Natalie Shelton, City National Bank, Mortgage Loan Specialist, NMLS 595558

We had so much fun attending the West Virginia Association of REALTORS Convention at the gorgeous Stonewall Jackson Resort on Monday!

Happy National Senior Citizens Day! Did you know, at City, we offer a free checking account with no minimum balance or monthly fee for those who are 55 and up? Visit https://www.bankatcity.com/Checking for more information.

You can call me or visit https://mortgage.bankatcity.com/ for more information.

In May we celebrated mothers, in June we celebrated fathers and in July we celebrate parents! If you can, take some time today to thank your parents or visit someone who was like a parent to you.

Give me a call or visit https://mortgage.bankatcity.com/ for more information, or to apply!

ATTENTION FIRST TIME HOMEBUYERS!
Visit https://bankatcity.enrich.org/home-affordability to use our tool to find out if you’re ready to buy a home and how much you can afford.

Use your City Mastercard when you check out in-store now until 12/31/24 and receive an entry for a chance to be surprised and win a $50 Mastercard Prepaid card or a trip of your choice to New York, Chicago, Miami, or Los Angeles.
NO PURCHASE NECESSARY. Void where prohibited. Existing Mastercard
cardholders who are U.S. res 18+ before 4/1/24. PIN-based debit, international,
corporate, online transactions, and transactions processed on a non-Mastercard
operated network are ineligible. Ends 12/31/24. Rules: bit.ly/3IzBjpQ

Teach your children good financial habits by visiting https://bankatcity.enrich.org/articles/how-to-teach-children-healthy-financial-habits for more information.

We will be closed Thursday, July 4th in honor of Independence Day. You can still access your accounts through our mobile app, online banking, or at any ATM.

Have you checked your insurance coverage lately? Insurance rates are always changing, that’s why we recommend shopping for insurance regularly. Visit https://www.bankatcity.com/insurance for a free quote!

Thank you Children's Therapy Clinic for treating some City employees from our Operations Center and branches in the Charleston, Kanawha Valley and Greater Putnam regions to lunch yesterday. We are excited to do this again next year!

If you are considering making a big purchase, there are a few things to think about. Visit https://bankatcity.enrich.org/articles/saving-vs-borrowing-weighing-the-pros-and-cons to learn more.

With the help of our Wealth Management advisors, this could be what your future summers look like. Visit https://www.bankatcity.com/WealthManagement to learn more!

Save some money on your mortgage with these 5 tips. You can use that extra cash during your summer vacation! Visit https://bankatcity.enrich.org/articles/5-effective-budget-formulas-to-save-money-on-your-mortgage for more information.

We will be closed Wednesday, June 19th in honor of Juneteenth. You can still access your accounts through our mobile app, online banking, or at any ATM.

Visit https://bankatcity.enrich.org/articles/avoiding-financial-pitfalls-the-threat-of-predatory-lending for information on avoiding predatory lending.
At City, you get the money you need, when you need it – from people you know and trust right here in your community. Our local, experienced professionals will help you find the right loan, whether it’s for a big purchase, a new car or just taking control of your finances.

At City, we offer special loan products just for physicians. With added flexibility and personalized service delivered to your home or office, we make mortgages easy. Visit https://mortgage.bankatcity.com/ for more information.

Our experienced, local lenders make every step of the homebuying process easy with options to fit your needs—including no down payment. Plus, competitive rates, low closing costs, and more. Visit https://mortgage.bankatcity.com/ for more information.

June is ! Follow these 4 easy steps to stay cyber safe:
Enable multifactor authentication
Use strong passwords
Think before you click
Update your software

Save even more with this limited time offer! No down payment, plus $750 off borrower-paid closing costs. Ask your City Mortgage Loan Specialist how to take advantage of this offer. Give me a call or visit https://mortgage.bankatcity.com/ for more information.

Be on the lookout, because the JD Power is headed your way.
Earlier this year, City was honored to be recognized once again by our customers! City has been awarded #1 in Customer Satisfaction for Consumer Banking in the 2024 J.D. Power U.S. Retail Banking Satisfaction Study, topping the list of banks in West Virginia, Kentucky, Ohio, Indiana and Michigan. Thank you to all who helped make this happen – being recognized by our customers is the greatest honor we could receive.
Customer service is a team effort, and it’s only fitting that every team member gets to hold their award. So, the trophy is hitting the road and making a stop at each of City’s 97 branches across WV, KY, VA and OH. The tour kicked off last week at our Cross Lanes, WV Operations Center, and it will continue over the next few months until every employee gets a chance to get their hands on the trophy. Here are some photos of last week's tour stop, which included some special JD Power cupcakes.
If you happen to catch the trophy at your local branch, be sure to snap your own photo and post it with
See you on the road!

