Sandi Shearer, Assoc.Broker

Do you love that farmhouse vibe? Here's a few more ways to get it!

Creating a Rustic Vibe With Wood Decor If you’re a fan of that rustic look, or just love to feature beautiful wood in your space, the...

They add up! Avoid bank fees, like ATM charges, with these tips.

How to Avoid Bank Fees The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in...

State-sponsored 529 accounts are a tax-free way to pay for a child's college education.

Getting the Most Out of Your Child's 529 Plan to Pay for College State-sponsored 529 accounts are a tax-free way to pay for a child’s college education. Opening an i...

No. 4: Don't move debt around!

6 Small and Easy Steps to Improve Your Credit Score The best way to improve your credit score is simple, but not always that easy: Reduce your debt. Pay...

Having trouble hitting your hydration marks? These tips might help.

Tips to Keep You Hydrated While we all know water is essential for our health, not all of us enjoy chugging those recommended ...

Helpful tips for managing your budget.

5 Reminders to Keep In Your Wallet Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It...

Your household items could be more valuable than you think. Here are some tips for repurposing to save.

New Tricks for Old Throwaway Items For many of us, mom’s ‘use-it-up, make-it-last, wear-it-out’ mantra was our introduction to thriftin...

How often do you give out your birthday information? An 'unbirthday' can keep your identity safe.

Protecting Your Identification With a Fake Birthday Other than your Social Security number, birthdays are one of the worst things to share online when r...

Want to refinance your home loan? Start by improving your credit score.

How to Get the Best Mortgage Refinance Rates If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can...

Is your home aging-proofed? Read these tips on aging in place.

Aging in Place: Safety Tips to Help Make It Possible One third of American homes today house residents over the age of 60, and 90 percent of those reside...

Enjoy this longest day of the year!

Looking to create a comfortable space? These design tips can help.

How to Up the Cozy Factor in Your Home Looking for a home so cozy you almost want to cuddle with it? The following design elements can crea...

Working on your green thumb? These flowering houseplants are easy to care for and are beautiful.

4 Stunning Flowering Houseplants Are you the type of person who likes to take their flower garden indoors? Indoor plants do more than...

Clear the air with these three communication tips.

3 Ways to Have Better Communication In an age where the majority of our communication happens from behind a screen, our face-to-face int...

Did you know you can gift savings?

Contribute to a 529 College Savings Plan With Gift Cards Parents contributing to a 529 college savings plan may find it difficult, if not a little time-consu...

Is your children's artwork taking over your home? Here's how you can save their creative projects without creating clutter.

Family-Friendly Artwork Apps In the age of apps, there’s more to preserving the masterpieces your children create than just stick...

Looking to slay your coffee habit? While it won't be easy, these three tips will get you started.

3 Tips for Ditching Coffee Looking to kick the caffeine? While a moderate amount of the buzzy stuff has been shown to have hear...

Spring is here, blooms on the prairie

Check out these pros and cons.

The Good and Bad of Zero-Interest Credit Cards The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesn’t ...

No. 1: Know your billing cycle start date.

How to Earn Credit Card Grace-Period Perks If you pay your credit card bill in full each month and don’t pay interest, you’re using your credit...

Which do you prefer to use? Keep in mind, credit cards have a lot more protections than debit cards do.

How Credit Cards Differ From Debit Cards A debit card is a smart way to shop if you want to avoid using a credit card that will charge you in...

Try some of these for a better night's sleep.

Adopt These Habits for Deeper Sleep For many of us, a good night’s sleep can be elusive, especially when it comes to snagging deep...

Some interesting tips for reviewing your medical bills.

How to Dispute Medical Bill Errors Scrutinizing a bill from your health care provider or insurer is probably one of the last things you...

Here are some ways to help a spouse with poor credit.

Improving Your Partner's Low Credit Without Hurting Yours If your partner brings poor credit to the relationship, it can be an issue you should probably fix t...

A helpful tip if you're hoping to buy a home soon: start stashing an amount you think is equal to your house payments. You'll get use to making that payment AND you'll have cashed stashed for your down payment.

What Every Homebuyer Should Know About Closing Costs Before making the decision to buy a home, it's important to plan for all the costs you’ll be responsible for.

While student credit cards can help college students build credit, they do come with some conditions.

What to Know Before Applying for a Student Credit Card Building good credit takes time, and it can be a few years before college students or graduates have...

These tips are sure to brighten your day. What makes you smile?

5 Ways to Smile More Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these...

Keep an eye on your business credit cards. They could hurt your personal credit.

The Ins and Outs of Business Credit Cards A business credit card can be a big help to business owners. But if not used properly, they can caus...

How smart is your home? Here are six tools that will take your house to the next level.

Smart Home Gadgets That Will Elevate Your Home Technology seems to mutate with the speed of light, but is your home keeping up with the changes? Sm...