David Gray: David J. Gray Mortgage NMLS# 1034993 Corp. NMLS 3029

The best compliment someone can give is a referral, right? Besides saying you look great today (which you do, btw). Read more in our buyer and seller trends article http://spr.ly/6188cHHFy

The world of mortgage refinancing is open for you to explore. If you want to save on refinancing expenses, our guide is the first place to start. http://spr.ly/6180iZsrO

What happens when a seller doesn’t have their own listing agent? Read our trends article for the biggest reasons a house is “for sale by owner” http://spr.ly/6186gmp0w

Don’t mess with success! Almost half of sellers used the same agent to purchase and then sell their home. Read our buyer and seller trends article for more market moves http://spr.ly/6180gmp0e

Interested in digging up some extra cash flow? Investment properties can be a goldmine – generating rental income and building long-term wealth. Check out our guide to see if it’s the right move for you.

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If you’ve heard it from a friend who heard it from another that they loved their agent – you’re not alone! Read how far friend referrals go in our buyer and seller trends article http://spr.ly/6184gmp0i

Survey results match our client experience. That’s why we’ve expanded our down payment assistance and low-down loan offerings to help first-time homebuyers overcome cost barriers. Learn about other home buyer and seller trends we’re providing solutions for. http://spr.ly/618055MWI

Close on your new home, customize it, and possibly end up with instant equity all with a renovation loan. Learn more by getting in touch with us today!

It was a May to remember, as pending home sales dropped to a record low 2.1%. If you’re working with hesitant buyers, we can help them find ways to act now instead of waiting later. Contact us today! 🏠

Where would we be without friends or family? Almost a quarter of first-time homebuyers may not be in their home without a gift or loan for their down payment. For more ways buyers are making their dreams possible, read our annual trends article http://spr.ly/618355MWS

If the perfect home seems out of reach – build it. A construction loan gives you freedom, flexibility, and financial security so you can build the home you want. Find out how you can get yours in our article

How to Get a Construction Loan I CrossCountry Mortgage Learn how to get a construction loan—the types, qualifications, and application process—to finance building your dream home. Get started today!

May was a record-breaking month. The median existing-home sales price hit $419,300 – the highest price ever recorded. With existing-home sales slightly down 0.7%, working with a lender who has helpful homeowner programs is a great place to start. Talk to us today. 💰

We have financing options to make the most of that 8%. Read our buyer and seller trends article for more market moves we’re making the most of. http://spr.ly/618655MWQ

Preparing your home for vacation is important to ensuring your peace of mind while away. Your must-dos are all compiled in one place in our article. Click the link to read before your next getaway

Prepare Your Home For Vacation Checklist I CrossCountry Mortgage Ensure peace of mind during your next vacation with our home checklist. Follow these simple steps to keep your house safe and maintained while you're away.

The Nations Lending Sales Field Advisory Board met up in Chicago for our Q2 brainstorming session. EVP Operations Cindy Baird, VP National Sales Justin Sopko, SVP Western Divisional Manager Mike Towery, SVP Eastern Divisional Manager Tim Dowling, and VP of Product Development Lloyd Rutherford revved-up the energy with Branch Managers, market leaders, and top-producers Dale Kennedy, Tammy Kennedy, Sheryl Osborn, Stacey Gross, Christine McConnell, Jeff LaMonte, Lane Sharpe, Justin Hominsky, Nick Wurzer, and Todd Kolek.

It was a windy city-worthy, a highly productive dialogue to harvest new ideas to help grow our footprint and further serve our communities across the USA.

It’s 10-straight years and 12 times overall for Nations Lending being honored as a Top Workplace in Northeast Ohio! The 2024 recognition is sponsored by the Cleveland Plain Dealer and https://bit.ly/3prd9ry.

“No matter what your job or responsibilities are as a Nations employee – all of you continue to step-up big time and overcome adversity to help us continue to best serve our borrowers in every community – no matter what the challenges and circumstances in our industry. While our footprint in the mortgage space spans the entire country, our roots will forever be planted in the Cleveland area, making this recognition even more special. You are the reason the Nations family continues to grow stronger. Jeremy (Sopko, CEO) and I are appreciative of all you do.” – President Bill Osborne.

At some point in every homebuyer’s journey, they’ll go online in search of their dream home. But the internet isn’t just for finding homes to tour – it’s also for reading our annual article on the latest home buyer and seller trends http://spr.ly/6187em885

Nations Lending is proud to announce eight of our originators have been named a Top 1% Loan Officer for customer satisfaction in 2023 – by https://bit.ly/3Pw4OuU.

