Jim & Vickie Basham - The Basham Team

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My Latest RE/MAX Commercial! I made my way into the latest RE/MAX commercial – take a look and get in touch when you’re ready to make a move.

We cancelled our real estate workshop for tomorrow. However, if you want to set up an appointment for a one-on-one consultation, please private message us. We’ll be glad to assist you.

FREE Real Estate Workshop!
Date: Tuesday, March 28, 2023
Location: The Together Café, 801 S. Orchard K**b Ave, Chattanooga TN
Time: 6:00 – 7:30 p.m.
* Appetizers & soft drinks will be served
*Please RSVP at 423-316-7903
The Basham Team is hosting a Real Estate workshop for our friends, their friends & family members who are looking to purchase a home now or in the future. Purchasing a home is one of the biggest financial & life decisions, and we want to make the process enjoyable for our clients. We have partnered with Ken & Patty Robinson, with Independent Bank, who have a combined 40 years of experience, to answer all questions pertaining to financing qualification. This is the first step in the home buying process for Buyers who need to obtain a loan to purchase. We will explain the entire process from purchase to closing and answer all questions. In addition, we will include how homeowners can build wealth over the years with each purchase.

Beautiful 5 bedroom home in The Canyons in Hixson, TN just under contract! Whether buying or selling, we love making house calls! 🏡

God has truly blessed our business. If anyone wants to receive our quarterly real estate newsletter, please private message us with your address, and we'll be glad to send it to you.

Jim & Vickie Basham - The Basham Team updated their business hours.

We have the honor of being featured in this amazing magazine for the month of July. God has blessed us to be a blessing. Check it out!
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Our newest ad!

Awesome Buyers & Sellers we closed with recently! If you or someone you know wants to buy or sale a home or land, call or text us at 423-316-7903, or email at [email protected]. We love making house calls! 🏡 😊

The Basham Team is very thankful to all of our clients! We love making house calls! 🏡

Take a look at our new listing in Ooltewah! Move in ready! Contact us for your personal showing.

9581 Hastings Way This gorgeous 5 bedroom home has been nicely updated & ready to move in! You will enjoy it's many amenities! The entire home has been freshly painted in a stylish pallet that compliments it beautiful decor. There is new hardwood flooring in the master bedroom & upstairs hallway. The owners just put....

The real estate market is booming with right now! Interest rates are low & many first time buyers are taking advantage of purchasing a new home. You can actually buy a home that has a less mortgage payment than a rent payment. You’re actually building wealth when you buy. Contact us for more information on how to get started on your path to home ownership! 🏡

Here are the last 2 steps in the home buying process:
Step 7) The Lender will be notified that the home inspection was done & accepted by both parties. The Lender will then order an appraisal of the property. Once the appraisal is completed and substantiates the sales price, then the Lender moves forward with the necessary forms for closing the transaction.
Step 8) Closing Day! The buyers & sellers meet at a title company where both parties sign pertinent documents for the sale of the home. Once completed, the keys to their dream home are given to the buyer. Congratulations! You’re now a Home Owner!

Here are steps 5 & 6 of the home buying process:
Step 5) The next step once an offer is accepted is to get a home inspection by a certified home inspector, as well as a termite inspection. These are scheduled around the same time. The cost for a home inspector can range from $350-500, depending on the size of the home, and is required to be paid to the home inspector at the time of inspection. The cost for a termite inspector can range from $35-75. Some termite inspectors don’t require payment up front. The Buyer should ask at the time the appointment is set. Your Realtor can provide a list of inspectors in which to choose. The buyer then chooses the inspectors and proceeds to schedule the necessary appointments. Once a time & date are scheduled, the Buyer will immediately communicate that information to their Realtor.
Step 6) After the inspections are done, there will be a list of repairs given to the buyer. The buyer can then ask for some or all of the repairs or accept the home in its present condition. If the buyer & seller cannot come to an agreement, the contract will become null & void, and the buyer’s earnest money is returned to the buyer. If the buyer is satisfied, then the contingency is removed and the transaction continues to move forward.

