De'Laine Law, Mortgage Production Manager - NMLS #150211

Happy New Year! May this year bring you happiness and prosperity!

If you're in the market to buy a new home and are not planning to pay with cash, the first thing you'll need to do is speak with a lender. If you have any questions feel free to reach out at any time.
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Wishing you and your loved ones a Merry Christmas!

Private Mortgage Insurance is a type of insurance required on conventional loans where the loan amount exceeds 80% of the property value. To discuss further loan options, call me today.

Buyer Tip 🏠⭐
Dispute any errors on your credit report. Many times, at one point or another, people find errors in their credit reports. If you find an error, it's crucial that you dispute them. Nowadays, most disputes can simply be done online or by phone!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Motivational Monday ⭐❤
Mortgage Brokering is my HUSTLE!
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠
Shop for home insurance early. After an offer is firm, there are so many things to get done. Try to shop around early on for home insurances to get the best deal possible before waiting until close to move-in date. Ask for quotes from multiple home insurance companies and compare rates/policies before making a final decision.
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Today is a great day to get started on the path of homeownership! Reach out today to get pre-approved!

Buyer Tip 🏠
Save for a down payment.
While it's common to put somewhere between 5-10% down on a house, it's ideal saving closing to the 20% mark to avoid mortgage insurance fees and higher costs. Before searching for a home, considering saving for a down payment early on to reach your goals.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Motivational Monday ⭐
I ❤ mortgage brokering!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Wishing you and your loved ones a Happy Thanksgiving!

Word Wednesday 🏠📄
Rate Cap:
The limit on the amount an interest rate on an adjustable-rate mortgage (ARM) can increase or decrease during an adjustment period.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠
Know the costs of buying.
Before you start shopping around for a new home, discuss with your real estate agent to find out the standard costs of home buying in your area. Not only are there legal and other costs associated with the purchase of the property itself, but you should also keep in mind additional costs, such as moving.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Motivational Monday ⭐❤
It's MONDAY! Ready to get APPROVED?!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠⭐
Make your credit card payments on time: your credit payment history makes up 35% of your total credit score!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Thursday Thoughts 🏠👇
"The only bad time to buy property is later" - S.B.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Word Wednesday 🏠📄
Private Mortgage Insurance:
Insurance for conventional mortgage loans that protects the lender from loss in the event of default by the borrower. See mortgage insurance.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠
Look at homes online.
To have a better idea of what you want and need in a home, take a preliminary look online to compare features a home has against the other. Also, this will give you a chance to better learn about the neighbourhoods in your desired area. If you ever see a house you find online that you like, let your agent know to book a showing, then reach out to me for your mortgage process!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Motivational Monday ⭐❤
Apply. Approve. Close. Repeat!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠⭐
Know how your credit score is calculated. The main variables that make up your credit score include: credit payment history (35%), debt-to-credit utilization (30%), length of credit history (15%), mix of credit card accounts (10%), and new credit accounts (10%).
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Thursday Thoughts 🏠👇
"Don't wait to buy real estate. Buy real estate and wait" - T.H.E.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Honoring the brave men and women who have served our country. 🇺🇸
Happy Veterans Day!

Word Wednesday 🏠📄
Foreclosure:
A legal action that ends all ownership rights in a home when the homebuyer fails to make the mortgage payments or is otherwise in default under the terms of the mortgage.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠
Get Pre-Qualified.
Pre-qualifying for a mortgage will help you and your agent understand how much you can borrow for a house, saving both parties lots of time. Please note that mortgage pre-approvals are often valid for 120 days, in which after you must get pre-approved again.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Motivational Monday ⭐❤
I got 99 problems but CLOSING LOANS ain't one!
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Buyer Tip 🏠⭐
Equifax, Experian, and TransUnion are the three credit bureaus that you should consult for optimum accuracy and reliability when it comes to checking your credit score and report. Using any of these three bureaus, you will obtain roughly the same credit score.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Thursday Thoughts 🏠👇
"Buy land. They're not making it anymore." - M.T.
In the market for a home loan? 🏠
Reach out today to discuss your !
De'Laine Law, Mortgage Production Manager
706-987-0660 / [email protected]
NMLS: 803458 / #150211

Happy Halloween!