise investment.

Let's debunk the myth and make informed decisions for a secure and happy homeownership journey! 🏠💙

As you dive into the excitement of house hunting, remember, it's not just the exterior allure that counts. 🌵🌻✨
The words resonate, "It's not the beauty of a building you should look at; it's the construction of the foundation that will stand the test of time." Think of a sturdy foundation that supports a lasting home; the same goes for your dreams. While curb appeal might catch your attention, it's the structural strength that truly matters🫶—a solid base ensuring enduring comfort and security.
In a world of ever-shifting trends, valuing the permanence of a strong foundation becomes paramount. 🏡💪

📦🏡Moving and purchasing a home in a different state can be daunting, as it involves managing numerous moving parts. Here are some of my homebuying tips for a smooth transition!

💼Find a real estate agent who has experience with remote sales. This will ensure that you have someone who can help you navigate the process and answer any questions you have.
👩‍🔬Do your research on the area where you're interested in buying a home. This includes learning about the local market, schools, and amenities.
📝Get pre-approved for a mortgage before you start looking at homes. This will give you an idea of how much you can afford and make the offer process go more smoothly.
🏡Schedule virtual walkthroughs of the homes you're interested in. This will give you a better sense of the layout and condition of the home.
🔍Hire a home inspector to inspect the home before you close on the sale. This will help you identify any potential problems with the home.

💪With these tips and a reliable real estate team by your side, you'll conquer any challenge and unlock the door to your dream home.🔑🏡

Decisions, Decisions!🤔 Renting or Buying a home? Your ideal choice depends on your unique circumstances! 💭Explore the possibilities, weigh the pros and cons, and pave the path that suits YOU best.

Remember, even if you aren't ready to buy today, I'm always open to help guide you towards owning your own home in the future! 🔮🏡

If you're currently working remotely, you're in for a treat!🍦 Say goodbye to location constraints and open up a world of possibilities for your home search! Whether it's a cozy cottage in the 🌾countryside or a modern condo in the heart of the 🌆city, you can now explore homes in any location that perfectly fits your lifestyle and budget!

No more traveling back and forth for showings and inspections. 🚗💨 Instead, embrace the convenience of handling most of the process from the comfort of your current home. Not only will you cut down on travel expenses, but you'll also maximize efficiency by streamlining the homebuying journey.
🗓️ Working remotely grants you the freedom to design your schedule! You can now schedule showings and inspections at your preferred times, whether it's during the day or evening. And guess what? You can even participate in the closing remotely! 🎉

Let your dream of becoming a homeowner a reality in the perfect location, all while saving time, money, and enjoying a flexible journey. 🏡💻

✨Here’s to new beginnings in ! We're excited to announce that we've made the move from the Tempe office and are now settled into the office in Chandler! 🏢🌵 Same dedicated team, but in a fresh location! We can't wait to serve the Chandler community and surrounding areas, providing you with top-notch mortgage solutions.

Come visit us at our new address and let's embark on this exciting journey together! 👣🏡

🏡Transform your living space into a captivating oasis this summer by bringing the outdoors in with pops of color!🌺

Embrace the vibrant hues of nature, from the lush green foliage to the blossoming flowers, allowing them to fill your home with their enchanting charm. 🎨Whether it's a vibrant throw pillow, a bold piece of artwork, or a playful accent rug, incorporating pops of color will instantly uplift the ambiance and create a refreshing atmosphere! Immerse yourself in the joyous energy of summer as you lounge amidst the vibrant colors and soak up the 🧘‍♂️rejuvenating atmosphere.

Incorporate the beauty of nature's palette in your home and celebrate the season with a burst of creativity and positivity!☀️🏡

🌞 Summer is the ultimate season for kids to embrace the great outdoors! However, it's crucial to prioritize 🦺safety when it comes to playground fun. To keep your playground ready for the action, check out these maintenance tips below!

🔍 Regularly inspect all equipment to identify loose parts, cracks, or any signs of damage that may pose a risk.
⚙️ Promptly repair any issues you spot to prevent potential injuries and maintain a safe environment for everyone.
🧹 Keep the area sparkling clean and free from any debris, ensuring a pristine play zone for endless enjoyment.

⚽️You're fostering an environment where kids can play all summer long, securely and with boundless joy. So let the adventures unfold!✨

😎It’s the most important time of the year to stay cool in Arizona! We are reaching very high temperatures. Consistently getting up to at least 🔥100 degrees! ☀️Take advantage of these tips and beat this summer heat!

💦 Stay Hydrated: Keep sipping water throughout the day to stay refreshed and hydrated. It's one of the top priorities when living in Arizona!

🌬️ Use Fans Strategically: Position fans near windows to create a refreshing cross-breeze. Indoor ceiling or portable fans can also help circulate cool air.

🌴 Seek Shade, Limit Sun: Find shade under trees or use umbrellas to escape the scorching sun. Reduce sun exposure during peak hours for a cooler experience. Especially for young children and pets!

