Loans That Cook

🏡✨ Ready to turn your homeownership dreams into reality? Understanding the major mortgage milestones can help you navigate the journey with confidence!

Here's a brief overview of each step:
1️⃣ Pre-Qualified: Get an estimate of how much you can borrow.
2️⃣House Hunting: Find your perfect home within your budget.
3️⃣ Submit offer: Make an offer and negotiate terms with the seller.
4️⃣ Loan Processing: Submit your mortgage application with necessary documents.
5️⃣ Underwriting: The underwriter reviews your application and conditionally approves.
6️⃣ Appraisal and inspection: An appraisal and inspection to determine the property's value and safety.
7️⃣ Final Approval: The underwriter reviews your conditions and gives final approval.
8️⃣ Clear to Close: Receive final approval and clear to close.
9️⃣ Closing Day: Sign the final documents and get the keys to your new home!

Whether you’re a first-time buyer or looking to refinance, knowing these milestones can make the process smoother and more transparent. Let's make your dream home a reality, one step at a time! 🏠💙

Have questions about the mortgage process? Drop them in the comments below or DM us – we’re here to help! 💬👇

"👋 Meet the Power Trio Behind Your Homeownership Journey! 🏡✨ Introducing Bruce Myers, your dedicated Loan Officer; Jennessa Vullo, his trusty Production Partner; and Jamey Johnson, our dynamic Producing Branch Manager. Together, they're here to guide you every step of the way to your dream home! 🚀

Keys in hand, dreams unlocked. Welcome home! 🏡🔑
🏡 "

Cheers to a Fresh Start! 🎉🔄 Embracing the New Year with new goals and a new name – we're excited to announce our rebrand from Myers_Mortgage_Loans to Loans_That_Cook! 🏡✨ Ready to spice up your homeownership journey? Join us for flavorful insights, expert tips, and a dash of fun and excitement on the path to your dream home. Let's cook up success together! 🍲🚀

Show us some support by giving us a like and a follow!

Why not start or grow your real estate portfolio in 2024? With a Debt Service Ratio Coverage (DSCR) loan, you can purchase investment properties based solely on proof of the property’s rental income. Dip your toe in real estate investing and start your fiscal year strong!

Real Talk: 🏡✨ Amid whispers of lower rates and a growing housing inventory, now's the prime time to explore homeownership. 📈💼 Delve into the stability of owning versus renting, understanding that buying a home isn't just an investment—it's the bedrock for creating lasting memories. We know everyone has unique hesitations about making the switch. What's on your mind? Let's have an open conversation and navigate the path to your homeownership journey together! 🚀

Are you eager to make 2024 the year of your first home? I’ve got you. Check out the blog to find out the top five resolutions to set you up for success. bit.ly/3ICPJH7

Want more homeownership tips and tricks at your finger tips? Like this post and give us a follow!

🏡

📚 Home Journey Culmination: Savoring Move-In Day – A Feast for the Senses! 🏡🍽️

It's the grand finale, the anticipated 'tasting' of your homeownership recipe – Move-In Day! 📦🔑 Today, your dream home transforms from a carefully crafted dish to a delightful feast for the senses. As you step through the door, it's like indulging in the first bite of a perfectly cooked meal, with each room unveiling a new flavor of comfort and possibilities. 🏡💖

Embrace the joy, savor the accomplishment, and relish the flavors of your new haven. Your homeownership journey has reached its flavorful destination, and we're honored to have seasoned each step with guidance and support. 🚀💙

Ready to take the first delightful bites of your new home? 🎉🏠 Drop any questions below, and let the anticipation of homeownership surround you as we approach Move-In Day – a feast for the senses! ✨🔑

Don't miss a single flavor of our homeownership journey! 🍽️🏠 Follow us for more tips, insights, and celebrations. Let's grow together! 🌱💙

"

