Kirkland and King Financial, LLC

Entrepreneurs: Avoid These Six Costly Blunders When Starting a Business

Entrepreneurs: Avoid These Six Costly Blunders When Starting a Business Don't be among the 20% that fail in their first year.

Save More for Retirement in 2023 Thanks to Higher IRA and 401(k) Contribution Limits

Save More for Retirement in 2023 Thanks to Higher IRA and 401(k) Contribution Limits If you're saving for retirement, you can contribute a lot more to an IRA, 401(k), or other retirement account in 2023.

Many Hispanics are missing out on this key wealth-building tool

Many Hispanics are missing out on this key wealth-building tool Only 42% of Hispanics have a life insurance policy, below the U.S. average of 50%, according LIMRA and Life Happens.

Why the best leaders are also the most authentic

Why the Best Leaders are Also the Most Authentic I attribute the positive impact I’ve been able to have on the teams I work with and the business itself on leading from a place of authenticity. Being

7 things everyone can do to improve their mental health

7 Things Everyone Can Do To Improve Their Mental Health There’s no magic method to improve your mental health, but there are things you can do to take care of it. Here are 7 of them...

How to have fun at work (no, seriously)

How To Have Fun At Work (No, Seriously) You exercise, eat healthy and drink plenty of water. A responsible soul, you’ve even been known to read IKEA instructions and on occasion, assorted fine

6 RMD changes we could see this year

6 RMD Changes We Could See This Year | Kiplinger Congress is considering two bills that would make major changes to required minimum distributions. Could your RMDs be affected?

What a strong U.S. dollar means for you

What a Strong U.S. Dollar Means for You Here's what a slew of economists say about a strong dollar and how it may hurt or help you.

Why it’s often better to take small steps rather than a leap of faith

Why it’s often better to take small steps rather than a leap of faith When it comes to a career change, or accomplishing any big, risky goal, it can be tempting to just go for it. Here’s why you might want to reevaluate.

You've worked a lifetime to build your wealth. Here's how to help keep it!

You’ve Worked a Lifetime to Build Your Wealth. Here’s How to Keep It! | Kiplinger Set yourself up for success by knowing what you want out of retirement, getting a grip on your spending needs and wants and then regularly checking whether you’re on track.

A checklist for what to do (and not do) after someone dies

A Checklist for What to Do (and NOT Do) After Someone Dies | Kiplinger It’s easy to overlook an important task after a spouse or other loved one passes away – like retitling assets. It’s a little thing with big ramifications. Follow this checklist to help make a challenging time less confusing.

2 risks people face if they retire in tough economic times

2 Risks People Face If They Retire in Tough Economic Times | Kiplinger You’ve reached your retirement age, but our economy is on the rocks. What should you do?

For Gen Z, consistent values drive buying behavior

For Gen Z, Consistent Values Drive Buying Behavior Here's what marketers need to know about reaching this group.

This app wants to help family caregivers find hidden savings

This app wants to help family caregivers find hidden savings Givers, which is launching out of beta, unearths savings for caregivers through tax credits, state programs, health insurance benefits, and more.

7 benefits of home care services for older adults

7 Benefits Of Home Care Services For Older Adults Here's why you should hire home care services for your older loved ones and some other benefits you will get when you hire one.

3 dated rules of thumb retirees should think twice about

3 Dated Rules of Thumb Retirees Should Think Twice About | Kiplinger The tried-and-true investing and saving rules of thumb retirees depend on may no longer be as reliable as they hoped. Don’t let dated “rules” steer your retirement wrong.

Job-hunting tips for an certain marketplace

Job-Hunting Tips for an Uncertain Marketplace | Kiplinger On one hand, tons of new jobs are being added. On the other, job seekers are facing rescinded offers. There’s a lot to contend with. Here’s how to make sure you’re looking out for number one: Yourself.

Tips to help you feel happy and confident

Tips To Help You Feel Happy And Confident There are steps that you can take to improve your mental wellbeing. In this post we explore some tips to help you feel happy and confident.

10 important questions to ask when choosing a retirement community

The 10 Most Important Questions to Ask When Choosing a Retirement Community When it comes time to choose a retirement community, there are many factors to consider. You need to start by deciding what you want and what you expect to get...

Estate planning 101: the earlier you start, the better

Estate planning 101: the do’s and don’ts, what to expect to pay and what your options are Regardless of age and wealth, virtually everyone should consider how they want their assets distributed upon their death.

Student loan forgiveness could help narrow the racial wealth gap

Student loan forgiveness could help narrow the racial wealth gap, say advocates. Here's how Rather than narrowing the racial wealth gap between Black and white Americans, student loan debt is making things worse. Loan forgiveness could help, some say.

Here are some tips to help stay on track with your financial goals amid choppy markets

Here are some tips to stay on track with your retirement and short-term goals amid choppy markets A bear market is looming while the Federal Reserve is poised to raise interest rates. Here are the money moves experts say you may want to consider.

54% of teenagers feel unprepared to finance their futures, survey shows

54% of teenagers feel unprepared to finance their futures, survey shows Some 54% of teens are worried about affording higher education, according to a survey from Junior Achievement USA and Citizens Bank

The job market is still hot — for now

The job market is still hot — for now Layoffs are at record lows while job openings and the number of voluntary departures are near all-time highs. But the good times for workers may not last.

Americans can expect to pay a lot more for medical care in retirement

Americans can expect to pay a lot more for medical care in retirement A short-term rise in health-care inflation can add costs over the long run.

Ahead of hurricane season and summer storms, be sure you know how weather events are covered by your homeowners insurance

Ahead of hurricane season and summer storms, be sure you know how weather events are covered by your homeowners insurance Regardless of where you live, it's important to know which types of weather-related damage your homeowners insurance covers.

Tying the knot this year? Add 'marriage tax penalty' to the potential cost

Tying the knot this year? Add ‘marriage tax penalty’ to the potential cost While a so-called marriage tax penalty is less likely to happen these days, some newlyweds still pay more to Uncle Sam as a couple than when they were single.

The Great Resignation is spurring employers to offer financial wellness benefits.

Should employers offer financial education to their workers? More are saying yes amid the Great Resignation Financial-wellness perks are more than just 401(k) plans and webinars. Employers address the Great Resignation crunch by stepping up their benefit game.

Study finds half of parents still financially support their adult children

Half of parents still financially support their adult children, study shows On average, parents who financially support grown children give them $1,000 a month for expenses like food, rent, cell phones and car insurance.

High inflation may prompt people to change their summer vacation plans

High inflation may prompt people to change their summer vacation plans Vacationers may opt for fewer trips and traveling shorter distances this summer as high inflation pushes prices up.