Michele McCollum, Coldwell Banker, Real Estate Agent

Goodbye meta verse! You’re told to stay out of my personal info ‘n pictures, and any private info of mine. A lawyer has advised all of us to post this or there might be legal consequences. As meta is now a public entity, all members must post a similar statement. if you don’t post this at least once. It’s assumed you’re allowing the use of your personal information and photos. I do Not give you permission to use any of my data nor photos. If you’re thinking about leaving Facebook due to excesssales ads and spam , you can upgrade your system by coping this post and pasting it to ‘what’s on your mind’ field. Goodbye annoying ads, hello to new and old friends! IT ACTUALLY WORKS!

✨ For Rent ✨

📍6 Woodside Ave
Little Falls, NJ
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🛌 2 BR
🛀 1 BA
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This beautiful well-maintained 2 bedroom unit is available for occupancy. Formal DR and LR are perfect for entertaining. LOCATION! LOCATION. Steps to NYC transportation. Close to schools, work, restaurants, and shopping. Make this your own

Coming Soon to Little Falls, NJ
First Floor 2 bedroom SPACIOUS Rental

PM for details…..

✨ New Listing ✨

📍 704-706 Wiedemann Pl, Lyndhurst, NJ
🛌 5 BR | 🛀 4 BA

🔹 2 distinct side-by-side units
🔹 Unit 1: 3 bedrooms, 3 bathrooms, open-concept living area, modern kitchen, dining room, master suite with walk-in closet
🔹 Unit 2: 2 bedrooms, 1 bathroom, cozy and functional layout
🔹 Shared amenities: full unfinished basement with laundry area
🔹 Generous lot with large backyard, paver patio, storage shed
🔹 Above-ground pool
🔹 New roof (2022)
🔹 Separate utilities & ample storage space

🏠 Open house: Sat, June 1st & Sun, June 2nd | 12-3pm

Truth!

🏠Considering buying a home this year? Key questions to ask:

1. Where Are Home Prices Headed?
Experts predict continued growth through 2028. Buying now means potential value and equity growth over the next 5 years.

2. Where Are Mortgage Rates Headed?
Recent declines and the Federal Reserve’s stance suggest hope for rate easing, improving affordability for homebuyers.

Ready to navigate the housing market? Follow for more updates and expert tips! 🏡📈

Thinking of waiting for lower mortgage rates to buy your dream home? 🤔

Consider this:
while lower rates sound tempting, the increased competition might make it tough to find the perfect place. Waiting could mean bidding wars, price spikes, and hurdles for first-time buyers. Even if rates drop to the upper 5’s% within a year, it’s crucial not to stretch financially.

For those comfortably affording current rates, exploring the market during slower periods can mean negotiation opportunities with motivated sellers.

Whether now or later, focus on saving, improving your credit, and understanding local markets for a smooth home-buying journey.

DM me to discuss your options.

🏠Is making a home purchase one of your New Year’s resolutions for 2024?

Here are 4 tips to help you achieve homeownership this year. (Swipe Left)

💾 Save for future reference.

🔮✨2024 predictions are saying that buyers making their move within the first three months of the year will be regarded in a similar light to those individuals who seized the opportunities of 2020.

Meaning they purchased a home before rates went too low and the demand of buyers increased significantly.

DM me if you’re ready to make your mark in 2024? 🌟🏠

#2024

🏡✨ New year, new home goals! 🎉 To make it happen, focus on boosting your credit score. 💳💪 Higher scores mean thousands in savings on your mortgage. According to CNBC, it’s a game-changer in affordability.

Aim for the ‘Good’ range (670-739) or shoot for the stars in the ‘Very Good’ range (740-799) for the best rates. 🌟💰 Work with a trusted lender to understand how your score impacts your home loan and rates. 💼🔍

Tips to boost your score:
pay on time, manage debt wisely, and avoid unnecessary credit applications. 🔄💳

If you want to learn more, let’s connect.🚀🏡

Ready to kick off the new year with a home in tip-top shape?

🏠Check out my January Homeowner Checklist!

From roof inspections to decluttering, let’s ensure a cozy and well-maintained haven for the year ahead.

✨ Just Listed ✨

📍70 Cornell Ave,
Hawthorne, NJ
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🛌 4 BR
🛀 2.5 BA
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Welcome to one of Hawthorne’s most desirable streets! This spacious 4-bed, 2.5-bath home offers a perfect blend of comfort, style, and functionality. With a generous 4-car parking capacity and an oversized 2-car garage with inside access, convenience is key. The main level features hardwood floors throughout, a luxurious primary suite with a full bath and walk-in closet, and two additional bedrooms. The open-concept living and dining area leads to a spacious eat-in kitchen. The ground level offers a versatile space with a bedroom, family room with a wood-burning fireplace, and a half bathroom. A large deck and covered patio in the backyard provide a serene spot to admire the surroundings. Conveniently located just a 6-minute drive to midtown Manhattan or a 10-minute walk to bus stops for Port Authority or the Glen Rock & Hawthorne train station – a commuter’s dream!

DM today to schedule a showing!

Wondering how inflation & the Fed impact your homebuying journey?
Here’s the scoop! 🏠💡

Fed’s Rate Hikes: Paused! 🚦📉 Smaller, less frequent hikes signal cooling inflation. No increases since July.

