Reliable Insurance Solutions LLC

Today, as we commemorate Patriot Day, we honor and remember the lives tragically lost on September 11, 2001. This solemn anniversary reminds us of the resilience, bravery, and spirit of unity that define us as Americans.

Whether you have a personal memory of that day or know its impact through the stories of others, we hope you’ll join us in pausing to reflect on the freedoms we enjoy and the community we cherish.

May we never forget.

As we recognize Life Insurance Awareness Month, we’re answering a common life insurance question: what happens if you need more life insurance later on?

As always, reach out if we can be of assistance in identifying additional or initial life insurance policies tailored to your needs. We are here to help this month and every month!

This Life Insurance Awareness Month, we’re tackling some FAQs, starting with the common concern about coverage amounts.

Looking for guidance based on your individual situation? We can run the numbers to determine exactly how much you need — give us a call anytime!

September is National Pet Insurance Month 🐩

And, truly, our team cannot think of a better way to show our furry friends love than by making sure they are covered with pet insurance. Pets are cherished members of our families, and just like us, they can face unexpected health issues.

Pet insurance offers several key benefits:

🐾 Financial Protection: Veterinary care can be expensive. With pet insurance, you're covered for accidents, illnesses, and routine care, which means you won't have to make difficult decisions based on cost.
🐾 Peace of Mind: Knowing that you have coverage in place allows you to focus on your pet’s recovery without worrying about the financial burden.
🐾 Comprehensive Coverage Options: Policies can be tailored to fit your pet’s needs, covering everything from emergency care to preventive measures such as vaccinations and annual checkups.

According to recent studies, the annual cost of pet insurance averages $720 for dogs and $384 for cats, which translates to roughly $46 per month. This investment can save you thousands in potential veterinary bills and ensure that your pet receives the best care possible.

If you’re interested in learning more or would like to get a quote, reach out anytime!

Wishing all of you a fun and memorable Labor Day weekend! 🌞

What are you up to this weekend? Indulging in good food? Enjoying some well-deserved naps? Let us know in the comments!

Please note that our office will be closed on Monday, September 2, but we'll be back on Tuesday, September 3, eager to assist with anything you need.

Life insurance isn’t just a smart choice. It’s a crucial step in securing your family’s financial stability and peace of mind.

Unfortunately, 52% of Americans avoid life insurance because they think it's too expensive. What’s more, 82% significantly overestimate its cost, often guessing three times higher than the actual figures.

Let’s look at the real numbers: As of April 2024, the average cost for a healthy 40-year-old purchasing a 20-year, $500,000 term life insurance policy is about $26 per month ($312 per year). However, a 30-year-old woman might pay approximately $205 per year for the same policy, while a 30-year-old man might pay around $352 per year.

Understanding these variations underscores the importance of getting a personalized quote that fits your unique needs and budget. Don’t let myths deter you from this vital protection.

Contact our team today for an accurate, personalized life insurance quote. We’re here to help you find an affordable plan that delivers the security your family deserves.

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re sharing a quick overview of key steps to take if you think your car has been broken into.

Save this post for future reference, and share it with your network as a helpful reminder. As always, do not hesitate to reach out with any insurance questions or needs.

Feeling tired as the school year begins? We don’t blame you! This time of year is full of frenzied prep, early wakeups, and new routines.

But consider this a friendly reminder that you’ll have the new schedule down to a science in just a few weeks, just like you always do!

Have a wonderful start to the school year, and reach out if our experts can be of help as we head into fall.

📚 Back-to-School Insurance Reminder! 📚

In the excitement of beginning a new school year, don’t forget the importance of protecting your college student's belongings.

🏠 Dorm Dwellers - Your home insurance may cover some of their essentials, but consider renters insurance for additional monetary protection against theft, fire, and medical coverage.

🏢 Off-Campus Students - A separate renters insurance policy is a smart idea. It's affordable, ensures your child's items are safe from unforeseen events, and comes with liability coverage.

Need to review your coverage options? Reach out, and let's ensure your student's year is a great one!

As we mark National Traffic Safety Month this August, we decided to take this opportunity to highlight some commonly disregarded traffic laws. Swipe for more info ➡️

And remember, ignoring these laws could have significant consequences for your safety and legal standing on the road, not to mention severe impacts on other drivers or pedestrians.

This month and all year round, let's commit to taking responsibility for our actions on the road and prioritizing safety for all. Share this post as a helpful reminder to your network!

Heading out on vacation? Make sure your home stays safe while you're away! Here are some quick tips to secure your house:

🕒 Set Timers on Lights: A lit home is a less tempting target. Timers can give the impression that someone is always home.

💧 Turn Off Water: Avoid the nightmare of burst pipes! Shut off your water main before you leave to prevent any potential water damage.

📬 Hold Your Mail: Overflowing mailboxes are a clear sign you're not home. Use online services to hold your mail, or ask a neighbor to collect it.

🚨 Inform Your Alarm Company: If you have a home security system, notify your alarm company about your travel plans. This helps ensure they stay alert to any unusual activity.

Travel stress-free knowing your home is safe! 🏠As always, if you have any questions about current homeowners coverage or your insurance options, do not hesitate to reach out. We are here to help.

We’re always keeping tabs on the most recent life insurance statistics, and we’ve recently come upon a few telling data points. With that in mind, we’re sharing a few such eye-opening statistics that highlight the importance of life insurance ↩️

Ultimately, life insurance is more than just planning for the unexpected — it's about providing peace of mind and ensuring financial security for you and your loved ones.

Reach out to our team today to explore your options. We’re eager to help ensure that your life insurance coverage meets your current and future needs.

