Scott Williams NMLS #63323

Thinking about refinancing your home? Discover the benefits of VA and FHA refinance loans!

🏠 VA Refinance:
🔹 No down payment needed
🔹 Lower interest rates
🔹 Streamlined process for veterans

🏠 FHA Refinance:
🔹 Flexible credit requirements
🔹 Competitive interest rates
🔹 Option for cash-out refinancing

Take advantage of these amazing opportunities to lower your monthly payments or access your home's equity. Contact us today to find out which option suits you best!

🏠 Mortgage Rates Update 🏠

This week, the average rate on a 30-year fixed mortgage dipped to 7.04 percent, according to Bankrate’s lender survey. Rates on 15-year loans and jumbo mortgages also trended down. Meanwhile, inflation cooled slightly in June, sliding to 3 percent, which is still above the Federal Reserve’s target of 2 percent but getting closer.

Remember, these rates can vary based on individual circumstances and lender offerings. If you’re in the market for a new home or considering refinancing, keep an eye on these trends! 😊

Mortgage rates July 19th 2024 mortgage rate movements this week:The average rate on a 30-year fixed mortgage dipped to 7.04 percent according to Bankrate’s lender survey. Rates on 15-year...

Bonds Shake Off Retail Sales Impact to End Stronger. Bonds Shake Off Retail Sales Impact to End Stronger This morning's Retail... More here - https://www.mortgagenewsdaily.com/markets/mbs-recap-07162024

www.bntouchmortgage.net

I try to take a couple 15minute breaks from working and fish with my little friend everyday. Today we got lucky.

📢 Hey everyone! 📊 This week, we're taking a closer look at how the latest Consumer Price Index (CPI) report is impacting mortgage rates. Whether you're an experienced homebuyer, a first-timer, or just curious about the housing market, our latest video breaks down everything you need to know. 🏠🔍

Check out our channel for an in-depth analysis of the numbers, trends, and what it all means for your mortgage plans. Don't forget to like, subscribe, and hit the bell icon to stay updated with all our latest videos. Let's navigate the mortgage market together! 📉📈

👉 [Link to your YouTube video]

Mortgage Rates The Week of July 12, 2024 🏠 Welcome to our channel! 📊 This week, we're diving into the latest Consumer Price Index (CPI) report and how it's shaking up mortgage rates. Whether you'r...

Sideways Trend Looking Shifty. Sideways Trend Looking Shifty Using Treasury yields as a road map, the... More here - https://www.mortgagenewsdaily.com/markets/mbs-recap-06262024

www.bntouchmortgage.net

Peaceful morning.

Unlock your dream home with zero down! 🏡💫 First-time homebuyer? We've got your back! No down payment needed—step into homeownership with ease. Let's turn those keys to your future! 🔑✨

https://www.mbshighway.com/gallery/ExistingHomeSalesJanAprJulOct-3-21-2024-png Sales of existing homes reached their highest level in a year in February, jumping 9.5% from January. NAR’s Chief Economist, Lawrence Yun, noted that while growing supply was helping to satisfy demand, he added, "More supply is clearly needed to help stabilize home prices and get more Americans moving to their next residences."

Existing Home Sales (February 2024) Sales of existing homes reached their highest level in a year in February, jumping 9.5% from January. NAR’s Chief Economist, Lawrence Yun, noted that while growing supply was helping to satisfy demand, he added, "More supply is clearly needed to help stabilize home prices and get more Americans mo...

What is happening in the Local Housing market?

Local Housing Video A monthly video email that gives housing statistics by geographical area.

Home and Wealth

Home & Wealth A monthly email with helpful news about owning a home and saving or spending wisely.

One resolution I believe we should all have in 2024: prioritizing stress relief. Here are some quick tips to start implementing this year: https://www.verywellmind.com/new-year-resolutions-for-stress-relief-3144722

Resolve to Beat Stress With These 10 Steps Reducing stress can provide huge rewards. These New Year's resolution ideas can lower stress and improve your health at the same time.

Exciting news for buyers in 2024 – a surge in available homes! With decreasing mortgage rates motivating homeowners to consider a move, you'll have even more options in the market. Stay informed and make confident decisions with local insights into our 2024 housing trends. Ready to explore your homebuying goals? DM me today. 🏡

Renting vs. buying? Consider this: homeownership is a wealth-building journey. Reports indicate the growing wealth gap between homeowners and renters every three years, fueled by homeowners gaining equity as property values rise. If you're curious about the financial perks of owning a home, slide into my DMs for a chat.

As January becomes cooler and cooler, there are some precautions you should take when taking care of your home. Check out these tips to stay ahead this El Niño winter: https://www.realtor.com/guides/your-monthly-guide-to-home-maintenance/essential-january-home-maintenance-tasks-to-do/

www.realtor.com

Curious about 2024 home price forecasts? Let me put your concerns to rest – experts predict a steady rise. Whether you're buying or selling this year, I've got the latest insights to help you plan your next move. Stay informed, stay current. 🏡📈

Owning a home is the best way to grow wealth.

Time for your annual mortgage check-up! 🏡

Reach out, and let's discuss how we can optimize your mortgage for the year ahead. Discover potential savings, explore refinancing options, and ensure your financial goals align with your mortgage strategy. Your financial well-being is my priority—let's make sure your mortgage is working for you.

Happy National Pizza Week! Did you know 85% of Americans enjoy their pizza at home? 🍕 Let's make sure your home is the perfect pizza palace! Whether you're looking to upgrade, downsize, or find the slice of your dreams, I'm here to help. Let's find your ideal home to savor every pizza night.

On this Martin Luther King Jr. Day, let's reflect on the profound impact of Dr. King's legacy. His unwavering commitment to justice and equality continues to inspire us all. As we strive for a better tomorrow, may we embody his principles of love, compassion, and unity in our daily lives. Let's honor his memory by fostering a world where kindness prevails.

Cold morning!

Don’t know where to start with your “start working out” resolution? Here are 3 easy, daily exercises to kick-start the new year: https://getfitnow.com/3-easy-daily-exercises-to-kick-start-new-year/

3 Easy Daily Exercises to Kick-Start New Year - Get Fit Now If you plan on drawing up your own schedule, it is key to not only stick to a regular daily routine but also include easy exercises to perform. This will