📚 Demystifying Home Financing: Unveiling the Grand Finale - Closing! 🏡💼

Embarking on the climactic chapter of your homeownership course - Closing! 📑✨ Imagine this as the finishing touch, where the keys to your dream home are finally plated and served. It's the culmination of a meticulous journey, celebrating the realization of your homeownership dreams. 🎉🔑

During the closing process, your Lender and other parties involved gather for the official signing of documents. This is the moment when every detail is double-checked, and the transfer of ownership officially takes place. It's the plating phase of your home journey, where all the components come together—marked by signatures, smiles, and the promise of a new home. 📝🏡✅

Why is Closing the finishing touch? It's the pinnacle, the moment your dream home becomes a reality. 🌟💙 As we guide you through this homeownership process, our commitment is to ensure a seamless and celebratory closing experience.

Ready to savor the grand finale of Closing? 🍳🔍 Drop any questions below, and let's continue empowering your journey to homeownership! 🚀💙

Give us a follow if you want to realize your homeownership dreams in 2024!

📚 Navigating Home Financing: Illuminating Pre-Closing! 🏡💼

Embarking on the subsequent chapter of your homeownership journey - Pre-Closing! 📑✨ Picture this stage as the final walkthrough before unlocking the door to your dream home. It's the home stretch where meticulous preparations ensure a smooth transition to homeownership. 🚪💫

During the pre-closing phase, your Lender orchestrates a final review of all necessary documents, ensuring every detail is in place for a seamless closing. Think of it as the last polish on your homeownership journey, ensuring everything aligns seamlessly for your new chapter. 📋🔍✅

Why is Pre-Closing crucial? It's the last lap before crossing the finish line, making certain that all elements are in harmony for a successful homeownership transition. 🏡🎉 As we guide you through this final stretch, our commitment is to make the pre-closing process as efficient and stress-free as possible.

Ready to illuminate the path to Pre-Closing? 🍳🔍 Drop any questions below, and let's continue empowering your journey to homeownership! 🚀Llike and a follow for more mortgage insight.💙

📚 Demystifying Home Financing: Shedding Light on Underwriting! 🏡💼

Embarking on the next chapter of your homeownership saga - Underwriting! 📑✨ Picture this stage as a home inspection for your mortgage, ensuring meticulous scrutiny aligns every detail with your dream home. It's like shining a spotlight on your financial foundation for a secure and sound investment. 🏡🕵️‍♂️✅

Throughout the underwriting process, your Lender meticulously reviews your application, conducting a comprehensive examination of your financial history, creditworthiness, and the property. This phase serves as a quality check, ensuring a thorough examination of every detail to secure the most favorable terms for your mortgage. 🕵️‍♂️📊

Why is Underwriting crucial? It plays a pivotal role in assessing the risk associated with the mortgage and determining whether the loan aligns with your financial profile and the chosen property. 🧐✅ As we persist in crafting the perfect mortgage for you, our commitment is to navigate this phase with precision and transparency.

Ready to demystify the realm of Underwriting? 🍳🔍 Share your questions below, and let's continue empowering your journey to homeownership! 🚀💙

📚 Navigating Home Financing: Unveiling Mortgage Processing! 🏡💼

Stepping into the next chapter of your homeownership journey - Mortgage Processing! 📑✨ Picture this as the behind-the-scenes magic that transforms your application into the keys to your dream home, and it takes center stage once you go under contract.

At this point in the process, collaboration with your Lender intensifies to ensure a seamless processing phase. 🛠️📊 This involves thorough documentation review, verification of information, and coordination with various parties involved in the transaction.

What makes Mortgage Processing essential? It's the critical bridge between approval and closing, ensuring all aspects of your application align seamlessly. 🌐✅ As we cook up the perfect mortgage for you, our goal is to make this phase as efficient and stress-free as possible.

