Haas & Castillo, PLLC

ACCIDENTAL DEATH INSURANCE: THE BIG PICTURE

Accidental death & dismemberment (AD&D) insurance can safeguard families from devastating loss after an unexpected tragic accident. AD&D insurance is also known as “double indemnity” coverage. This name comes from the fact that AD&D benefits often pay the equivalent of basic life insurance coverage (which pays benefits whether death was caused accidentally or by illness) on top of the basic benefit i.e. doubling the overall recovery. Unfortunately, many insurance carriers are more in the business of collecting premiums then paying benefits. That means that policyholders often have to fight for what a carrier promised to pay.

Our firm has a long successful history of handling employee benefits cases including AD&D insurance claims. Our firm website has a resources page with links to a number of articles about Florida AD&D law. Check out our firm’s AD&D insurance law eBook which explains the law in greater detail:https://www.haas-castillo.com/wp-content/uploads/2020/04/haas-castillo-ebook-accidental-death-and-dismemberment.pdf

I hope you will never need to make an AD&D claim but accidents, sometimes fatal ones, happen, so consider arming yourself with this knowledge to preserve your family’s security.

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As some of you know, I have practiced law over 36 years and have expanded my work into trial consulting through my venture TrialFocus. I’ve recently posted about TrialFocus but wanted to also share information and resources about my practice. I’m Florida Bar board certified in labor and employment law and a major focus of that work has been employee benefits and related insurance law. One of my focuses within that area is life and accidental death and dismemberment (AD&D) insurance claims. Some day you may find yourself in a situation where an insurance carrier denies benefits right when they are needed to pay funeral expenses and to pick up the pieces after an unexpected accidental death. Here is a link to the first in a series of articles about AD&D insurance that could help you realize that you have options when an insurance company takes your premiums but refuses to pay benefits…



https://www.haas-castillo.com/what-is-add-accidental-death-dismemberment-insurance/

Florida Law Blog | What is AD&D Insurance? Accidental Death & Dismemberment (AD&D) insurance covers and pays benefits for a death or for loss of limb or loss of a sense caused by an accident.

Business owners: don’t be a sitting duck for a lawsuit claiming that your website is not accessible to the disabled. Learn key steps to protect yourself and avoid the coming wave of litigation.

https://www.haas-castillo.com/website-accessibility-lawsuits-in-the-age-of-covid-19/

How to Avoid Website Accessibility Lawsuits Learn key steps to protect yourself and avoid litigation.

Haas & Castillo, PLLC is pleased to announce that firm shareholder Marcus Castillo has been named a Florida SuperLawyer for the 12th year in a row. That designation signifies attorneys selected by their peers as among the top 5% of all attorneys in the state.

https://www.haas-castillo.com/

Our firm represents entrepreneurial businesses throughout the west coast of Florida. Firm shareholder Lee Haas is a board-certified business litigation attorney who handles a broad range of commercial disputes. While some disputes are unavoidable the best strategy is proactive: take the steps necessary to protect your business in the first place. To learn more, download Lee's eBook "The Top 10 Things You Should Do To Protect Your Business" at https://www.haas-castillo.com/?wpdmdl=1715

www.haas-castillo.com

My partner Lee Haas is an outstanding business litigator...

Lee L. Haas, Business Attorney | Haas & Castillo, PLLC A member of the Florida Bar since 1983, Lee is Florida Bar Board Certified in Business Litigation and "AV" rated by the Martindale-Hubbell legal directory.

Firm shareholder Lee Haas is a Florida Bar board certified business litigation attorney. He has handled a string of high profile cases ranging from corporate, business and contract disputes to construction litigation to trade secret and non-compete cases. He sits by gubernatorial appointment on the Judicial Nominating Commission for Pinellas and Pasco Counties and is among a handful of lawyers selected to write the jury instructions in business cases throughout the State of Florida.

To learn more about Lee’s qualifications and experience, visit https://www.haas-castillo.com/lee-haas-florida-attorney/

Lee L. Haas, Business Attorney | Haas & Castillo, PLLC A member of the Florida Bar since 1983, Lee is Florida Bar Board Certified in Business Litigation and "AV" rated by the Martindale-Hubbell legal directory.

Friends and Colleagues, we are pleased to announce the re-launch of our firm’s website, https://www.haas-castillo.com/

There you will find updated content including our firm’s new blog page. You will also find pages for each of our areas of practice. Coming soon will be eBooks for each practice page.

We are AV-rated board-certified specialists: we want to help solve your legal problems and obtain justice for you.

4 Steps to a Barrister’s Approach to E-Discovery and Digital Evidence Florida has mandated that lawyers obtain technology CLE credits and other states are following.

State Bars Starting to Mandate Tech CLE Credits! Are You Compliant? Florida mandates that lawyers take technology education classes as part of their mandatory general CLE requirements.

https://glancecharts.com/document-games/

5 Tips for Overcoming Document Games | GlanceCharts 5 Tips for Overcoming Document Games 30th Oct 2018 Category: blog Sooner or later, every trial lawyer encounters an opponent playing games with document production. Ethically, we can’t tolerate that. Zealous advocates look for “smoking guns” and other documents to prove the elements of their c...

To Law Students on Facebook:

My partner and I are looking for two 3L law students to spend an hour in an online conference with us to review a legal product. It can be done from anywhere with a Wi-Fi connection. Your feedback will help us design and market the product. Participants will receive a $50 Visa or MC gift card plus a free product subscription for participating. If interested, please reply to this post or email us at [email protected]

Thank you!

Marcus Castillo and Lee Haas, Attorneys at Law

25 years and still going strong...

Clearwater, Florida Attorneys | Haas & Castillo, P.A.

We are pleased to celebrate the 25th anniversary of our firm's launch today. We're nowhere close to done and looking forward to serving the Tampa Bay area and beyond for years to come.

www.haas-castillo.com

Clearwater, Florida Attorneys | Haas & Castillo, P.A.

Haas and Castillo, P.A. is proud to announce that firm shareholder Marcus Castillo has been selected as a Florida SuperLawyer for the 11th year in a row.

Simplifying Electronic Discovery | GlanceCharts eDiscovery law can be simplified by thinking in terms of the chronological steps from the creation and storage of data to the advent of a dispute and, finally, to the resolution of an eDiscovery specific issue.

Evaluating #MeToo Cases: Part II | GlanceCharts Like other civil cases, sexual harassment cases can have shortcomings: for instance, dubious witnesses and clients with unrealistic expectations.

Simplifying the Admission of Evidence | GlanceCharts Simplifying the Admission of Evidence 11th Apr 2018 Category: blog Mastering evidence law is foundational to anyone building a civil-trial practice, be it personal injury, medical malpractice, business litigation or employment law. Yet the complexity of the evidence code, overlaid with thousands of....

Evaluating #MeToo Cases: Part 1 | GlanceCharts Is someone automatically guilty when accused?

Many people are using the movement to get justice long delayed. However, when someone accuses another with , are they automatically considered guilty?