David Kelly VanDyk Mortgage

"Always a pleasure working with David Kelly. His knowledge and experience make the job easier for all involved. He knows that Realtors work all hours so he makes himself available 7 days a week. David Kelly will even go as far as to print it out and take it to the buyer to sign if that's the only way to get it done. I don't know of any other lenders that work as hard as David Kelly. He obviously cares about his clients and will.." says Connie

David Kelly - VanDyk Mortgage Corporation | Clearwater, FL ★★★★★ Always a pleasure working with David Kelly. His knowledge and experience make the job easier for all involved. He knows that Realtors work all hours so he makes himself available 7 days a week. David Kelly will even go as far as to print it out and take it to the buyer to sign if tha...

"Excellent service top of the line." says Emory

David Kelly - VanDyk Mortgage Corporation | Clearwater, FL ★★★★★ Excellent service top of the line.

"Mr Kelly did a great job all the way to the end , Professional courtesy made the experience go smoothly efficiently Hold on to Mr Kelly valuable asset for sure. Thankyou. I will keep in touch with him for sure …. 👍" says Luanne

David Kelly - VanDyk Mortgage Corporation | Clearwater, FL ★★★★★ Mr Kelly did a great job all the way to the end , Professional courtesy made the experience go smoothly efficiently Hold on to Mr Kelly valuable asset for sure. Thankyou. I will keep in touch with him for sure …. 👍

Since 1987, VanDyk Mortgage Corporation has been dedicated to a culture of integrity, quality, & putting clients’ needs first. Our mission is to be the mortgage team that makes a difference in the lives of our clients, understanding that an elated customer is the heartbeat of our business.

I am focused on giving my clients the best possible homebuying experience, continuing long after closing day. I am available, happy to help, & would appreciate the opportunity to work with you.

Did you know that I can start the mortgage process, even before you've found your dream home? VanDyk Mortgage Corporation will underwrite your file upfront, giving you a head start on securing financing.

Contact me today to learn more about our TBD program 🏠

Dreaming of owning a slice of sunshine in Florida? I've got great news for you! VanDyk Mortgage Corporation is thrilled to offer Down Payment Assistance Programs to my clients in the Sunshine State!

If you're a first-time homebuyer, these programs can help make your homeownership dreams a reality. Let's chat about how we can help you secure your dream home, without breaking the bank!

Do you want to make home improvements or upgrades to your home? Do you want to consolidate debt, with a lower rate than most credit cards? Do you want to improve your credit score, by reducing your credit utilization? Could you use cash for major expenses, such as paying for college or taking a dream vacation? Are you interested in switching from an adjustable-rate mortgage to a fixed rate? Are you curious if you can shorten your loan term &/or get a lower interest rate, to put money back in your pocket?

If you answered yes to any of those questions, please reach out. I would be happy to help you consider if refinancing is worth it for you!

HomeReady provides an affordable financing option, to increase homeownership accessibility for a wider range of buyers. It includes benefits such as a $2,500 credit for eligible buyers, low down payments, educational resources, & more.

Please get in touch with me to learn more about HomeReady, to help your clients achieve homeownership.

Feeling a bit cramped lately? Need more space to spread out & make memories? Let's talk about it!

Whether you're dreaming of a bigger kitchen, an extra bedroom for guests, or a backyard oasis, David Kelly VanDyk Mortgage is here to help you find the perfect space to fit your needs.

Let's chat & turn your space dreams into reality! Drop me a message or visit my website to get started. davidkelly.vandykmortgage.com

Ready to check off these boxes & make your homeownership dreams a reality? Let's chat! I am available today!

Whether you’re a first-time buyer or you’ve owned a home before, chances are that you still have some questions about mortgages. Here are answers to some commonly asked home loan questions.

Buying a home now could mean building equity in just a few short years. There's no better time to take the leap into homeownership. Let me guide you through the process & set you on the path to financial success!

I am thrilled to share that Team Garron has received an EXCEPTIONAL survey rating from our valued clients! Our dedication to providing top-notch service has truly made a difference & it hasn't gone unnoticed!

