Daniel Di Matteo, Realtor, Chula Vista, CA Videos

When does Mello Roos end? If you live in a relatively newer subdivision in San Diego County, you’re probably paying Mello Roos. So the question is, when does Mello Roos end? Well, there’s an easy way for you to find out. You’ll want to pull out your property tax bill, go to the bottom right, and see what says Fixed Charge Assessments. Those will list out all the fixed charges, and you’ll want to pinpoint down to those that have the letters CFD, which stand for Community Facilities District, which are used to pay for all the infrastructure surrounding your community. Now next to those, you’ll find a phone number, which you can call, provide your property address, and they will tell you the exact tax year that those are set to run out. That’s how you find out when your Mello Roos is done. If you need help locating this information, shoot me a DM and I’d be happy to track that down for you. Daniel Di Matteo, Realtor CENTURY 21 Affiliated📱619.430.4380 Cal DRE #01776960

Would you take that deal? I’ve been seeing a lot of negative coverage around this research piece over at @zillow that says if you buy a house today, it could take you 13.5 years to make a profit on the sale of your home. People are pointing to this as proof this is a terrible time to buy. But the opposite is actually true once you dig into the facts. This research actually included closing costs, home maintenance costs, and mortgage interest, which is extremely important because the bulk of your mortgage payment happens to be interest, especially at the beginning of the loan term. Here’s a hypothetical: If you’re a renter and I offered you to rent my house for the next 13.5 years, and upon your move out, I would write you a check for 80% of all the rent you’ve paid me over the course of 13.5 years, would you take that deal? Of course you would! And that’s the exact deal that is presented to you in the form of home ownership today.If I can be of any help, feel free to DM me: Daniel Di Matteo, Realtor CENTURY 21 Affiliated 📱619.430.4380 Cal DRE #01776960

Q: Can a 🏠 buyer lose their deposit? A: Yes! But…In practice, that’s unlikely to happen. In CA, the contracts are built in such a way to protect buyers. There are numerous contingencies within the contract to prevent that exact thing from happening. Those range from reviewing seller disclosures to the 💰 appraisal of the property, to even making sure that the financing is in place to purchase the home. All of these have 📆 timelines built into the contract. It’s important to note that those contingencies are active and not passive. Meaning, even if the time given to satisfy that contingency passes, unless you physically signed off, saying that contingency has now been removed, it remains in place. So making sure you have an agent who’s well-versed in those contingencies to protect your interests throughout the process is key. If you need real estate guidance, just shoot me a message. I’m here to help. Daniel Di Matteo, Realtor CENTURY 21 Affiliated Cal DRE #01776960

🇺🇸 Honoring our nation’s heroes this Veterans Day! Grateful for the privilege of having assisted dozens of incredible active duty and military veteran clients in buying and selling their homes. Thank you for your service and sacrifice. 🏡🎗️ #VeteransDay #HomeForHeroes #gratitude

Why Buy when renting is cheaper?

🏠 Renter vs. Homeowner: Unlocking Wealth in San Diego! 💰Ever wondered about the real difference between being a renter and a homeowner in sunny San Diego? It’s not just a roof over your head; it’s a wealth-building opportunity you can’t afford to miss. 🌞Did you know that over the past decade, the wealth of homeowners in San Diego has soared by a jaw-dropping $300,000? That’s right, and you don’t need to be a millionaire to achieve this! According to the National Association of Realtors, even low-income homeowners earning 80% or less than the median area income have seen their wealth grow by an astonishing $336,000.Here’s the kicker: The net worth of homeowners is a whopping 40 times higher than that of renters. 🤯So, don’t just think of buying a home as a monthly expense. It’s an investment in your future that brings not only increased wealth but also stability and peace of mind. 🏡💰Ready to take that crucial step towards homeownership? Reach out to me today, and let’s make your dreams come true. 📩 Daniel Di Matteo, RealtorCENTURY 21 Affiliated📱619.430.4380Cal DRE #01776960 #Homeownership #WealthBuilding #SanDiegoRealEstate

It can be pretty scary buying a home today considering rates are at a multi decade highs and prices remain elevated. There is value however, in certainty. If you can afford the payments for the foreseeable future and buying a home aligns with your long term vision for your life, then go for it. Otherwise, take your time and figure out what’s best for you and your family.Picture yourself, home values, rents, 10-20 years from today. Where will they be and how did you prepare? If you need some help answering those questions shoot me a message. I’ve helped 100’s of clients navigate the real estate market for nearly 2 decades and can help you too! Daniel Di Matteo, Realtor CENTURY 21 Affiliated📱619.430.4380 Cal DRE #01776960 #c21 #realestate #sandiego #chulavista

🏡 Exciting News for Aspiring Homeowners! 🏡Are you dreaming of owning your own home but struggling with the down payment? We’ve got incredible news for you! 🎉My latest video reveals a game-changing Down Payment Assistance Program that can cover your ENTIRE down payment! 💰 Plus, if we structure an offer for the seller to cover your closing costs, you could buy your dream home with ZERO out-of-pocket expenses. 🤩Here’s the best part: This program isn’t limited to first-time homebuyers, and there are NO income restrictions! 🙌If this sounds like the opportunity you’ve been waiting for, don’t hesitate. Send us a DM with the words “zero down” to get started on your homeownership journey. 📩And if you know someone who could benefit from this incredible opportunity, be sure to SHARE this post with them! 📢 Let’s make homeownership dreams come true. 🏠💫 Daniel Di Matteo, Realtor CENTURY 21 Affiliated📱619.430.4380Cal DRE #01776960 #ZeroDown #Homeownership #RealEstateOpportunity

You think the 🏠 market is going to crash? Let me show you why that’s not a possibility when we look at the data. Have real estate questions?Daniel Di Matteo, RealtorCENTURY 21 Affiliated📱619.430.4380Cal DRE #01776960 #c21 #realestate #sandiego #chulavista #stats

Home for sale: 1473 Venters Dr, Chula Vista, CA 91911