Angie Smith NMLS 490920

Ready for a boost? Just for First Financial business account holders, our Express Business Lending offers up to $100,000 to elevate your business—fast and flexibly. Apply now; this exclusive boost is designed just for our clients!

Not a current business banking client, now is the perfect time to start!

first-online.bank/express-business-lending/

Kickstart the school year with confidence and control over your finances. Our eChecking account makes managing your money easy and stress-free, so you can focus on what really matters.

✅ No minimum balance required
✅ No monthly service fees for non-check transactions
✅ Free eStatements for easy tracking
✅ Convenient mobile banking for on-the-go access

Why worry about banking when you can have financial empowerment at your fingertips? Get your eChecking account today and make this school year your best one yet!

Open your eChecking account now and take charge of your financial future! apply.first-online.bank/?productCode=9

Join countless families who’ve discovered the benefits of trusts. It's not about wealth, it's about protection and planning.
first-online.bank/trust-and-asset-management/

As many prepare for heading back to school, we'd like to shine a light on a crucial topic for many students and graduates—managing student loans. Understanding your loans can significantly impact your financial future, and being informed is your best tool. Here are some tips to help you stay on top of your student debt:

• Make a plan: Whether you're still in school or already graduated, start planning how you'll tackle your debt and/or loans now. Look into repayment plans right for your financial situation.
• Consider consolidation: If you have multiple loans, consolidating them into a single loan can simplify payments and possibly lower your interest rate.
• Stay informed: Rules and rates can change. Keep up-to-date with any new student loan forgiveness or assistance programs.
• Ask for help: Don't hesitate to reach out to one of our loan officers if you have questions or need assistance with repayment options. Visit your nearest location or schedule an appointment: first-online.bank/locations/

Your education is an investment in your future, and effectively managing your student loans is a critical part of that journey.

Plan Wisely, Live Comfortably 24-Month Variable CD

Empower your entrepreneurial journey! Cash flow can make or break your business. First Financial’s treasury management tools ensure you’re always in control. Take charge of your future today!

https://www.first-online.bank/treasury-management-services/

Planning your dream wedding? A First Financial personal loan can help you cover all your bases—from the venue to the flowers—without the stress. Say ‘I do’ to a perfect day, financed your way. Start with First today!

https://www.first-online.bank/personal-loan

🎉 Today’s the Day! Welcome, SimplyBank Customers! 🎉

We are thrilled to officially welcome SimplyBank customers to First Financial Bank! Your new accounts and services are ready for you, and while your banking centers may look a little different, you’ll still see the same friendly faces ready to greet and assist you.

At First Financial Bank, we believe in empowering our clients with secure and innovative financial solutions that enhance your quality of life. As you transition to your new accounts, we are committed to providing the same level of dedication and support you’ve come to expect.

If you have any questions or need additional assistance, we’re here to help! Reach out to us at 800-511-0045. Plus, your new digital assistant, Gabby, is available 24/7 to answer any questions you may have. You can find Gabby in the First Mobile app, online banking, or at first-online.bank.

Ignite your passion and fuel your dreams! At First Financial, we understand the heart and soul you pour into your business. Our tailored banking solutions will help you soar higher.
https://www.first-online.bank/business-banking/

Fast Track HELOC Fast funds for your fast-paced life

Investing in a home is investing in your future. Unlock the potential of your property with our home equity line of credit and turn your dreams into reality. Your future starts here.

https://www.first-online.bank/fast-track/

Build your future like you build sandcastles - with creativity and care. Let’s boost your plan together!
https://www.first-online.bank/trust-and-asset-management/

Stability Meets Growth 24 Month Variable CD

Navigate your financial journey with confidence with a First Financial CD. Perfect for those who appreciate both stability and growth.

https://www.first-online.bank/certificate-of-deposit/

This summer, make sure your vacation is not the only thing secure. Protect your family’s future with our tailored trust services.

https://www.first-online.bank/trust-and-asset-management/

We are excited to announce that, effective July 1, 2024, Chip Knight has transitioned from his role as Vice President & Senior Commercial Lending Executive for our Mid-South and Mid-Central Kentucky and Tennessee regions to his new position as Vice President & Central Credit Administration Manager.

Chip brings 35 years of Commercial lending experience to his new position, including various roles from Commercial Lender to Chief Credit Officer at Heritage Bank before he joined the First Financial Bank family. Over the past five years, Chip has been instrumental in driving our strong Commercial Lending growth in the Kentucky and Tennessee markets.

Chip holds a Bachelor of Business Administration degree with a concentration in Finance from Austin Peay State University. He has also earned several Commercial Lending Certifications and is a proud graduate of both the Tennessee Bankers Association Southeastern School of Banking and the Tennessee Bankers Association School of Commercial Lending.

Join us in congratulating Chip on this well-deserved promotion and wishing him continued success in his new role!

Prefer to manage your finances online? Our eChecking account is perfect for tech-savvy users. No minimum balance, no monthly fees for non-check transactions, and free eStatements. Embrace the ease of online banking. Go Digital Today.

https://apply.first-online.bank/?productCode=9

Wishing everyone a day filled with joy, fireworks, and the company of loved ones. 🎇
As we celebrate our nation's freedom, let's also embrace the financial freedom that empowers us to reach our dreams. At First Financial Bank, we're here to support your journey to financial independence. Have a safe and happy !

Every home has a story. Start writing yours today with our flexible mortgage solutions. Whether it’s your first home or your next chapter, we’re here to help you create lasting memories.

https://www.first-online.bank/home-mortgages/

Just a friendly reminder, we will be closed July 4 for Independence Day.

Start your new beginning with a home built just for you. Explore our new construction mortgages.

https://www.first-online.bank/construction-renovation-loans/

First Financial Bank understands the dreams and challenges of business owners let us help you realize those dreams.

https://www.first-online.bank/business-banking/

Schedule a business financial health check-in. Plan with experts, prosper with confidence.

https://www.first-online.bank/business-banking/

Here's to the dads who taught us about savings goals, provided financial wisdom, and showed us the value of a hard-earned dollar. Happy Father's Day to all the dads out there! Today, we celebrate you and all the ways you've shaped our financial futures. 🎉💼💰