Brent Rainey - Your Future Mortgage Loan Officer NMLS# 2044474

I want and wish this for you all!!!!

START HERE TODAY: https://brentrainey.com/

🎉 Exciting News for Homebuyers & Realtors! 🎉

Guild Mortgage has your back with our *Interested Party Contributions Quick Reference Guide*! 💼 Whether you're working with Conventional, FHA, VA, or USDA loans, know exactly how much sellers can contribute to help close the deal!

📊 From closing costs to prepaid items, this guide breaks down the maximum contributions you can get on different loan types. Knowledge is power, and with Guild Mortgage, you're always a step ahead in your home-buying journey!

💡 Ready to make your dream home a reality? Let’s get started today! 🏠

Contact Brent Rainey, Your Favorite Mortgage Loan Officer, NMLS #2044474, Guild Mortgage - Chattanooga, at 404-915-1229 or visit us at 413 Spears Avenue Ste. 201, Chattanooga, TN 37405. Apply now at https://brentrainey.com/

THE TIME HAS SLOWLY TRICKLED IN OVER THE LAST COUPLE OF WEEKS BUT THE OFFICIAL ARRIVAL OF LOWER RATES ARE COMING SEPT. 18TH, 2024!

APPLY WITH ME TODAY AT https://brentrainey.com AND LET'S GET YOU IN POSITION TO BE READY TO SHOP WITH CONFIDENCE

https://www.nytimes.com/2024/08/23/business/economy/fed-rates-powell-jackson-hole.html

Fed Chair Powell Signals ‘Time Has Come’ for September Rate Cut Jerome H. Powell used a speech in Jackson Hole to signal that the Federal Reserve will begin to cut rates on Sept. 18, and to voice wariness about the job market.

4.5 star review received on Experience.com for Brent Rainey by Dwight M - Everything went very smoothly and we had a great team member that worked with me and my wife.

New ★★★★★ 4.5 Star Experience.com Review by Dwight M Click to see all 5 reviews of Brent Rainey, Loan Officer | NMLS #2044474

Remember….There’s 3 Types of People - People from around the way, people in the way, and then there’s PEOPLE WHO MAKE A WAY!

Decisions are being made about you in EVERY interaction! is major 🔑! It's are who you are even when no one is responding because EVERYONE is always watching!

IT’S CLOSING DAY! You heard Rates were falling and I’ve already completed my first since the Big News was made official!!!! Congratulations to the McReynolds on their refinance and I hope all the Home Renovations exceed your expectations! Thank you for trusting me to help you tap into your equity while keeping your payment affordable! Thank you Tamekia Brewer of Nouveau Realty Group for the connection and I am always eternally grateful for you! Call me today at 404-915-1229 if you want to see if I can reduce your mortgage payment and possibly your term (years of the loan) as well! Can’t wait to be your home loan resource!

It is news we have been waiting for, average mortgage rates are dipping.

Reach out to me to learn more about how this could help you to lower your payments, buy with more purchasing power, or access home equity at a lower cost.

Apply today at https://brentrainey.com/

If you voted in TN today, hit that Like button!!!

🎉🏡 Exciting Milestone Alert! 🎉🏡

I am beyond thrilled to share that the Southeast Region of Guild Mortgage has hit the $1 BILLION YTD mark in loans funded in 2024! 🥳✨

Being part of such an incredible team and witnessing the dedication, hard work, and passion that goes into helping our clients achieve their dreams of homeownership is truly inspiring.

Here's to many more milestones and successes with Guild Mortgage! Proud to be part of such a great company! 💪🏆

If you know me, love me, hate and want more reason to hate, support me, encourage me, keep eyes on me but we’ve never spoke, added me out of curiosity about being a homeowner and etc. PLEASE CHECK OUT MY NEW WEBSITE AS IT IS FINALLY AND FULLY LIVE AND IF YOU LIKE IT PLEASE SHARE! Thanks to Katherine Fry and her team at Mediafy and a special shout out to Paula Silmon for the introduction to the company!

Check out the website and support me at my Page Brent Rainey - Your Future Mortgage Loan Officer NMLS # 2044474:

Mortgage Loan Officer - Brent Rainey - TN - GA - AL Brent helps homeowners as a Mortgage Loan Officer in TN, GA & AL, specializing in First Time Homebuyers and Down Payment Assistance programs!

🎉 Exciting News! 🎉

Unlock incredible savings on your new home with Guild Mortgage! 🏡✨ Our Temporary Buydown options make your initial monthly payments more affordable than ever, and guess what? You can combine this with our amazing Zero Down Program! 🙌

Benefits of Temporary Buydowns:
🔹 Reduced Initial Payments: Enjoy lower payments for the first few years.
🔹 Predictable Increases: Know exactly what to expect with gradual payment increases.
🔹 Flexible Options: Choose from 1-0, 1-1, 2-1, or 3-2-1 buydown structures.
🔹 No Balloon Payments: Peace of mind with no surprises at the end of the term.