NYT hints at an economic upswing, potentially lowering mortgage rates for better homebuyer affordability! 📰🏡 Swipe for the graph!

Mortgage rates, tied to inflation and recent Fed moves, likely to keep falling as hikes pause. 📊✨ Trends and forecasts hint at a drop in 2024, good news for buyers and sellers! 🔄💰

Hey there, future homeowners! 🏡

Quick heads up: if you're in the exciting process of buying a new home, resist the urge to splurge on big purchases or open new credit lines. 🚫💳

Why the warning? Well, those fancy buys or extra debts might throw a curveball at your credit score and debt-to-income ratio—crucial players in the mortgage game. Play it cool for smoother home-sweet-home vibes! 😎🔑

December Homeowner's Checklist:
As the year winds down, ensure your home is winter-ready and festive! 🎄❄️⛄

From checking your heating system to decorating for the holidays, let's tick off all the essentials to keep your home cozy, safe, and joyful.

✨ Just Listed ✨

📍25 Butternut Ave,
Midland Park, NJ

📅 Open House December 2nd & 3rd
12-2pm
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🛌 5 BR
🛀 4 BA
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Welcome to this beautifully renovated and expanded Cape Cod home, designed for those who love to entertain. With 5 bedrooms and 4 full baths, this spacious residence offers all the modern comforts you desire. The large kitchen is a chef's dream, boasting a center island, quartz countertops, and stainless steel appliances, all brand new. Enjoy casual dining in the breakfast nook or gather around the electric fireplace in the living room for cozy evenings. A separate dining room provides an elegant setting for formal gatherings. The first floor features two bedrooms and a full bath, providing versatility for guests or a home office. Step out onto the large deck from the kitchen and take in the tranquil view of the backyard, perfect for outdoor gatherings. Upstairs, you'll find two more bedrooms and another full bath, along with the master bedroom. The master suite offers a private sanctuary with a master bath and a walk-in closet, creating a perfect retreat at the end of the day. The finished basement is a true gem, featuring a full bath, a wine cellar, and a walkout to the backyard and patio, adding extra living and entertaining space. Throughout the home, you'll appreciate the timeless beauty of oak hardwood floors. The fenced-in yard ensures privacy and security, while the 2-car attached garage offers convenience. Don't miss this perfect blend of modern amenities and classic charm, making it the ideal place to make a home.

DM me to schedule a tour!😉

Economic Update! 🌐

Worried about a looming recession? You're not alone! 🤔💼
The buzz around town has been all about economic uncertainties. But guess what? 📊 The Wall Street Journal's latest survey flips the script – less than half of economists (48%) predict a recession in the next year! 📉👏 Optimism is on the rise!

🔍 Digging deeper, the experts aren't just hopeful about the economy. 🤓📈
They foresee the unemployment rate holding steady, contrary to the fear of a job market rollercoaster. Check out the graph on the next slide for the inside scoop!

🌟 Good news for homeowners! 🏡
Despite concerns, historical data from Macrotrends and the Bureau of Labor Statistics reveal that we're not on the brink of a housing market crash. 📉📈 Why? The current unemployment rate is a far cry from the levels during the 2008 financial crisis. 📉📊

🚀 Projections indicate we're steering clear of a foreclosure wave, and the housing market is set to weather the storm. 🌪️🏠 Buckle up for a smoother ride ahead! 💪

Have questions? Let's connect to discuss.

✨ Just Listed ✨

📍4 Hilltop Cir, Morristown, NJ

🛌 3 BR
🛀 2.5 BA
Welcome to your dream home!

🌟 Spacious foyer
🔥 Living room with wood-burning fireplace
🍽️ Dining room for gatherings
🍳 Well-appointed kitchen with bright breakfast area
🛏️ First fl primary bedroom with full bath
🛌 2 additional bedrooms and full bath
🏡 Expansive basement with family room
🚿 Convenient half bath and dedicated laundry room
📦 Ample storage and 2-car garage
🌳 Spacious backyard with privacy trees
🏠 Attic ready for customization
This ranch-style home seamlessly blends contemporary living with tranquility. Close to downtown Morristown, NYC transportation, and great schools.

DM today to schedule a showing!

Turning houses into homes 🏡✨

Countless adventurers have embraced homeownership—it's a leap worth taking! 🚀 Why? Because it's not just about having a roof; it's a whole lifestyle. Here's why buying is the way to go:

🏠 Safe Haven: Beyond shelter, it's a sanctuary. Fannie Mae surveys show "privacy and security" top reasons homeownership beats renting. Your home is your comfort zone, where you can truly relax. 🛌💖

🎨 Self-Expression: Your home, your style! From the front door color to the art on the walls, it's your personal masterpiece. The National Association of Realtors says, "The home is yours...appeal to your lifestyle." 🖼️✨

🤝 Connected Community: Stability is key. Stay longer, connect deeper. Engage in neighborhood events, build meaningful relationships. NAR says, "Remaining in one neighborhood allows you to build long-lasting relationships." 🏡👫

📸 Memories: Your home is the stage for life's stories. Milestones, gatherings, and special moments happen within these walls. 🎉🏡 Create a lifetime of memories! 🌟

Thinking of buying a home? It's not just a financial decision—it's about creating a stable haven for lasting memories. Let's chat if you need advice! 🗣️💬