Please join me in congratulating Annie Garron VanDyk Mortgage for this well-deserved recognition! Thank you to all our amazing clients for your feedback & trust. We're here to continue exceeding your expectations!

Calling all satisfied clients & friends! Know someone who's in need of mortgage assistance? Help them achieve their homeownership dreams by referring them to David Kelly VanDyk Mortgage.

I am dedicated to providing top-notch service & guiding them through the entire mortgage process. Simply send them my way or visit my website at davidkelly.vandykmortgage.com for more information!

Your referrals mean the world to me - Thank You!

VanDyk Mortgage Florida - David Kelly David Kelly is a Clearwater FL based mortgage lender providing residential mortgage loans. Contact us today to make home ownership a reality!

Make sure your clients & potential leads know how beneficial it is to have a professional like you on their side when they are home shopping!

Please let me know if you would like a cobranded version of this piece to share with your database or on social media!

Looking to buy, sell, or refinance? Let VanDyk Mortgage Corporation be your trusted guide through the process! Whether it's for you, your friends, family, or co-workers, I am here & eager to lend a hand.

Reach out today & let's make your real estate goals a reality together!

Wondering what goes into your credit score? I'm here to break it down for you!

Payment History: Your track record of paying bills on time is a biggie! Late payments can ding your score, so stay on top of those due dates!

Credit Utilization: This is the ratio of your credit card balances, to your credit limits. Keeping this low shows you're using credit responsibly.

Length of Credit History: The longer you've had credit accounts open, the better! This shows lenders you have a solid history of managing credit.

Types of Credit: It's good to have a mix of credit types, like credit cards, loans, & mortgages. This shows you can handle different kinds of credit responsibly.

New Credit Inquiries: Opening several new accounts in a short time can raise flags. Be strategic about applying for new credit.

Understanding these factors can help you build & maintain a healthy credit score! Have questions? Drop them in the comments or send me a message!

Your home is more than just a place to live - it's where you can kick back, recharge, & feel at ease 💚

Ready to find your perfect sanctuary? Contact me to start your homebuying journey - I will be available all weekend!

Spring is the perfect time to protect your home & ensure it stands strong for years to come. Taking small steps, like getting your roof inspected, can make a big difference in safeguarding your home.

Whether you're dreaming of a cozy nursery, a backyard for playtime, or a welcoming community to call home, VanDyk Mortgage Corporation is here to help you find the ideal space for your growing family.

Today marks a special milestone in my journey with VanDyk Mortgage Corporation - 9 years of incredible growth, learning, & serving our community!

I want to extend my deepest gratitude to my colleagues of Team Garron, our valued clients, & our supportive community. Your trust, support, & collaboration have been the driving force behind our success.

Over the past 9 years, we've helped countless families achieve their dreams, navigated through challenges together, & celebrated numerous milestones. I'm incredibly proud of what we've accomplished & I look forward to continuing this journey of excellence, integrity, & innovation with all of you 💚

Curious about appraisals?

Here's what you should know - they're critical in homebuying, providing unbiased property valuations. Appraisals protect buyers from overpaying, help secure financing, & inform smart investment choices, ensuring fair market value for all parties involved.

Are you having an Open House or do you have a New Listing? Just send me the details & our team will feature you & the FL property!

We invite you to build your business with VanDyk Mortgage Corporation. Our team is happy to help!

Beyond grateful for the wonderful feedback we've received! Our team wants to extend a HUGE thank you for taking the time to share such a glowing review. Helping you achieve your homeownership dreams is our ultimate goal! Thank you for trusting VanDyk Mortgage Corporation 💚

Remember, small steps pave the way for big changes 💚

I've put together a VA home repairs guide, which sheds light on what to look for when an appraiser identifies property conditions that require repairs.

Whether you're representing a buyer considering a VA home loan or assisting a seller in preparing their property for sale, having a clear understanding of VA home repairs can make a significant difference in the success of your transactions.

Did you know that March marks National Credit Education Month?

Empower yourself for a secure financial future by following these 3 ways to observe.

You don't need luck to become a homeowner, all you need is VanDyk Mortgage Corporation 💚