Take care of yourself and enjoy a refreshing summer! 🍋🏝️

🏡As we reach the end of , it's a wonderful opportunity to reflect on the exciting journey of purchasing a home! Remember, there's no one-size-fits-all approach to starting this adventure—it's all about finding what works best for you and your unique circumstances. 🙌

👉One essential aspect that plays a significant role is creating a monthly budget. By taking the time to understand your expenses, income, and available funds before exploring potential homes, you gain valuable insight. This knowledge empowers you to make informed decisions and ensures that your budget aligns with your dream of owning a new home.

Have you taken the necessary steps to be financially prepared when you purchased your most recent home? 💪It's essential to lay a strong foundation for your homeownership journey.

Unlock the true potential of your home by 🌱creating a living space that aligns with your unique lifestyle!

From hideaways that inspire 🎨creativity to functional layouts that enhance ☕productivity - it's an incredible journey of self-expression and discovery! When you curate your home to be you and your family's safe haven, every corner becomes a canvas where memories are made, and dreams come alive.

We are approaching the end of ... 💕Show your home some love and have it reflect who you are and what you aspire to be!

🤩 just got even more exciting with our new program, 1% Down Payment Advantage!!🥳
We are always scouting out ways to make owning a home more attainable for today’s buyers. Guild nailed this program and it couldn’t have been a better time to release it! 👀

💰You’ll provide only a one percent down payment.
🤝Guild will pay the other two percent of your down payment up to $5,000 and one percent of your interest rate for the first year!
💸PLUS this is coupled with our payment protection letter! After closing you will get a payment protection letter, which gives you the benefit to refinance with no lender fees if rates drop! 🙌

Please ask me any questions below or message me! Here’s a link to look at the new loan program in more detail ➡️ https://www.guildmortgage.com/mortgage-loans/1-percent-down-payment-advantage/

😇For many of us, becoming a homeowner is a significant milestone filled with excitement, dreams, and a sense of accomplishment. But behind each unique journey lies a 💕heartfelt reason that fuels our pursuit of that special place we call home!

😍I'd love to hear YOUR story! Share in the comments below what motivated you to embark on your first home buying adventure. Is it the desire for stability, a place to call your own, or the freedom to express your creativity without limits? 💭Perhaps it's the joy of building a foundation for your family or investing in your future.
Whatever it may be, this is your chance to inspire and be inspired by others. Together, let's celebrate the diverse reasons that make homeownership such a meaningful journey. 🥂🏡

🫶Remember, every story matters, and your "why" could resonate with someone who's on the verge of their own homeownership adventure!🏃‍♀️

💭Imagine having a team of caring and knowledgeable experts by your side, dedicated to helping you navigate the exciting 🌎world of ! We're not just professionals; we're your trusted friends on this adventure!

🌟Our team of experts possesses the knowledge, skills, and connections needed to ensure a smooth and successful home-buying experience. We're committed to making the journey stress-free and tailored to your unique needs from application to closing day! 💪I’m here to empower you with knowledge and provide you with a sense of confidence as you explore the real estate landscape.

No matter where you are in your 🏡homeownership journey, remember that you don't have to go it alone. Join forces with our team and let's transform your dreams into keys in hand! 🥳

What’s the best way to start a Wednesday morning…? Networking with a group of real estate professionals while having the most important meal of the day, 🍳breakfast!

I always feel so ⚡️energized and ready to take on the day afterwards! Having a group of experts all around one table sharing ideas, success stories, fun memories and innovative ways to ensure clients are making the most of their homeownership journey!🤩 It’s truly amazing to hear from different perspectives and come together to create solutions.

I’m curious to know, how do you feel after networking? 🤝

🏠🌷 Homeownership is about more than just having a place to call your own—it's about building a vibrant community together. By doing a few simple acts of kindness, you can start to make your neighborhood an even better place to live!

👋First thing is first, break the ice! Take a moment out of your weekend to knock on your neighbor's door and introduce yourself. You don't need to best friends, but a friendly conversation can go a long way in creating a sense of belonging!
🛠If you see your neighbor struggling with yard work, carrying groceries or completing a project - Offer a helping hand! Small gestures of assistance can foster unity and support.
🏡Neighborly etiquette can go a long way to fostering a better relationship with your neighbors. Keeping noise levels in check, maintaining your property and picking up after your pet are a few ideas to put into practice!

Let's make every day of an opportunity to build a compassionate, welcoming, and inclusive community right outside our doors! 🌍❤️

Life is precious so make the most of every experience and create memories. We like to think we can multitask, however, with distractions chances are you'll miss something.
Make it a great day friends!

When it comes to owning a home, you want to ensure you and your family are secure financially and physically! 💪 Prioritize the security of your 🏡haven with these essential reminders.

