Andre Enriques Mortgage Banker - VA Loan Expert

We are a direct lender who offers $0 down VA insured loans and low-down payment home loan products. Are you a Veteran interested in using your VA benefits?

Are you a first time buyer? Want to buy a home, but don't know where to start? Allow me to help you through this exciting journey to home ownership! I am confident that with my expertise I will help make this process seamless and memorable.

Real estate: A retirement gold mine? 08/02/2024

Real estate: A retirement gold mine? Is real estate truly a path to wealth as you age?

Designer regrets: Did it age well? 08/01/2024

Designer regrets: Did it age well? Trends are fun and sometimes they’re flamboyant. The difference between true style and a trend can easily be explained in one question...

Initial Jobless Claims higher than expected 08/01/2024

Initial Jobless Claims higher than expected The July Challenger Job Cuts saw a large pull back down to 25,885 from June's level of 48,786. Initial Jobless Claims...

Markets will be focused on the FOMC policy statement this afternoon 07/31/2024

Markets will be focused on the FOMC policy statement this afternoon Markets began the day higher ahead of the FOMC and Powell this afternoon where both the policy and...

Truth in real estate: Always stranger than fiction 07/30/2024

Truth in real estate: Always stranger than fiction Real estate is serious business most days. But sometimes the wacky side of it just needs to be shared...

Home ownership rates: Another function of the local marketplace 07/29/2024

Home ownership rates: Another function of the local marketplace Owner occupied. It’s a term that applies to neighborhoods where there are few renters and people own their own homes...

Three things that could impact rates this week 07/29/2024

Three things that could impact rates this week These are the three areas that have the greatest ability to impact rates this week. 1) The Fed, 2) Jobs and 3) Central Banks...

Subprime: Is a loan by any other name just as sweet? 07/26/2024

Subprime: Is a loan by any other name just as sweet? When 2008’s financial crises took over our lives, few of us understood the roots of it. But that’s when the term...

No special effects: The non-cinematic realities of a tornado 07/25/2024

No special effects: The non-cinematic realities of a tornado When Dorothy grabbed Toto and tried to get back home before a tornado hit, it made good movie fodder. And more recently, when...

Initial report on 2nd Quarter GDP much stronger than expected 07/25/2024

Initial report on 2nd Quarter GDP much stronger than expected The preliminary (will be revised several times) 2nd QTR GDP was much stronger than expected, up 2.8% versus estimates...

Markets get a boost on strong Treasury auction 07/24/2024

Markets get a boost on strong Treasury auction Yesterday no change across the curve, this morning rates began somewhat better...

Remodeling goofs: Learning from others’ face plants 07/23/2024

Remodeling goofs: Learning from others’ face plants Remodeling a room or an entire home is, of course, a creative endeavor mixed with practicality and forward thinking...

Foreign-born homebuyers are looking elsewhere 07/22/2024

Foreign-born homebuyers are looking elsewhere If you’d rather foreigners buy homes elsewhere and leave the rest to us, you’d be thrilled right now...

Three things that could impact rates this week 07/22/2024

Three things that could impact rates this week These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) Central Banks and 3) Report Card...

Zone prone: Buying a home where fire is not your friend 07/19/2024

Zone prone: Buying a home where fire is not your friend Sunny and dry. That is what many relocating to the wild, wild West delight in...

Hiding in plain sight: household tasks left undone 07/18/2024

Hiding in plain sight: household tasks left undone How vigilant are you when it comes to cleaning your home?

Initial Weekly Jobless Claims climb to new high 07/18/2024

Initial Weekly Jobless Claims climb to new high Initial Weekly Jobless Claims were higher than expected, up 243K versus estimates of 230K. The four week moving average increased to...

June housing starts and permits exceed expectations 07/17/2024

June housing starts and permits exceed expectations Treasury yields declined yesterday but MBS prices hardly changed. The 10 year note declined 7 bps, the 2 year down just...