Ready to witness the magic of Mortgage Processing? Drop any questions below, and let's continue empowering your journey to homeownership! 🚀💙

"

📚 Demystifying Home Financing: Unveiling Loan Preparation After Contract! 🏡💼

Building on our exploration of pre-qualification, let's journey into the next chapter of your homeownership saga - Loan Preparation! 📑✨ Picture this step as assembling the essential ingredients for your mortgage recipe, and it takes center stage once you go under contract.

Once you go under contract, you'll work with your Lender to gather key documents such as pay stubs, tax returns, and proof of assets. 📊💸 These ingredients will be crucial in securing the loan that aligns with your financial goals.

Why is Loan Preparation vital after going under contract? It sets the stage for a seamless processing phase, ensuring a thorough and accurate assessment of your financial standing, propelling you closer to the keys of your dream home. 🛠️✅

Ready to whip up your perfect mortgage? Drop any questions below, and let's empower your journey to homeownership! 🚀💙

📚 Navigating Homeownership: Unraveling Pre-Qualification! 🏡💡

In the aftermath of unveiling our 2024 goals, let's dive into the educational side of homeownership. Today, let's explore Step 1 - Pre-qualification! 🌐✨ Understanding the basics is key, and we're here to guide you through it.

Pre-qualification is like the first chapter of your homeownership story. It's a preliminary assessment of your financial health and the loan amount you may be eligible for. 💰📊 Before you embark on your journey, ensure you have key documents handy - income details, credit history, and employment information.

Wondering why pre-qualification matters? It sets the foundation for a smoother process ahead, giving you a clearer picture of what you can afford and helping sellers take your offer seriously.

Ready to take this educational step? Drop any questions below, and let's empower your journey to homeownership together! 🚀💙

As we step into the exciting journey that is 2024, we're thrilled to share our goals and aspirations for the year ahead! 🎉✨ Here's a glimpse into what we have cooking for you:

🌐 Rebranding Extravaganza:
Say goodbye to Myers_Mortgage_Loans and welcome our fresh, sizzling identity: Loans_That_Cook! 🍳🏡 We're cooking up a brand that's not just about loans but an experience that nourishes your homeownership dreams. Official launch coming this February - stay tuned!

📈 Growing Together:
Our family is expanding, and we want you to be a part of it! Help us grow our community so we can share more, connect more, and support more. Tag a friend who needs to know about the exciting things happening at Loans_That_Cook! 🌱🤝

📚 Masterclass in Mortgage:
Knowledge is power, and we're on a mission to empower you! 🧠 Join our educational journey as we break down the loan process, unraveling the complexities and making homeownership knowledge accessible to all. 🏠💡

🏡 Finding Your Home Sweet Home:
Our ultimate goal is to guide you to the doorstep of your dream home. Whether it's your first or forever home, we're here to cook up the perfect loan for you. Let's turn your dreams into reality! 🗝️💖

Buckle up for a year of transformation, growth, and achieving dreams together! 🚀✨ Stay tuned for exciting updates, giveaways, and valuable insights. Here's to a fantastic 2024 with Loans_That_Cook! 🥂🏡

Channeling Audrey's wisdom: 'Nothing is impossible. The word itself says 'I'm possible!' 🌟✨ If homeownership feels like a distant dream, remember, it's possible, and 2024 is YOUR year! Let's turn those possibilities into keys to your dream

Like, share, and follow if you believe 2024 is YOUR year!

"

Cheers to new beginnings and endless possibilities in 2024! 🎉✨ This year, let's turn dreams into plans and aspirations into achievements. 🚀 What are your for the year ahead? Whether it's finding your dream home, securing a mortgage, or making smart investments, we're here to support your journey. Let's make 2024 the year of success and home sweet home! 🏡💙

Thank You for an Amazing Year!

To our incredible followers, THANK YOU for your unwavering support throughout the year! 🎉 Your likes, comments, and shared moments have made our social community truly special.

As we reflect on 2023, we're filled with gratitude for each one of you who has been a part of our journey. 🙏❤️ Your support has been the driving force behind our growth and success.

