The Valeo-Croy Team: Deanna Valeo & Todd Croy

The median sales price of new homes was $417,400, which is $7,000 less than existing homes, showing how builders are adapting with more reasonably priced options.

When it comes to the mortgage process, we pride ourselves on delivering a smooth, seamless experience every time. http://ms.spr.ly/6185lND5V

As mortgage rates fall to their lowest levels since March 2024, refinance applications have surged by 15% week-over-week and 37% year-over-year. http://ms.spr.ly/6181l01tZ

Competition is fierce – be the first to make an offer with help from Same Day Mortgage, offering approvals in as little as 24 hours.
http://ms.spr.ly/6184lxfDj

We offer 5-star solutions and experiences that help bring you home, no matter if it's your first home or fifth.

New listings picked up with 71,000 homes recently added to the market. This shows that sellers are getting back in the market, giving buyers more options.

Conventional loan limits keeping you from becoming a homeowner? Break free and buy with a Non-Qualified Mortgage (Non-QM), designed for flexible income streams.

Not time for a rate drop refi yet :-)

Join us to honor our brave servicemen and women at Guaranteed Rate Field on August 24th, 2024, at 6:00 PM. Get your complimentary tickets here: https://www.vettix.org/

Download the Rate App for an easy, straightforward mortgage process start to finish.

https://www.rate.com/rate-app

Fixer-uppers are always in demand, but how can they boost your sales? Find out in our next Agent Advantage webinar, where we’ll cover everything you and your buyers need to know about renovation loans. Wednesday, August 7th at 3 PM CT.

Registration link: http://ms.spr.ly/6186l5PPr

More Information for the college kid parents - food for thought!

Financing A Property For Your College Kid — Owner Occupied? Tips & Pitfalls I have seen investors make hundreds of thousands of dollars buying properties for their college-age kids to both live in and rent out to…

What are you paying for Student Housing?

Why College Kids Are Bypassing Dorms and Living in Investment Properties—Courtesy of Mom and Dad Parents are buying investment properties for their college-aged kids. Is this a good move? We ask the experts.

Altos Research suggests that the peak in home prices is behind us, with a cooling trend expected through Fall and Winter.

Mortgage rates just hit a new low, so the time to act is now! Reach out today and we'll find a perfect solution for you.

Fixer-uppers are always in demand, but how can they boost your sales? Find out in our next Agent Advantage webinar, where we’ll cover everything you and your buyers need to know about renovation loans. Wednesday, August 7th at 3 PM CT.

Registration link: http://ms.spr.ly/6183l5PMV

Welcome to the new era of Rate, where our AI-enhanced tech streamlines the homebuying process from application to close. With 150+ loan options and the convenient Rate App, we make your journey smoother, faster and smarter. Contact us today to turn dreams into reality.

You're not alone in the home buying process. Our loan officers guide you every step of the way, ensuring a smooth and easy lending experience.

Congratulations to Jim Parker for ranking #34 in the NAHREP TOP 250 Mortgage Originator awards. He helped 206 families achieve homeownership, totaling $73,004,356 in loan volume.

The housing market is shifting with a significant increase in unsold homes compared to last year. This should make it easier for buyers to find a home to purchase.

FYI for all your in the know :-)

Seller Concessions cheat sheet

Conventional Financing FNMA/FREDDIE

☐ Greater than 90% LTV 3% limit on primary and second homes.
☐ 75-90% LTV 6% limit on primary and second homes.
☐ 75% or less LTV 9% limit on primary and second homes.
(If over 6%, the appraiser will need to add a comment that this is
typical for the area.)
☐ 2% limit on investment properties regardless of LTV.

Buying a home can be a smart financial move, and it's also a chance to give your best friend the backyard they deserve.

Join us this afternoon as Cindy Raney talks about what it takes to succeed in today’s market – offering strategies, techniques and ideas to help increase your production. As a top 200 Coldwell Banker agent worldwide with sales of over half a billion, Cindy’s advice and inspiration are a must-listen. Wednesday, July 10th at 3pm CT.

Register here now! http://ms.spr.ly/6189lJueF

Use your first property to gain equity, then invest in more homes. Our loan officers can guide you on this journey of building your wealth with real estate.

Can't find the perfect new home? Improve the one you have. These seven projects will give you the highest return on investment for when you're ready to sell.

How we kept cool over the fourth... Man it was steamy!

Join us as Cindy Raney talks about what it takes to succeed in today’s market – offering strategies, techniques and ideas to help increase your production. As a top 200 Coldwell Banker agent worldwide with sales of over half a billion, Cindy’s advice and inspiration are a must-listen.

Wednesday, July 10th at 3pm CT.

Register here: http://ms.spr.ly/6181lHN4D

When you only have 1 ice pack and need an alternative while it's back in the freezer.
Flexible, doesn't sweat, freezes up fast!
Follow me for more adaptive healthcare tips!

Send a message to learn more

Do you work in SC full time - Check out this down payment assistance program... see if you qualify & Save

Highsmith Family Foundation out hanging and supporting