Brittany Moran, First Palmetto Mortgage Banker

Average mortgage rates moved up nearly half a percent in April. As you'd expect, that hurt new and existing home sales. But rates have fallen since then thanks to cooler inflation, employment and retail sales figures. Will the move back to near 7% be enough to put the groove back in Spring sales? Let's hope so!

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🌟 Networking and growing with other local leaders in the community 🌟 If you are in the market to buy a new home and need to get preapproved for a mortgage, I am here to help!

📞803.646.0635
📧 [email protected]
APPLY HERE - www.firstpalmetto.com/brittany

Every cup of coffee fuels my dedication to getting you to closing day! ☕🏡 As your trusted local mortgage lender, I am here to make your homeownership dreams reality. Reach out today to discuss the best mortgage options to fit your needs so we can get you into a new home before the year is over.

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‼️Palmetto Heroes is LIVE ‼️If you are a first-time homebuyer who works in one of these eligible categories, reach out to me ASAP so we can reserve your down payment funds and lock in your rate today. These usually go fast, so don't wait!

📞 803.646.0635

📧 [email protected]

💻 GET PRE-APPROVED - www.firstpalmetto.com/brittany

Working with first-time home buyers is hands down one of the most rewarding parts of my job. I love seeing their faces light up at the closing table when they realize that they are officially homeowners. TODAY IS A GREAT DAY! Congratulations to two very deserving brand new homeowners on making it to closing day!

Can’t stop, won’t stop. It’s Pi Day! Just like the number itself, I am your CONSTANT in the mortgage world, so let me know how I can help you achieve your mortgage goals!

How precious is this home!? This week's Friday Feature is a 3 bedroom/ 2 bathroom home in West Columbia that sits on almost an acre of land and has workshop with garage bay and she-shed in the back. Priced to sell, this home won't be on the market for long. Stop by the open house this Sunday from 2pm - 4pm to check it out if you are interested!

The Fed's inflation target is 2%. And its preferred measure of inflation just came in at 2.8%, having been as high as 5.6% in 2022. How close is close enough for the Fed to begin cutting rates? Check out the latest briefing on national and local real estate news and data.

www.listreports.com

Let's make it a reality together! 🏡 As your trusted mortgage banker, I am here to guide you through every step of the process. From pre-approval to keys in hand, I've got you covered. 🗝️ Contact me today to explore your options and turn your homeownership dreams into a beautiful reality!

"Home is the nicest word there is." - Laura Ingalls Wilder

Special request on song choice from the seller for this one! 🪩 You know it’s a good Friday when you get a VERY deserving client into a new home, get to see one of your favorite realtors of all time, and meet some pretty awesome (and absolutely hilarious) sellers across the closing table. So now the question is, WHO’S NEXT? 🏡🎉🍾

It was a beautiful morning filled with these gorgeous friends, Nutella smoothies and prepping for growth in 2024! Exciting things to come for Shandon and Lexington this year, and ohhhh so grateful for business partners that I’m also lucky enough to call friends! 🎉💕

IT'S CLOSING DAY! Definitely the best kind of deja vu sitting at the closing table with a repeat client who has trusted me with multiple mortgage transactions throughout the years. I am beyond grateful for the consistent loyalty my clients and business partners show to me, and look forward to being their go-to mortgage lender for each and every transaction in the future. 🏡

Rise and shine, it’s Friday! ☀️ Time to let go of all the stress and worries of the week, and embrace the weekend with open arms. Make it a good one, friends!

Are you prepared? With buyer and seller activity projected to be at its highest level since March of 2022 over the next three months, knowing your mortgage options and comfort levels with purchasing a home ahead of time is crucial. If you are in the market to buy a new home this spring but haven't spoken with a mortgage lender about getting pre-approved, now is the time to reach out.

www.listreports.com

🌟 AGENT OPEN HOUSE 🌟Tuesday, January 30, 2024 - 11am to 1pm 🌟 Stop by this Lexington beauty to say hello and grab some lunch! 🌟

There is a Chapin listing live that you don’t want to miss! 390 Timberlake Drive has it all and is ready to welcome you home! This 5 bedroom/5 bath home sits on a double lot totaling over .6 acres and is listed at $785,000 purchase price. Now is the time to snag a beauty like this BEFORE the demand from the spring buying season ramps up. Your first step to buying is talking to a trusted mortgage lender, so give me a call today to talk about all of your options!