We're excited to share that the best is yet to come! In 2024, we're committed to bringing you even more valuable content, engaging discussions, and exciting surprises.

Help us reach new heights! If you haven't already, LIKE this post, SHARE it with your friends, and invite them to join our growing community. Let's make 2024 a year of continued connection and growth! 📈🌟

Thank you for being a part of our journey. Here's to a fantastic 2024 together! 🥂💙

We've successfully survived arguably one of the toughest years in mortgage banking - yet another win for 2023! Looking forward to thriving during an incredible 2024. Cheers to more in 2024!

Happy Holidays to you and yours, from us here at Myers Mortgage Loans ⛇⋆☃︎ Like and share to spread Holiday Cheer today!

Stay connected in 2024! Follow for timely mortgage tips, tricks, and info to help you achieve your homeownership goals. 🏡💡

✅ #2024

Hey there homebuyers!

Thinking about buying a home in 2024? Here are some helpful tips to give you a leg up when purchasing a new home.

Certainly! Here are three essential tips for buying a home in 2024:

1. Start Early and Get Pre-Approved:
Begin the homebuying process early by getting pre-approved for a mortgage. This not only helps you understand your budget but also makes your offer more appealing to sellers. With a pre-approval, you'll be ready to act swiftly when you find your dream home.

2. Stay Informed About Mortgage Trends:
Keep a close eye on mortgage trends, interest rates, and market conditions. Stay informed about any changes that could impact your homebuying journey. Consider consulting with a mortgage professional to explore the best financing options tailored to your needs.

3. Save for a Healthy Down Payment:
While there are various financing options available that don't require a large down payment, having a healthy down payment can improve your mortgage terms and reduce your monthly payments. It can also demonstrate financial stability to lenders and strengthen your position as a buyer.

Remember, working closely with a knowledgeable mortgage loan officer can make the home-buying process smoother and more successful. Drop your questions in the comments. Want personalized advice, comment "need advice" and I'll DM you the next steps! 🏡💼

As the holiday season unfolds, I want to extend my heartfelt thanks to you, my wonderful customers! 🎁✨ Your trust means the world to me. Spread the joy by giving me a like and a follow! 🙏🎉 Stay tuned for more homebuying tips for the new year.

When Santa takes his job a bit too seriously... 🎅🏠

🎉✨ Surprise Alert! Your dream home could be the highlight of your year, and guess what? There's still time to make it happen before the clock strikes midnight on 2023! 🏡💫

Feeling the end-of-year excitement? Let's turn that excitement into keys jingling in your hands! 🗝️✨ Whether you're a seasoned homeowner or a first-time buyer, the door to your dream home is wide open, and I've got the key to make it yours.

Ready to embark on this exciting journey? 🚀🏡 Send me a DM or give me a shout in the comments. Your dream home adventure awaits, and I'm here to guide you every step of the way! 🌟💙 🏠✨

🎅✨ Made it onto Santa's nice list this year? 📜✅ Whether you're dreaming of a new home or cozying up in your current one, I've got you covered! 🏡💫✨

From competitive pricing to exceptional service and 24/7/365 availability, I'm here to make your holiday wishes come true! 🎁❤️✨

Drop a 🏡 in the comments if you're ready to unwrap the gift of home this holiday season! 🎁🏠 Let's make your home dreams sparkle! ✨

🏡

Home shopping doesn’t stop for the holidays, and you’ve still got time to decorate for a successful sale. If you’ve got an active listing, check out our blog for a few tips on effective holiday home staging. https://bit.ly/47EPLHV

Whatever you call me, I’m always eager to help you overcome any obstacles that stand in the way of you getting your dream home.🏡

You’ve got your fall football schedule on lock down. Is everything in check for that dream home you’ve been eyeing? If you’re ready to go for the touchdown, I'm here to help you tackle all your mortgage needs.

Get started by clicking on the link in my bio. or call/text me at 919-760-3777