Brandon Coll - CrossCountry Mortgage LLC

Ready for a faster and easier way to buy a home? Say goodbye to piles of paperwork and lengthy waiting periods with DK Need for Speed, Draper and Kramer Mortgage’s rapid mortgage approval program. With eligibility for approval in 1 day, a quick and convenient digital mortgage process and a loan closing in as few as 14 days, DK Need for Speed gives you clarity, confidence and a competitive edge for your home purchase. If you’ve got a need for speed, contact me today to start your homebuying journey!

https://dkmortgage.com/brandon/dkxpress

Thanks again Chicago Agent Magazine for the lender photo session at Cirrus. I had no idea a building could have that many amenities. Steam, golf sim, indoor dog run and a kids club. Incredible

It's no secret, renting = 💸 and owning your own place is an investment in your future. The best place to start is talking to a licensed mortgage professional. Give me a call!

Ready to buy? Let’s talk today!

IDENTITY
Driver’s license, state ID, passport
Social Security card (FHA loans only)

RESIDENCE
Previous addresses for the last 2
If currently renting, landlord’s contact info

INCOME AND EMPLOYMENT
Contact info and dates of employment for the last 2 years
Most recent 30 days’ pay stubs
W-2 and/or 1099 forms for the last 2 years
Federal income tax returns for the last 2 years

ASSETS
Most recent two monthly bank accounts
Most recent two monthly investment accounts
Proof of earnest money payment

HOME PURCHASE
Your and seller’s real estate agents’ contact info
Homeowners insurance quote or insurance agent’s contact info
Home purchase contract
Home sale contract for any recently sold home
Closing Disclosure (CD) on any recently sold home

Self-employed borrowers may be required to provide additional documentation.

Click the link for a detailed list of the required documents, including what’s needed for home refinancing!

https://www.dkmortgage.com/resources/mortgage-documentation.php

Great news for homebuyers! The Federal Housing Finance Authority (FHFA) has canceled a new planned fee for certain mortgage borrowers with debt-to-income (DTI) ratios of 40% or higher. This move will save affected borrowers from paying an added $250-$375 per $100,000 financed. Contact me anytime with your mortgage questions and needs!

In the market to buy? Let’s talk today!

5.0 star review received on Experience.com for Brandon Coll by Elyse H - Brandon was always extremely prompt and responsive! Made this process very smooth.

New ★★★★★ 5 Star Experience.com Review by Elyse H Click to see all 289 reviews of Brandon Coll, SVP of Residential Lending | NMLS 248814

But a mortgage is an investment.

Have home financing questions? Ask me in comments!

5.0 star review received on Experience.com for Brandon Coll by Kim L D - Good communication
Easy process

New ★★★★★ 5 Star Experience.com Review by Kim L D Click to see all 288 reviews of Brandon Coll, SVP of Residential Lending | NMLS 248814

I know mortgages inside and out - from conventional loans to government programs, home purchases to refinances, construction loans, renovations and more!

Even in a seller’s market, taking the time to effectively stage your home can help it sell faster and for a higher price.

Here are 6 tips to set the stage for selling success with your home before you put it on the market.

1. Increase curb appeal: First impressions mean a lot, and a well-kept exterior is your chance to grab positive attention.

2. Perform minor repairs: small fixes can mean the difference between a home that looks well-maintained and one that appears neglected.

3. Make the front door inviting: Help potential buyers feel at home immediately with a clean, fresh entry.

4. Depersonalize: Buyers want to envision themselves living in this space, so put away family pictures, clothing and other personal items.

5. Clean the interior: A clean home can feel almost new, and it helps show buyers you’ve taken care of the property.

6. Brighten spaces: Open curtains and blinds, add light fixtures if necessary and turn on those bulbs to show your home in its best light.

You don’t need luck to find the home financing that’s right for you; you need a dedicated loan officer, like me! Reach out today and let’s get started.

Buying your first home is an exciting experience, and once the keys are in your hand, it’s time to get settled in!

Here are some recommended first steps to consider as you open the door to your new life as a homeowner.

5.0 star review received on Experience.com for Brandon Coll by Travis N - Brandon and the DK Mortgage team went above and beyond what is necessary to help us secure a loan at a great rate.
They assisted with every step of the process, and provided support that exceeded our expectations.
Thank you for making our dreams come true!

New ★★★★★ 5 Star Experience.com Review by Travis N Click to see all 287 reviews of Brandon Coll, SVP of Residential Lending | NMLS 248814

One of the many advantages of homeownership are the potential tax benefits.

Ask your tax professional to see if you qualify for any of these 7 tax deductions for homeowners:

▪️ Mortgage interest
▪️ Home equity interest
▪️ Discount points
▪️ Property taxes
▪️ Home office expenses
▪️ Medically necessary home improvements
▪️ Mortgage insurance

I’m always available for free annual mortgage reviews or to answer any home financing questions you may have!

Happy Valentine's Day! Speak to me today about the sweetest treat of all - homeownership!