Concordia Wealth Planning

Worried your attention span has shrunk? Five tips to fight distractions and stay focused What can you do about your propensity to lose focus? Here are some research-backed tips to help you be a little less prone to distraction.

35 Trillion Reasons Harris and Trump Should Talk About the U.S. National Debt I'm feeling nostalgic for the fiscal mudslinging of 30 years ago. There was an earnestness to the half-truths, and compared with now, the numbers were downright adorable.

Video: What Does ‘Normal’ Look Like for the Federal Reserve? Ahead of this week’s Jackson Hole economic symposium, Nela Richardson, chief economist and ESG officer at ADP, says the Federal Reserve needs to “put the brakes on the fear-mongering about the recession and tell us what normal looks like.”

Sleep anxiety is exhausting. Here's how to stop worrying and fall asleep Sleep anxiety not only makes us irritable and overwhelmed, but can heighten our chances of diabetes, stroke, heart disease and heart failure, and high blood pressure, according to the Cleveland Clinic. Still, whether your anxiety is leading to insomnia, or your insomnia is leading to anxiety, there....

Clearing Out The Garden: SECURE Act’s Newest Changes To Retirement Inheritance Rules Final regulations published on July 19, 2024, provide insight into required minimum distributions under the SECURE Act.

These boom-and-bust tech cycles show that if AI investment wanes, the recovery will be quick We’ve come to the end of the strongest bull-run market for venture capital (VC). But even as investors remain cautious, technological innovation has spurred massive opportunities, with today’s focus on generative artificial intelligence (GenAI).

Americans who locked in a job, home, and stocks are thriving. Everyone else missed out on their ticket to wealth. Some Americans who secured jobs, homes, and stocks a few years ago are thriving financially. The job market has tightened, home prices have surged, and stock prices have risen. But some Americans are struggling to find jobs and afford homes — and not everyone invests in stocks.

Individual Investors Shaken, Not Deterred by Recent Volatility Less than one-third describe themselves as ‘worried’ about recent market events, according to Investopedia’s recent survey of its readers

Small Businesses Make Hard Choices as Insurance Costs Surge Some are raising prices. Others are adopting stricter screening for job candidates, adding workplace safety training and weighing changes to employee healthcare coverage.

The joy of being average Our obsession with optimizing our lives is making us deeply unhappy.

Video: What the BOJ Rate Hike Tells Us About Japan's Economy The Bank of Japan raised its benchmark interest rate and unveiled plans to halve bond purchases, underscoring its determination to normalize monetary policy.

Gen Z Is Relying on AI To Make Financial Decisions A majority of Generation Z respondents said that they use AI to manage their finances and investments. AI tools can be susceptible to many errors, so any guidance those tools offer should be considered carefully. Make sure you've got someone looking out for your (and AI's) blindspots.

Simone Biles Nails Top Scores at the Paris Olympics Despite a Leg Injury. Here's What Her Performance Teaches About the Power of Grit. The Olympic great put on a show of physical and mental strength that left viewers and fellow competitors in awe.

Apple Intelligence: Here’s When the New AI Features Come to the iPhone and iPad The new Siri and other tools won’t be available until iOS 18.1 is released later this fall. This is the timeline.

Rx for who to trust online A new study shows that women's medical advice is far more accurate than men's.

You Inherited an IRA. Here’s How to Avoid a Huge Tax Bill. New IRS rules clarify the distribution requirements for inherited accounts. A few strategies can help you save on taxes.

An Increase in Uninsured Drivers Is Pushing Up Costs for Everyone Else The number of drivers without car insurance has risen since the start of the pandemic, increasing the burden on everyone from other motorists to tow truck drivers.

What’s With Everyone Buying Accessories for Their Accessories? Stanley cups, Bogg Bags and phone cases aren’t enough on their own? Nearly three out of every four U.S. adults who are active on social media have purchased something they saw there. It's very easy to be tempted into buying more accessories in the name of keeping up with trends.

You Need an Advisory Team More Than Ever. Here's Why — and How to Run One Effectively. The right advice, particularly in a company's early stages, can be an existential matter: how to surround yourself with the right minds.

The Scary Truth: Unreliable IRS Tax Guidance Imagine this: You have a pressing tax question and, like many, you turn to Google. Among the plethora of results, you spot information from the IRS, including its official online publications. Confident in your find, you proceed, believing you have solid guidance. But hold on—that sense of securit...

What a $600m wedding says about India’s attitude to wealth The Ambani nuptials enticed everyone from Justin Bieber and Shah Rukh Khan to John Kerry

Stocks are on an astonishing run. Yet threats lurk The Economist assessed what could bring the bull market to an end.

3 Things to Consider Before Your Perfect Business Partner Becomes Your Perfect Disaster There are many reasons for start-up businesses' high failure rate, including lack of cash, not doing enough research and poor marketing. But this one reason is definitely not getting enough attention.

Saying 'Yes' to Everything Leads to Failure — Here's How to Avoid the Trap of Overcommitment Discussing the dangers of overcommitment and practical strategies to master the art of saying "no."

‘We’re Not Dead Yet.’ Baby Boomers’ Good Times Drive the Economy. Sky-diving, concerts, classic cars: A peek inside Georgetown, Texas, the fastest-growing city in the U.S. It’s largely thanks to the baby boomers. ‘We have more fun than our daughter.’

Here’s Some Advice: You’re Asking the Wrong Person for Advice The best person to turn to isn’t necessarily the one you think of first. Here’s how to find the right person.

The new normal of office life Change may be all around us, but one aspect of modern life is finally showing signs of inching towards stability: the office.

He Spent $500,000 on Long-Term Care for His Wife. How You Can Prepare for the Costs. Only about 11% of Americans have private long-term care insurance. People with limited net worth and income can get no-frills long-term care paid by Medicaid. The rest of us must hope we will remain lucid and in good health, or be prepared to lay out hundreds of thousands of dollars as the Torres fa...

Planning to Undergo a Business Transformation? Here Are 5 Tips to Help You Get Started Undergoing a transformation in any business can be challenging, especially for an established company. As a leader, you'll want to ensure the business and, most importantly, your teams are ready to take on the challenge.

24-Hour Stock Trading Is Booming – and Wall Street Is Rattled Momentum in the overnight market is building, but some are concerned there could be trouble after dark.