Mountaintop Wealth, LLC

“Note that Direct PLUS loans are unsubsidized, meaning that interest accrues throughout the life of the loan, including while the student is enrolled in school.” - - per Studentaid.gov

The interest rate for a federal student loan varies depending on
1️⃣ the loan type, and
2️⃣ the first disbursement date of the loan (for most types of federal student loans).

Check out this year’s interest rates by loan type below. StudentAid.gov/understand-aid/types/loans/interest-rates

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$275,000 lump sum or $38,790 per year
Annuity/Pension

With retirement investing, focus on making the best of what you have and how you can truly enjoy it. Even a rainy day can have a few rainbows.

Seeing the flood of AI voices and photos shows me the value of human contact, natural beauty, and real conversations will increase. However, it will be rare to find.

Do you know when to take social security?

I think legacy is more than about money. What does it mean to you?

The first 27 minutes of this video literally explains why our system is a joke. The last 3 minutes actual can help you get a handle on your student loans. Especially public service employees.

Go to studentaid.gov for the most recent forgiveness updates. Make sure you can sign in to your account.

Student Loans: Last Week Tonight with John Oliver (HBO) With over 43 million Americans paying off student loans, John Oliver discusses how so many people have come to take on student loan debt, why it’s so hard to...

Do you think financial freedom possible before retirement?

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Tuskegee Airmen at Ramitelli Airfield in Italy, 1945 (colorization by Marina Amaral - Photo Colorization).

Can you save too much money?

Ready for some tough love? If you want to KEEP more of your money read until the end.

Ready for some tough love? If you want to KEEP more of your money read until the end. We all have made mistakes, but have you learned your lesson. Part 2 will showcase the rest.

The wrong choices with retirement can be a multi-million dollar error ❌
See why in the comments ⬇️

If you are over 45 years old it's way past time to start taking your retirement seriously.
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Pig Butchering Scams: Last Week Tonight with John Oliver (HBO) John Oliver discusses a popular internet scam, why it’s easier to fall for it than you might think, and, of course, b***r alerts.Connect with Last Week Tonig...

Working on this YouTube thing. I'm determined to get better at this in 2024! https://youtu.be/rBbhUudoQwk?si=BuZuFA2l1pcBOj0v

What do you think the stock market is for ? 🤔

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Starting in February, we will begin forgiving the remaining federal student loan balance for borrowers who​

✅ are on the Saving on a Valuable Education (SAVE) Plan; ​
✅ originally borrowed $12,000 or less to attend school; and ​
✅ have at least 10 years of payment history. ​

It does not matter if your outstanding balance is higher than what you originally borrowed. Learn more about early forgiveness and other benefits in 2024: StudentAid.gov/save​