Picture this: You come home to find your basement swamped with 3 inches of water and raw sewage. What now?

Swipe ➡️ to dive into the must-knows of protecting your home from unexpected and costly damage.

Let's keep your home safe and sound. For coverage options or questions about your current coverage, reach out to our team. We are always here to help.

Just like an umbrella shields you in summer storms, personal umbrella insurance offers an extra layer of protection against life's unexpected storms.

Whether you're hosting gatherings, hitting the road for a vacation, or enjoying outdoor activities this summer, an umbrella policy will provide additional coverage for liability claims beyond your primary insurance policies.

Here are a few key benefits of umbrella insurance:

1️⃣ Comprehensive Liability Coverage: Extend beyond the limits of your primary insurance policies, such as auto or homeowners insurance, providing coverage for bodily injury, property damage, and other liability claims.

2️⃣ Legal Protection: In the event of a lawsuit, a personal umbrella policy covers legal fees, court costs, and settlements.

3️⃣ Flexible Options: Coverage limits typically start at $1 million and go up from there, depending on your needs and the insurer.

📞 Reach out by phone or email to learn more about personal umbrella insurance and ensure you have the protection you need for a worry-free summer. Don't let unexpected events ruin your plans!

Did you know that nearly 82% of American adults plan to travel in 2024? With the roads getting busier, it's essential to stay vigilant, especially considering that more than 30% of all fatal crashes occur between June and August.

To ensure you and your loved ones enjoy a safe journey, swipe through for some critical safety tips to remember before you embark on your summer adventures.

Feel free to share this post with friends and family planning their summer getaways. Your vigilance can make all the difference. As always, we're here for any questions or help you might need as summer unfolds.

We’re halfway through 2024, and it's time for a check-in. Are there goals you're chasing or projects you're passionate about?

Share in the comments, and reach out if we can be of help. Let's make the second half of the year even more impactful!

🚗 2024 Mid-Year Auto Insurance Update 🚗

As we move through 2024, we want to ensure all of you are armed with key information come auto policy renewal time. Swipe for an overview of three key points to know ➡️

As always, we’re dedicated to helping our network navigate the insurance landscape with confidence and clarity. Reach out with questions or needs anytime.

This July 4, we are wishing each of you a day filled with celebration of this important holiday and reflection on the many freedoms we enjoy as Americans.

Please note: our office will be closed in observance of the holiday, but we'll be back on July 5th, eager to assist with any questions or concerns you may have.

Happy Independence Day to you and yours!

As we prepare to celebrate our nation's independence with fireworks displays, it's crucial to remember the safety and legal aspects of using fireworks.

Every year, thousands of people, including many children and young adults, suffer injuries from fireworks — even seemingly harmless sparklers burn at 2,000 degrees, hot enough to melt some metals. Additionally, fireworks that malfunction or are used improperly start an average of 19,000 fires each year.

That’s why our team put together a short list of tips to keep in mind as we approach the holiday. Share this post as a helpful reminder to your network, and give us a call anytime if questions or needs arise.

Wishing you a wonderful summer! ☀️ Whether you're gearing up for relaxation or adventure, remember, we’re here to support you every step of this season.

How are you feeling this summer? Share with an emoji in the comments!

Summer is known for exciting week-long family vacations or camps, but those in-between, “normal” days can be just as memorable.

With that in mind, we’re sharing a few fun family activities for the next time you hear that all-too-common refrain: “I’m bored…”

Swipe for some family fun inspiration ➡️ Have any other ideas? We’d love to crowdsource a list – feel free to drop your ideas in the comments.

As summer draws near, it's the perfect time to bring out our bikes and embrace the open road! 🚴‍♂️ In honor of National Bicycle Safety Month, we've put together some crucial safety tips for cyclists and drivers alike.

Swipe through for easy-to-follow tips that ensure we all enjoy a safe, fun season. And, as always, reach out if you have any insurance-related questions. We are here to assist!

On behalf of our entire team, we want to wish all mother figures out there a very Happy Mother's Day!

No matter how you celebrate, we hope you have a relaxing and meaningful day surrounded by loved ones.

Remember, if you have any questions or need assistance, don't hesitate to DM us or give our office a call. We're here to help!

When boating, you don’t always know what you don’t know. Read the 3 most dangerous boating conditions before you take to the water.

Don’t risk a wreck. When boating, you don’t always know what you don’t know. Read the 3 most dangerous boating conditions before you take to the water.

Spring is in the air, and it's the perfect time to give your insurance policies a "spring clean" 🌼

Let's make it hassle-free:
📩 Email us or give us a quick call.
🗓️ We'll set up a convenient time for your policy review.

During your review, we'll:
💰 Check for new discounts to save you money.
🔄 Update your info (address, marital status, new drivers) for a worry-free spring.

Keeping your insurance current = peace of mind. We’re here to make at least this "spring cleaning" easy and efficient!

Not all boat insurance is equal. Make sure yours covers unpredictable boating moments.

Coverage you can count on.

Flood insurance isn’t just for properties in flood plains anymore! ☔ In fact, a 2020 government study showed 14.6 million properties are at risk of experiencing a “100-year flood,” far exceeding the 8.7 million properties in designated flood plains.

This striking difference highlights a critical issue: The frequency and intensity of severe weather events have been on the rise, reshaping the landscape of risk and insurance needs.

To ensure your family or business is adequately protected against current and future weather threats, it's essential to regularly review your insurance policies to ensure they match these industry changes.

Contact our team of independent agents for a policy review, so we can help you stay protected in these changing times! 💼

Don't miss the boat when it comes to coverage. Make sure your insurance covers all of boat life's unpredictable moments.

Is your boat covered?