CG Financial Services

As we say goodbye to Daylight Saving Time this weekend, it's not just about turning back the clock—it's a great reminder to reflect on our financial goals, too! Just like adjusting our clocks, we should also take the time to reassess our budgets and savings strategies. Contact us to see how we can help: https://mycgfinancial.com/talk-with-an-advisor

🎃👻 "Happy Halloween! While you’re out collecting treats, don’t forget to scare away those financial fears! We're here to help you decode your money mysteries, tackle those budget goblins, and create a plan that protects your financial future. Let’s make sure your financial treats outweigh the tricks! 🍬

https://mycgfinancial.com/talk-with-an-advisor/

There are strategies out there that could save you thousands of dollars in taxes, but you probably won't ever hear about them unless you work with an experienced professional. The Deferred Sales Trust is one of those. It isn't well known, but it should be. Here's how it works...

Unlocking a Lesser-Known Real Estate Exit Plan There are strategies out there that could save you thousands of dollars in taxes, but you probably won't ever hear about them unless you work with an experienced professional. The Deferred Sales Trust is one of those. It isn't well known, but it should be. Here's how it works.

Now that we are organized, it's time to . We determine your lifestyle goals and identify potential risks to ensure your plan is set up for success.

https://mycgfinancial.com/talk-with-an-advisor/

After we sat down with William, we were able to work together in his tax planning to maximize his deductions, set up a retirement plan, and invest in his continued business growth.

William is excited to enjoy his tax savings and set up his business for sustained financial health moving forward!

https://mycgfinancial.com/business

Due to the nature of their holdings and dynamic financial situation, HNWIs often grapple with complex tax management issues. With astute planning, mitigating significant tax liability may be possible.

Year-End Tax Planning for High-Net-Worth Individuals Due to the nature of their holdings and dynamic financial situation, HNWIs often grapple with complex tax management issues. With astute planning, mitigating significant tax liability may be possible.

🎙️ Exciting news! Our President, Jeff Casey, recently made waves on The Connected Advisor podcast!

Discover how CG Financial is redefining the advisory landscape with our unique approach to expanding into property and casualty insurance. While many focus on their core, we’re exploring new avenues, harnessing our internal expertise for strategic growth.

Jeff dives deep into the power of the Entrepreneurial Operating System (EOS) and how our commitment to technology is driving innovation and efficiency at CG Financial.

Listen here!

Diversifying Wealth Management With Property and Casualty Insurance with Jeff Casey Did you know our President, Jeff Casey, was a guest on The Connected Advisor podcast this past week? Read the full article here:

Now that we understand your needs, we get started . We strive to bring order to your financial life to create a clear direction for your financial future.

https://mycgfinancial.com/talk-with-an-advisor/

🚨 Medicare Open Enrollment is here! 📅 It's the perfect time to review your options and ensure you're getting the coverage you need. Whether you’re new to Medicare or looking to make a change, we’re here to help you navigate your choices. Don’t wait—your health deserves the best! 💙

https://mycgfinancial.com/personal

This exemption is scheduled to expire on December 31, 2025, unless Congress acts to extend it or make it permanent. If no action is taken, the exemption amount will revert to its pre-TCJA level of $5.6 million per individual, adjusted for inflation from 2017.

The Sunset of the Federal Estate Tax Exemption: Use It or Lose It This exemption is scheduled to expire on December 31, 2025, unless Congress acts to extend it or make it permanent. If no action is taken, the exemption amount will revert to its pre-TCJA level of $5.6 million per individual, adjusted for inflation from 2017.

We are proud to serve the Marquette community! 🌄 At CG Financial, we're dedicated to providing top-notch financial services right here in the heart of Michigan. Let us help you achieve your financial goals while enjoying the beauty and spirit of our local area! 💼❤️

https://mycgfinancial.com/about-us/locations

The markets are ever changing and so is life. Are you looking for more information? Check out our insights page! You'll find resources that can help you in your day-to-day life and when new situations arise! https://mycgfinancial.com/insights

At CG Financial, we take the time to get to know your story so we can help you identify the lifestyle you want to enjoy. We want to make a plan that works for you and your specific needs.

Learn more: https://mycgfinancial.com/personal

This tax planning guide provides insights on four areas of tax planning for HNW retirees: Roth IRA conversions, tax-efficient strategies, estate planning and trusts, and charitable giving.