Romancing the stone countertop 07/16/2024

Romancing the stone countertop If there were a house in America whose formica Countertops have not been replaced by stone or a stone-like product by now, it would be an exception to the rule...

The market? It is a-changing – a bit 07/15/2024

The market? It is a-changing – a bit The slow drip of news regarding inflation and the economy can feel maddening in these days...

Three things that could impact rates this week 07/15/2024

Three things that could impact rates this week These are the three areas that can have the greatest impact on rates this week. 1) Retail Sales, 2) Treasury Auction and 3) Geopolitical...

The hidden costs of homeownership in high-risk areas 07/12/2024

The hidden costs of homeownership in high-risk areas When Dorothy got knocked senseless in a movie tornado, experienced the amazing land of Oz, and...

Weekly Interesting Real Estate News and Home Tips 7/11/2024 07/11/2024

Weekly Interesting Real Estate News and Home Tips 7/11/2024 This is fun, interesting information that everyone enjoys. Every report is a little different. Sometimes the report includes celebrity homes for sale, homes improvement tips, or crazy real estate news.

Markets get a boost on lower than expected CPI 07/11/2024

Markets get a boost on lower than expected CPI The June headline Consumer Price Index (CPI) was lower than expected with a MOM gain of 0.1% versus estimates of...

Fed Chair Powell speaks in front of the House Financial Services Committee today 07/10/2024

Fed Chair Powell speaks in front of the House Financial Services Committee today The bellwether 10 year note has traded relatively unchanged since...

What floats your (house)boat? 07/09/2024

What floats your (house)boat? Ever think you were made to be on the water? Some do. And while living on the water isn’t for everyone...

Home price news? Softening, but nothing to write home about 07/08/2024

Home price news? Softening, but nothing to write home about It’s a slow burn. While home prices are...

Three things that could impact rates this week 07/08/2024

Three things that could impact rates this week These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) The Fed and 3) Treasury Auction...

HOAs: Look before you leap if ‘property freedom’ is your thing 07/05/2024

HOAs: Look before you leap if ‘property freedom’ is your thing Different strokes. Some people invest their hard-earned money into a lovely neighborhood and then hope...

Weakening jobs data supports future Fed rate cuts 07/03/2024

Weakening jobs data supports future Fed rate cuts This morning June ADP jobs expected +161K, increased 150K, lower jobs than thought...

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Our Story

We offer many loan programs with little to no money down and do not charge our clients any lender fees or points on most loan programs.

Contact us today and I will be happy to provide you with a custom tailored loan. I am confident that with my knowledge and expertise, I can help make this process seamless and memorable.

Videos (show all)

Building generational wealth through real estate involves strategic planning, smart investment decisions, and long-term ...
What’s keeping you from owning a home? Is it the fear of the unknown, The lack of savings for a down payment, or are you...
My Realtor partner and I recently filmed a video of one of our Veteran clients. He is a real estate investor and busines...
CALHFA Dream For All first time home buyer loan program. This loan is now officially available. #calhfa #dreamforall #ho...
Stop spending your hard earned dollars on rent and start investing in your very own home. #stoprenting #realestate #inve...
Merry Christmas & Happy Holidays #merrychristmas2022 #HappyHolidaysToAll
New loan program. No income, no employment info required. Contact us for details. #easyqualify #purchaseorrefinance #pri...
Remember to turn back your clocks. Daylight savings ends Sunday November 6th. #fallback #daylightsavings #chulavista #sa...
#notricksjustnews #sandiegorealestate #valender #veterans #homebuyer #mortgage #homeloans #chulavista #realestate
Now is a great time to buy. I am seeing more price reductions, seller concessions, and inventory staying on the market l...
#testimonialtuesday #happyhomeowners #vabuyers #veteran #sandiegorealestate #20dayclose #nolenderfees #5starlender #theh...

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891 Kuhn Drive #204
Chula Vista, CA
91914

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 10am - 6pm

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