Here are steps 3 & 4 in the process of purchasing a home:
Step 3) After the buyer has found the right home that meets their criteria, the buyer then goes to the next step of having their Realtor write an offer. Included in the offer is a place for earnest money. Earnest money is a statement of good faith in the buyer’s seriousness of wanting to purchase the property. A standard amount is $500.00. Typically a higher priced home requires a larger amount of earnest money. Once the offer is accepted, the earnest money is then deposited into the real estate company’s escrow account. The earnest money goes toward the buyer's down payment, if any, or other closing fees required. If the offer is not accepted or terminated within the terms of the contract, the earnest money is returned to the buyer.
Step 4) After the offer is accepted, it becomes a binding & legal document. All terms, conditions & time periods listed and agreed upon by both parties are to be followed completely to ensure a smooth closing. If there are any changes, both parties have to agree.

There are 8 steps in the home buying process. Everyday this week, I will post the steps.
Step 1) Buyers should first see a lender to find out how much house they can afford. They can go the their local bank or to a mortgage broker. At present, a large number of people go through a mortgage broker for financing due to more flexibility in finding the right loan. Choosing a good broker can be daunting, especially for a 1st time homebuyer, if you don't know someone in the business. The Basham Team can give you some great lender recommendations. Once approved, the buyer will receive a pre-approval letter from the lender. The buyer will also receive a good faith estimate which states how much the buyer can afford, interest rate and the closing costs needed on day of closing. In an offer to purchase a home, the seller is typically asked to pay some or all of these costs for the buyer. That's one reason the buyer's agent must know these costs upfront to present in the offer. Also, the pre-approval letter is submitted with the offer. It makes the sellers feel more confident in working with the buyers. You want all of your ducks in a row before making an offer. It will make the difference in getting the offer accepted or declined, especially if you're competing with other buyers for the same house. In today's market, it will give you the better edge!
Step 2) Once the buyer is pre-approved from the lender, the buyer & their agent begin a search for homes that meet their pricing requirements, location, amenities & size.
* Will continue on Step 3 & 4 tomorrow :-)

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We ask God’s help in finding the right home for our Buyers & finding the right Buyer for our Sellers! And, these smiling faces are the results! The Basham Team is here for you!

Need to see a home, call us for your personal tour!

My Latest RE/MAX Commercial! I made my way into the latest RE/MAX commercial – take a look and get in touch when you’re ready to make a move.

JUST UNDER CONTRACT! Lovely & updated home with over an acre in GA. Jim & I always pray that God would make available the right house at the right time for our Buyers. Also, we pray that God would send the right Buyers to the homes we have listed for our Sellers. And, God did it again with our Buyers who are purchasing this wonderful home! To God be the glory!

We just got this beautiful home with pool under contract in Ringgold GA!
Whether buying or selling, we love making house calls! 🏠

Jim & I are are canceling our "HOMEBUYER" workshop on Saturday, March 28th. We will reschedule at a later date. If you have any questions on the home buying or home selling process, please private message us. We will be glad to assist you. 😀

OPEN HOUSE IN OOLTEWAH TODAY!

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Jim & I are doing a "HOMEBUYER" workshop on Saturday, March 28th from 10:00 a.m. - 12 noon at our Re/Max office located at 2242 Encompass Dr, Chattanooga TN. If you or someone you know are interested in learning more about the home buying process & to get a FREE lender estimate, please plan on attending. This will cover first time home buyers, as well as potential buyers, who will be needing a home soon. The interest rates are down, and it's a great time to buy! Please RSVP in comments below or private message me for more details.

Selling & buying a home can be stressful with all the details & preparation involved. If you are interested in buying a home or selling your current home, please contact us for a free consultation. We can truly help you with a step-by-step guide that will get you MOVING in the right direction!

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