A Tax Planning Guide for High-Net-Worth Retirees This tax planning guide provides insights on four areas of tax planning for HNW retirees: Roth IRA conversions, tax-efficient strategies, estate planning and trusts, and charitable giving.

William started his e-commerce business a decade ago, focused on providing high-quality, organic health supplements. Over the years, he has successfully grown his customer base, revenue and team. He also kept asking himself, "Could I be doing more to minimize my taxes?"

When he started looking into it, William found himself unsure about the complexities of tax regulations and knew he didn't have the time to stay informed about constantly changing tax laws while running his business.

A friend recommended William reach out to CG Financial and we set up a meeting. We and got to work to make a plan for his business.

At CG Financial, we transform your financial journey with our holistic approach. We understand your unique goals, organize your financial landscape, analyze your opportunities, align strategies to your aspirations, and implement solutions tailored just for you.

Let’s turn your dreams into actionable plans! 💼✨ https://mycgfinancial.com/talk-with-an-advisor/

Life is full of changes—new jobs, marriages, children, and even unexpected events. It's crucial to ensure your estate plan reflects your current wishes and circumstances!

Take a moment to review your plan and ask yourself:
✅ Have there been major life changes?
✅ Are your beneficiaries still accurate?
✅ Is your healthcare directive still aligned with your wishes?

An updated estate plan provides peace of mind, knowing that your loved ones are taken care of according to your wishes.

Ready to make sure your legacy is secure? Let’s get started!

https://mycgfinancial.com/personal/ensuring-your-legacy

Welcome to the final phase, where we shift our focus to long-term capital appreciation!

In this transformative phase, our strategy emphasizes:
✅ Sustained Growth: Investing in innovative opportunities that aim for significant returns over time.
✅ Inflation Mitigation: Utilizing strategies designed to outpace inflation and preserve the value of your investments.
Our aim is to prepare for distributions in 10+ years, building a robust financial future that can weather any storm.

https://mycgfinancial.com/personal

As the end of the year approaches, investors need to focus on tax-related considerations, particularly regarding capital gains. Year-end tax planning can help investors manage their overall tax liability while seeking to manage investments for suitable tax outcomes.

Year-End Tax Planning Considerations for Capital Gains As the end of the year approaches, investors need to focus on tax-related considerations, particularly regarding capital gains. Year-end tax planning can help investors manage their overall tax liability while seeking to manage investments for suitable tax outcomes.

Our team stepped in to help the Millers:
✅ Review their investment strategy
✅ Clarify options and risk tolerance
✅ Identify growth opportunities tailored to their goals

With our guidance, they gained the confidence they needed to make informed decisions about their retirement savings. After all, everyone deserves peace of mind when it comes to their financial journey!

https://mycgfinancial.com/personal/retirement-and-lifestyle-planning

As the leaves begin to change and the air turns crisp, it’s time to welcome this beautiful season of transformation! 🍁🍂

Let’s embrace cozy sweaters, warm drinks, and the stunning colors of autumn. What are you looking forward to this fall? 🍂❤️

Share your favorite fall activities or traditions below! ⬇️

In today's society, blended families, where at least one parent has children not genetically related to the other spouse or partner, are increasingly common. This family structure has its dynamics and challenges, especially regarding financial planning and security. One key aspect to consider in these circumstances is the role of life insurance.

Blended Families and The Role of Life Insurance In today's society, blended families, where at least one parent has children not genetically related to the other spouse or partner, are increasingly common. This family structure has its dynamics and challenges, especially regarding financial planning and security. One key aspect to consider in the...

As we transition from our initial focus on managed income, it’s time to enhance your investment strategy!

In this phase, we prioritize:
✅ Income Generation: Strategically allocating funds to create steady income streams.
✅ Reduced Volatility: Investing in a balanced mix of assets to minimize risks and enhance stability.

Our goal for this phase is to prepare for distributions within 6-10 years, ensuring you have the resources you need for future milestones.

https://mycgfinancial.com/personal

With your needs in mind, our Caro team provides personal and business services to give you back time and peace of mind. Contact us today to see how we can help!

https://mycgfinancial.com/cg-financial-caro-michigan/

Life is a journey, and so are our insurance needs. As we navigate through different life stages, from early adulthood to retirement, it's crucial to reassess and adapt our coverage plans.

Life Insurance Considerations for Every Stage of Life As we go through various stages of life, our insurance needs may vary significantly.