Imagine moving into your dream home with ZERO down and lower payments initially to help you settle in comfortably. 🌟 Whether you’re a first-time buyer or looking to upgrade, we’ve got you covered.

Ready to learn more? Contact me today!

📧 [email protected]
📱 Apply Online: guildmortgage.com/brentrainey



Brent Rainey
Loan Officer
NMLS ID # 2044474
Guild Mortgage
413 Spears Avenue, Suite 201
Chattanooga, TN 37405

📣🏡 **Exciting Homebuying Seminar Alert!** 🏡📣

Hey, everyone! Brent Rainey - Your Future Mortgage Loan Officer NMLS # 2044474 here, your favorite Mortgage Loan Officer at Guild Mortgage. I'm thrilled to announce that I'll be hosting an amazing Homebuying Seminar alongside the incredible Tamekia Brewer, Co-Owner of Nouveau Realty Group, REALTOR/REALTIST, and the fantastic Jacki Madding , HUD Certified Counselor and Financial Capability Coach at CNE!

🗓️ **Date:** Thursday, July 25th, 2024
🕔 **Time:** 5:00 PM - 7:00 PM
📍 **Location:** South Chattanooga Community Center located at 1151 W 40th St, Chattanooga, TN 37409

Whether you're a first-time homebuyer, looking to upgrade, or just want to learn more about the homebuying process, this seminar is for YOU! We'll cover everything you need to know about securing a mortgage, finding the perfect home, and making the most of your financial resources.

Come with your questions, leave with answers, and let's make your homeownership dreams come true! 🎉🏠
Don't miss out on this fantastic opportunity. See you there!

Mark your calendar!

Be there!!!!

Mark your calendar!

I LOVE MY COMPANY Guild Mortgage Company! BEST DECISION I EVER MADE IN MY LENDING CAREER SO WATCH OUT FOR THE GROWTH!!!

Remember, you can’t control how much that rent raises, but you can always lower that mortgage when the time is right! Apply with me today 😁!

Brent Rainey, Loan Officer, NMLS ID #2044474 With over three years of dedicated experience in the dynamic realm of the Mortgage Industry, I am proud to have facilitated the closure of over $13+ million in loans for my clients. As a Residentia...

Attention Realtors and Future Homeowners! 🏡

Our Zero Down program can help clients purchase a home with **no down payment** required! Renters can start building equity, and homeowners looking to move, or upgrade don’t have to wait to accumulate savings.

**Program Highlights:

- Primary residence purchase transactions only*
- 96.5% FHA first mortgage paired with a 3.5% or 5% down payment assistance (DPA) repayable second mortgage or 3.5% DPA forgivable second mortgage**
- Fixed-rate loan with temporary buydown options available
- Credit scores as low as 600
- No minimum borrower contribution required***

Ready to build equity? Reach out today!



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*Conditions apply.
**Forgivable second mortgage subject to program requirements.
***Certain restrictions may apply.

Brent Rainey, Loan Officer, NMLS ID #2044474 With over three years of dedicated experience in the dynamic realm of the Mortgage Industry, I am proud to have facilitated the closure of over $13+ million in loans for my clients. As a Residentia...

TO ALL MY PARTNERS, COLLEAGUES, AND CLIENTS IN THE MORTGAGE/REAL ESTATE INDUSTRY, I LEAVE YOU A WORD OF ENCOURAGEMENT ON THIS WEDNESDAY:

Don’t Quit
by John Greenleaf Whittier

When things go wrong as they sometimes will,
When the road you’re trudging seems all up hill,
When the funds are low and the debts are high
And you want to smile, but you have to sigh,
When care is pressing you down a bit,
Rest if you must, but don’t you quit.
Life is strange with its twists and turns
As every one of us sometimes learns
And many a failure comes about
When he might have won had he stuck it out;
Don’t give up though the pace seems slow —
You may succeed with another blow.
Success is failure turned inside out —
The silver tint of the clouds of doubt,
And you never can tell just how close you are,
It may be near when it seems so far;
So stick to the fight when you’re hardest hit —
It’s when things seem worst that you must not quit.

PROSPECTIVE AND FUTURE HOMEBUYERS!!!! YOU WANT TO CHECK THIS OUT!!!!

Buy smart to build wealth faster Helps buyers track market trends and make data-driven home purchasing decisions

Second Half of the Year…one word…ELEVATE! LFG!!!!