First and foremost, always remember to 🔒lock it up! Check that all doors and windows are securely locked, creating a strong barrier against any unwanted visitors. Don't underestimate the power of this simple habit.
Level up your defenses by embracing 📱smart security solutions. Upgrade to smart locks and monitored alarm systems, bringing convenience and peace of mind to your fingertips. With keyless entry and remote monitoring, you can stay in control from anywhere.
💡Illuminate your surroundings with vigilance. Install motion-sensor lights to keep your home and its surroundings well-lit. A well-lit property acts as a deterrent and discourages unwanted activity.
A well-kept 🌵exterior sends a message that your home is well-cared for and protected. Trim hedges, trees, and keep your yard tidy to eliminate hiding spots for potential burglars and keep your home looking lively.

🏡Your home is your safe haven. Take charge of your home security this , and enjoy the peace of mind you deserve!🧘‍♀️

🏡💪Gear up for Homeownership Month and empower yourself by knowing your DTI ratio! It’s important not only for getting approved for a loan, but also your own finacial wellbeing! 🤑

First of all let me explain what a DTI ratio is. DTI ratio is the acronym for Debt-to-Income ratio, which 📏measures how much debt you have compared to your income. You calculate it by dividing your total monthy debt payments (your debts can include what is reported on your credit report such as credit cards, car loans or other lines of credit) by your gross monthly income.
👀If you have a lower DTI ratio, it means you have more money left over at the end of the month after paying all your debts! *cha-ching*💰
After finding what your DTI ratio is, you can analyze your financials and see where you need improvments! Whether that be to persue a promotion with a pay increase, elimating debts or changing spending habits. This can be your first step towards gaining financial wellness and stablity! 🙌

Some financial situations are complex with a lot of moving parts. If you want to dig deeper into your financials and see where you can make postive changes, please reach out to a 💼professional financial advisor. They will be able to go more in depth and develop a financial plan to meet what your goals are!💸

🏡Did you know that over half of the nation’s population owns a home?!🤯
With homeownership month right around the corner, it’s time to celebrate this achievement that empowers individuals, families and communities! 🍾 Homeownership is much more than a statistic - it’s a symbol of stability, pride, and the pursuit of a brighter future. It’s about having a place to call your own, where memories are made and dreams can be explored! 🤩

During next month, let’s honor the hard work, dedication and financial responsibility that goes into owning a home! 👏 As a loan officer, I’ve had the opportunity to see first hand the positive outcomes of homeownership! The exciment of getting your keys on closing day, knowing you and your family is stable and secure in your new home. Even for current homeowners, knowing they have financial security and the opportunity to improve their home as the family lifestyle changes!

Let’s 🥂toast to the dreamers, the doers and the proud homeowners that turned their houses into homes! 👏🏡

👀This might ruffle some feathers, but the hard truth is that inflation is out of our control. Although, what is in our control is what we decide to invest our money into! 🙌

If it’s been a goal for you and your family to own a 🏡home, don’t let this market crush your dreams! There’s so much long-term potential with being a homeowner — stable housing payments with a fixed mortgage rate, opportunity to build equity and obtaining a sense of financial security! 🤩
By securing your home with a fixed mortgage rate, you won’t have to worry about your monthly mortgage payment increasing every year. Unlike renting, where it increases on average 3-5% each year! With a mortgage, you can refinance when the opportunity arises and lower your monthly mortgage payment!!💪 Also by that time you may have some 💰equity built up that you can take advantage of!

🏡When you are ready to invest in your future, your home. I’ll be here to help you stratigize and discover what financing options work best for your family!

Going into the home buying market during the hottest time of the year requires serious consideration. Here are 3 ways to ensure you are prepared for homeownership! 🏡

🧮 Budget for Total Expenses: As a renter, it’s best to start budgeting for the costs of owning. Beyond the mortgage payment, factor in other expenses like property taxes, insurance, maintenance and utilities! When you have the full financial picture, you can confidently be equipped for the transition from renting to homeownership!
💳 Establish and Maintain Good Credit: I always like to highlight having a good credit score, it can play a role in obtaining a mortgage with more favorable terms! Make sure you take proactive steps to pay your bills on time, minimize debt, and managing your credit cards. A strong credit history plays a huge role in what your credit score will be.
📝Make a Spending and Savings Plan: This is crucial before, during and after you are buying a home. By having a plan you can start saving up for a down payment, unexpected emergency expenses and future home improvements! When your plan is in action, it can release a lot of financial stress now and for years to come!

If you are going out to open houses to see what the market has to offer, I’m always here to help stratigize home financing options! 👋

Buying a home has been one of the single greatest investments. 🙌

No matter how the market shakes out day after day, owning a home is shown to still be the best financial investment. 🏡 You have security, stability and a place to call your own. Over the years you are living in your house, you are gaining 💰equity! All the time you spend in the home you own not only comes with financial perks.. Also there’s peace of mind, the feeling of comfort and a place to build loving relationships. 🫶

Homeownership can be a ☁️dream for many. It’s time make it reality!