Summer is right around the corner! Whether you're a college student, school staff on summer break or just looking for ways to make some extra money then read the article below ⬇️
https://bankatcity.enrich.org/articles/creative-ways-to-make-extra-cash-this-summer

Each year, City recognizes employees who demonstrate a commitment to community service with the City Cares award. Earlier this month, six employees were selected for this prestigious honor after being nominated by their peers. This year’s winners are:
▪️Jennifer Keller, Personal Banker, Lexington Main
▪️Angela Dawson, Branch Manager, Eleanor
▪️Stephanie Martin, Branch Manager, Ashland Main
▪️Heather Cooper, Assistant Information Systems Support Manager, Cross Lanes Operations Center
▪️Lewis Boyce, Mortgage Loan Specialist, Bridgeport
▪️Steve Smith, Commercial Relationship Manager, Nicholasville
Winners are recognized with a $1,500 donation to a charity of their choice and a City Cares lapel pin. Jennifer chose to split her donation between the United Way of the Bluegrass and the Lexington Fraternal Order of Firefighters. Angela's charity of choice is the Eleanor Volunteer Fire Department , Stephanie's is the Ashland Senior Center, Heather's is Community Bridge, Lewis' is the Task Force on Domestic Violence, HOPE, Inc., and Steve's is the Southland Backpack Program Nicholasville Campus.

Visit https://bankatcity.enrich.org/articles/selling-your-home-the-basics to learn just how easy it is to sell your home.

📣It’s possible you’re already loud budgeting even if you’ve never heard the viral phrase. Read the article below ⬇️ to learn the benefits of loud budgeting and tips on how to use it. https://bankatcity.enrich.org/articles/loud-budgeting-understanding-social-medias-latest-financial-trend

We will be closed Monday, May 27th in honor of Memorial Day. You can still access your accounts through our mobile app, online banking, or at any ATM.

Available on our 5/5 or 7/1 Adjustable-Rate Mortgage (ARM) loans! With flexible credit score allowances and no private mortgage insurance required, you can save some cash. Give me a call or visit https://mortgage.bankatcity.com/ for more information.

At City, you can purchase a lot or unimproved acreage now then finance your construction when you’re ready to build. Visit https://mortgage.bankatcity.com/ for more information.

Let’s celebrate Older Americans Month by fostering connections, appreciating our elders, and recognizing the strength that comes from being powered by connection! Contact your local advisor to ensure you have everything in place to provide for your future and the future of your loved ones. Visit https://www.bankatcity.com/trust to learn more about our trust and estate planning services.

Looking to build your dream home? At City, we offer a smarter financing solution tailored to today's challenging market. With just one upfront closing, you can skip the cost of a second. Secure your interest rate at closing and pay only interest during the construction phase. Plus, without private mortgage insurance you can save even more. Visit https://mortgage.bankatcity.com/ for more information.

We are honored to be named the top bank in the country on the Forbes list of America’s Best Banks 2024. Out of the 200 largest publicly-traded banks, we led the rankings at number 1. Thank you to all who helped make this happen! Visit https://investors.bankatcity.com/news/news-details/2024/City-National-Bank-Ranked-1-on-the-Forbes-list-of-Americas-Best-Banks-2024-2024-6E_jX2Eeyt/default.aspx to learn more!

We offer special loans for projects that add value to your home. These capital improvements are specially defined as:
• Upgrades of water or septic systems
• Heating or cooling upgrades
• Electrical upgrades
• Handicap renovations
• Minor foundation repairs that do not affect structural integrity
• And more!
Give me a call or visit https://mortgage.bankatcity.com/ for more information.

Passwords safeguard the vast majority of our digital information; and a weak password can be the equivalent of leaving your front door unlocked. Here are a few tips to help keep you safe:
• At least 12 characters long.
• A combination of uppercase and lowercase letters, numbers, and symbols.
• Not a word that can be found in a dictionary, or the name of a person.
• Completely different from your previous passwords.
• Change immediately if you suspect it may have been compromised.

Open a Best Free Business Checking Account at City National Bank for hassle-free banking. Enjoy 500 free monthly transactions so you can focus more on your business during . Visit https://www.bankatcity.com/Business-Checking for more information!

Today is National ! Take the time to help your teen learn good financial habits with our new Teen Checking and Teen Savings accounts for teens ages 13-17. Visit https://www.bankatcity.com/TeenChecking for more information.

Not sure what to do after your offer on a home has been accepted? Visit https://bankatcity.enrich.org/articles/closing-the-deal-and-finalizing-your-home-purchase to learn more about the homebuying process.

Over the weekend, City National Bank employees from different departments and branches teamed up with their families to volunteer their time to the Facing Hunger Foodbank. They boxed 10,358 meals for seniors in the community. Thank you to everyone who donated their Saturday morning to a great cause!