NMLS #: 1769246

📞 803.646.0635
📧 [email protected]
💻www.firstpalmetto.com/brittany

With the spring/summer selling season just around the corner, there are many reasons to be optimistic. Mortgage rates have already dropped, the Fed is likely to start cutting short-term rates in the next few months, and even home inventory is starting to improve. I'd love to chat about your real estate plans for 2024!

www.listreports.com

Smiling from ear to ear after getting a great review from a happy homebuyer! I love knowing my team and I were not only able to successfully assist with financing for a new home purchase, but also that we were able to make the process simple and painless for our clients. Working with the right team really does pay off, and we are here to help our clients any way we can. Let us know what we can do for you today!

📞 803.646.0635
💌 [email protected]
💻 www.firstpalmetto.com/brittany

Kicking off the weekend with another happy homebuyer thanks to a referral from Dustin McCully! Appreciate you sharing your clients with me, Dustin, and as always, thanks for being so easy to work with. If you’ve been on the fence since rates jumped middle of last year, now is the time to look at getting preapproved to buy a new home since rates have come back down. Let’s talk today about what mortgage options you have before the spring buying season heats up! 🌟

Evette Sparks, Realtor has a new home that just hit the market and it is a BEAUTY! This week's Friday Feature is located in highly sought after Lake Carolina near some of the finest restaurants, shops, and much more. This stunning 4 bedroom, 2.5 bathroom craftsman style home is ready for its new owner, so reach out today about getting pre-approved for a mortgage to buy it!

NMLS #: 1769246

📞 803.646.0635
📧 [email protected]
💻www.firstpalmetto.com/brittany

Exciting news to kick off 2024!

#2024

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Things are definitely looking up! The steep fall in mortgage rates has helped existing home sales improve for the first time in 5 months, and builder confidence also moved up. If your New Year's resolution is to finally get into a new home in 2024, let's discuss your preferences and put together a plan. Happy Holidays!!!

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Let's warm up your homeownership dreams as winter's chill sets in! ❄️🏡 Cozy traditions are made even better in your own home. Ready to start the journey? Let's make your winter cozier—contact me today, and let's find the perfect place to call yours!

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Christmas came early for a wonderful client of mine who purchased her first rental property today. With rates finally starting to settle down, my client recognized that now was as good of a time as any to start building her portfolio. Grateful for her trust with financing her new purchase and excited for her to start this new journey. If you are looking to buy a new home, I AM YOUR GIRL for home loan financing!

Buying your dream home is like crafting the perfect gingerbread house— it takes the right mix of sugar, spice, and expert advice! Let’s sweeten the deal with tailored mortgage advice that fits your financial recipe. Ready to spice up your homeownership journey? Contact me today, and let’s turn your dreams into a homey masterpiece!

More presents under the tree! Encouraging inflation and jobs data has helped push average 30-yr mortgage rates down to near 7%. In addition, the inventory of homes for sale has continued to rise. Improving affordability AND availability? What a nice change for buyers!

www.listreports.com

This week's Friday Feature is a gorgeous, completely renovated home in a downtown Columbia neighborhood called Sherwood Forest. Even though the entire home has been updated, the sellers were still able to maintain the charm of the older home throughout. The home truly is breath-taking and worth taking a look at if you are in the market to buy! Give me a call so you can get pre-approved for a mortgage to buy this stunning home today.

📞 803.646.0635
📧 [email protected]
💻www.firstpalmetto.com/brittany

Another successful closing in less than 30 days! With all in-house processing and underwriting, getting a mortgage loan closed in a few weeks is no problem at all for my team. They are nothing short of amazing and make sure we meet our deadlines EVERY SINGLE TIME. To say I couldn’t do this crazy job without them is a drastic understatement. Thank you, thank you, THANK YOU to my team at First Palmetto, and congratulations to my clients on purchasing their new home today! 🏡

There are wonderful holiday events all around the midlands to attend with friends and family this year. Check out this list so you don't miss out on all of the fun! 🎄