We applaud Tammy Kennedy, Carisa Winklepleck, Lance LaGarce, Jason Fogle, Nic Campbell, Cindy Levorah, Jason Cowgill, and William Ward, for their tireless commitment to serving our customers in all our communities across the country.

Congrats to all of you! Well deserved!

Experience.com 2023 Top Performers

Nations Lending is proud to announce eight of our originators have been named a Top 1% Loan Officer for customer satisfaction in 2023 – by https://bit.ly/3Pw4OuU.

We applaud Tammy Kennedy, Carisa Winklepleck, Lance LaGarce, Jason Fogle, Nic Campbell, Cindy Levorah, Jason Cowgill, and William Ward, for their tireless commitment to serving our customers in all our communities across the country.

Congrats to all of you! Well deserved!

2023 Top Performers

💰 Considering a Cash-Out Refinance?
Unlock your home's equity for upgrades. You may save big on interest payments with possible lower interest rates compared to credit cards.

Tap into your home's potential and simplify your finances with a cash-out refinance! 🏠

This just in from Nations Lending…

FHA borrowers who receive gift funds toward their loans now have some more options to document that money from a donor.

Effective immediately -- the borrower only needs to provide one, simple form of documented proof of the gift funds – either before closing or at the time of closing.

Don’t wait another day – give us a call and let’s make those gift funds work for you!

When searching for your dream home, it isn’t always love at first sight – or second or third or fourth even. No matter how many homes you’ve looked at, learning the latest home buyer and seller trends will help you be ready when you find the one http://spr.ly/6183em88l

Want to earn passive income through real estate? Multi-family homes might be your ticket to financial freedom. Explore the financial advantages, from steady rental income to long-term investment potential, in our comprehensive guide

What Is a Multi-Family Home? I CrossCountry Mortgage Confused about the difference between duplexes & condos? Dive into our guide & learn everything about multi-family homes - perfect for renters & investors!

Newsflash from Nations Lending…

A BIG win for VA buyers as options have been expanded!

Just announced: VA borrowers will soon be permitted to pay the buyer’s portion of the real estate agent’s commission on the home sale.

This potentially keeps more VA borrowers in the house hunt for properties with multiple bids.

Information directly from the VA reveals there are some restrictions to the area where the Veteran is purchasing.

In the coming weeks Nations will have a better understanding of those restrictions and will announce updates prior to August 10th.

Good things (like finding your dream home) take time. If you want to speed up the search, it might help to read about this year’s big home buyer and seller trends http://spr.ly/6189em8DB

Looking for financing above conforming loan limits? Our Signature Jumbo AUS loan features lower qualifying credit scores plus a streamlined homebuying process with automated underwriting and credit approval on loans up to $3 million. Get in touch to get the keys to your luxury home.

You gotta be quick when you find your dream home! That’s why we’re dedicated to closing fast – and meeting the rest of our market’s trends. http://spr.ly/6184d6Rvy

💰Thinking about a Cashout Refinance?
Wave goodbye to high-interest debts! Consolidate into one possibly lower-interest payment. Save on interest and manage debts smarter.

Unlock your home's potential and streamline your finances with a Cashout Refinance! 🏠

Want to turn your fixer-upper into a masterpiece without breaking the bank? Learn about the different types of home improvement loans tailored to fit your needs and budget. http://spr.ly/618958yyJ

Interest rate increases brought the pending home sales index down in April. Lucky for you, you’re partnered with a team that has ways to mitigate high mortgage rates. Let’s discuss options that may help clients put their homebuying dreams within reach.

It’s the little things that make home, well, home. Share the story of yours, and you might just win $500 to show your space a little extra love.

Enter CCM’s Little Piece of Home giveaway by June 21 to show off your favorite piece of home. See http://spr.ly/6186eAqjr for details and to enter!

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders from Scotsman Guide – recognition as a Top Mortgage Lender in America for 2024.

“Being honored with a place on the Scotsman Guide list for another year continues to fuel our daily passion to be the best in our industry. This recognition is only possible because of the tireless work of our dedicated sales partners, and collaboration from all our shared services teams. Despite the challenges in our industry in 2023, all of you brought your best every day, implementing rapidly changing technology and innovative ideas, and worked together to serve our customers in every community. Thank you for making Nations Lending a top mortgage lender!” - CEO Jeremy Sopko.

View full rankings here: https://bit.ly/4aLn8tp

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and sacrifice remind us of the true meaning of freedom. This Memorial Day, Nations Lending pays tribute to our fallen heroes. As we reflect on their service, let's also cherish the freedoms they protected. Wishing everyone a safe and meaningful Memorial Day.