NextGen Business Lending

May good health and good fortune be yours this year. Happy New Year!

One has to go! Using this list, what Christmas tradition would you get rid of? You HAVE to choose one!

Count your blessings by counting the people that you surround yourself with this holiday season.

May your Christmas be merry and bright, filled with love, laughter, and delightful moments.

As we bid farewell to this year, let's welcome the New Year with hope and joy in our hearts. Wishing you all a magical holiday season and a prosperous New Year!

Happiness isn't a destination; it's a beautiful dance between the joy of achieving your goals and the electrifying thrill of pouring your heart into creative endeavors.

Happiness is when you see your hard work come to fruition and in the exhilarating process of imagining, innovating, and making your dreams a reality.

So, savor every step of your journey, whether a big milestone or a small creative spark because true happiness is woven into the tapestry of your everyday life.

How do you find happiness in your achievements and creative ventures?

The holiday season is buzzing with excitement, isn't it? From stringing up lights to setting new goals, there's a special kind of magic in the air as we wrap up the year.

Share how you're gearing up for the festive days ahead!

Which do you prefer on your Christmas tree? Colored lights or white lights?

Setting the table for holiday dinners can be daunting, but here are some simple tips to make the process easier:

1. Lay the foundation with neutral linens.

2. Incorporate festive decorations with some personalized pieces.

3. Use functional dinnerware: Polish silverware and shine glasses.

4. Light candles for the most effortless centerpiece.

Follow for more tips!

Raid the closets for your ugly sweaters, today is National Ugly Christmas Sweater Day!

The dessert with endless possibilities! Happy National Cupcake Day!

National Hot Cocoa Day warms us with sweet memories and the rich, chocolatey embrace of our favorite winter drink. Whether topped with marshmallows or a dash of cinnamon, it's a cup of pure comfort.

Gather around with your loved ones and let the steamy mugs of cocoa kindle the holiday spirit.

'Tis the season for tree hunting! Where do you find that finest Fraser Fir that turns your living room into a winter wonderland?

Share those go-to spots for the best Christmas trees around!

Check off your path to happiness: Be kind, lend a hand, give thanks, and let love grow. And when you're ready to put down roots, finding a home that echoes your joy is key.

Let's embark on that journey together. Your happy place awaits.

It's the most wonderful time of the year for a reason, with so much great food, beverages, and holiday cheer.

What would be your perfect holiday combo for a day full of festivities?

Select one option from every row, and then drop your choices in the comments!

Feeling the holiday rush? Take a break from the merry mayhem and host the ultimate cozy movie night right at home. Here's how to dial up the comfort:

1. Snack Board Delight: Load up a platter with all your favorite treats - pretzels, sweets, and of course, popcorn.
2. Cocoa Comfort: Craft a cup of hot chocolate with all the fixings or mix up a seasonal sip to warm your spirits.
3. Snuggle Central: Slip into your comfiest PJs, grab a festive throw from Target, and snuggle up.
4. Movie Magic: Queue up a classic holiday film and unwind.

Check out some cozy movie faves below or share your must-watch Christmas movie and inspire others with your festive chill-out routine!

❄️ Die Hard
❄️ Love Actually
❄️ National Lampoons Christmas Vacation
❄️ Elf
❄️ Home Alone
❄️ Miracle on 34th Street
❄️ The Grinch
❄️ A Christmas Story
❄️ A Christmas Carol

Today, we remember and celebrate our ancestors with an amazing holiday - Dia de los Mu***os! 💀

May your day be filled with good memories, love, and remembrance!

Have a meaningful Dia de los Mu***os.

Day of the Dead Fun Facts
-It is different from Halloween
-It is a celebration of life and not death
-From Mexico and Central America
-Often Symbolized in skulls 💀 💀 or flowers 🏵 🏵

***os

Under the silver glow of the moon, let's embrace the delightful shivers and sweet whispers of Halloween night! Whether you're dressing up as a spooky ghost or a charming wizard, let's fill this day with joy, laughter, and maybe a little mischief. Happy Halloween to all!

Dipping your toes into the world of rental properties? They're a savvy way to venture into real estate investments for many.

Yet, they may not be everyone's cup of tea.

Here's a quick rundown:

1. Rentals aren't 'set it and forget it.' They need attention and upkeep. However, with a property management company, you can turn your earnings into genuine passive income.

2. Always be ready for unexpected hitches – whether with the property or tenants. A backup plan is essential.

3. The effort in scouting reliable tenants pays off in the long run. Remember, a challenging tenant can drain both your energy and finances.

The rental game demands effort, but it's a rewarding venture for the well-prepared.

Have more questions about owning a rental? Reach out, and let’s chat!

Happy National Cat Day! It's the purr-fect day to celebrate our cute feline friends!

Want to add a touch of fall to your home without a complete makeover? Here are five simple seasonal swaps:

🍂 Throw Pillows: Embrace bold tones and textures.
🍂 Shower Curtains: Swap florals for heavier or textured curtains.
🍂 Fall Fragrances: Try musky candles or essential oils like pumpkin or cedar.
🍂 Comfy Bedding: Swap white sheets for cozy colors like terra cotta.
🍂 Plants: Bring your potted plants inside before the cool weather arrives.

Small changes can make a big difference!

When it comes to interior design, knowing your style is key. It's the foundation of any home makeover project. But figuring out your unique style can be challenging.

Here are a few steps to help:

1️⃣ Learn Terminology: Familiarize yourself with interior design styles and their characteristics. For example, Modern, Mid-Century Modern, Bohemian, Scandinavian, Industrial, Farmhouse, etc. Match the patterns you've recognized in your inspiration collection with these established styles.

2️⃣ Gather Inspiration: Create a mood board. Collect images of rooms, furniture, and decor that you love. Look for common themes or elements that resonate with you.

3️⃣ Try it out: Test your style with small items before making big purchases. Buy throw pillows, and decor, or paint a small area first.

Remember, your style should be a reflection of you, evolving and changing as you do. Happy decorating!

Is there really a wrong answer? Comment below which you would prefer, caramel or candied apples.

Why is it important to improve your credit score prior to buying a house? Lenders will use your credit scores to decide whether they're willing to lend to you and at what interest rate. Here are a few ways to improve your credit score prior to house hunting.

➡️ Pay down debt
➡️ Pay on Time
➡️ Improve your Debt-to-Income Ratio
➡️ Dispute Errors
➡️ Holding a credit balance (under 30% total allocation)

A better credit score not only enhances your chances of securing a mortgage but also ensures favorable terms, paving the way for a smoother and more affordable home-buying experience

Which pumpkin patches in the area do you love and why? Share your experiences and recommendations.