Watkins Mortgage

Watkins Mortgage

At Watkins Mortgage we strive to differentiate ourselves from other mortgage banks by putting the ne NMLS 969508

06/22/2024

🎉 Happy Birthday to Rachael Viitala!🎉

Join us in celebrating Mrs. Viitala, one of our incredible Loan Officers.

Rachael, Watkins Mortgage is better with you on our team. We’re wishing you a fantastic day filled with joy and happiness!

Home - Watkins Mortgage 06/18/2024

🚀 **Exciting News for Homebuyers!** 🚀

📉 Interest rates have improved, and housing prices have cooled. Making it easier than ever to achieve your homeownership dreams! If you are considering buying a home, now might be the perfect time!

At Watkins Mortgage we offer a range of amazing programs designed to fit your unique needs:

🏠 **First-Time Homebuyer Programs** – Tailored to help you take that exciting first step

💰 **Down Payment Assistance** – Making homeownership more accessible.

🔄 **Refinancing Options** – Lower your monthly payments or reduce your loan term.

⚡ **Fast & Easy Approvals** – Streamlined processes to get you into your new home sooner.

Our dedicated team is here to guide you every step of the way. Don’t miss out on these incredible opportunities!

📞 Call us today at 972-393-1404 or visit www.watkinsmortgage.com to learn more. Let’s make your homeownership dreams a reality!



Watkins Mortgage NMLS 969508

Home - Watkins Mortgage We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

05/09/2024

Watkins Mortgage would like to welcome our newest Loan Officer, Rachael Viitala to our team.

Rachael is going to be a monster in our industry. She's been on the processing side of the business first which means she knows more than most Loan Officer's. She has the walk, the talk and the look. We cannot wait to witness her success. Welcome aboard Mrs. Viitala!

Watkins Mortgage is "Wholesale" mortgage company. Which means we lead the industry in Interest Rates and Closing Costs. We have a mortgage program for nearly everyone who wants to make 'Owning a Home' a Reality. Bad credit? No problem, we have a program for you. Struggling to save for a down payment? Do not worry, we have many programs for you. Stop paying high rent and Start investing!

Call us or stop by to get you Pre-Approved! We are here to help.

972-393-1404

**NEW ADDRESS**
200 E Beltline Rd
Suite 101
Coppell, TX 75019

NMLS #969508

Photos from Watkins Mortgage's post 03/07/2024

Are you a First Time Homebuyer but not sure if now is the right time? Would $7000 help?

Our biggest hurdle with First Time Homebuyer Programs is the income restrictions. Most who inquire earn too much to qualify. This new program has no income restrictions. To qualify, you must CURRENTLY live in certain DFW or OKC areas. The cities include Dallas, Ft Worth, Arlington, Irving, OKC etc. See attached maps for qualifying areas.

There are No location restrictions on where you purchase your first home. Eligibility is based on where you CURRENTLY live.

Eligible borrowers receive:

- $5,000 Grant for Down Payment and Closing Costs
- Up to $500 towards a 1-year home warranty (if applicable)
- $500 Credit towards the Appraisal costs
- Additional $1000 title insurance credit if the home you're purchasing is currently owned by Fannie Mae. (If applicable)

This is a LIMITED TIME program that's ONLY good through March.

Call us for more details.

972-393-1404

Disclaimer:
Watkins Mortgage is an Equal Housing Lender. Texas NMLS #’s 340085 & 969508. All information, loan programs & interest rates are subject to change without notice. All loans are subject to credit, income, asset and underwriting approval.

Agape and Associates - A Texas Real Estate Agency 03/04/2024

Huge congratulations to Agape and Associates for their official ribbon cutting last Friday. Incredible Real Estate team and stunning new office! Located on the historic, downtown square in Decatur, TX. Right in the heart of the hottest growing area in Texas. Affordable country living and only an hour NW of DFW. If you're looking to buy and/ or sell in Wise County or any of the surrounding counties, these are the guys you call. https://www.agapeandassociates.com/.

Agape and Associates - A Texas Real Estate Agency Discover your Texas dream home with Agape and Associates. Based in Decatur, Texas, our dedicated team of real estate experts is committed to serving clients across Texas. Whether you're buying, selling, or investing in property, we're here to guide you every step of the way. Explore the beauty of T

Home - Watkins Mortgage 01/31/2024

Interest Rates are cooling!

10 YR 3.958 -0.091

"Back to Best Levels" as Powell Explains

With respect to the Fed's comment in the statement regarding needing " greater confidence that inflation is moving sustainably toward 2 percent," Powell has now clarified to say they already have confidence, but they just need to see more of the same type of inflation data before being sure.

Markets like it. Bonds are back at their best levels of the day with MBS up a quarter point and 10yr yields down almost 8bps at 3.958.

The good news is, it's still a buyers market. If you're looking to buy, do it before the Spring and Summer comes. Before the tables turn.

Watkins Mortgage continues to lead the market in interest rates and closing costs. If you have purchased anything in the last year, refinancing now is a good idea.

Don't forget about our One-Time-Close Construction loan program. Build your own dream home with your own builder on your own land! Our loan covers it all. The Lot/ Land, the construction loan and the final loan, ALL IN ONE. With only 5% down. This is a smoke'n program.

Call us for more details.
972-393-1404
www.watkinsmortgage.com

Watkins Mortgage is an Equal Housing Lender. Texas NMLS #’s 340085 & 969508. All information, loan programs & interest rates are subject to change without notice. All loans are subject to underwriter approval. All credit, income and assets are verified. Watkins Mortgage is an Equal Opportunity Employer. Watkins Mortgage, 549 E Sandy Lake Rd, Suite 200, Coppell, TX 75019

Home - Watkins Mortgage We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

Home - Watkins Mortgage 01/17/2024

FHA HAS LOWERED THE Mortgage Insurance Premium (MIP)!

If you currently have an FHA loan with an interest rate above 5.75%, it might be a good idea to refinance. In 2023, the Federal Housing Administration (FHA) reduced the annual mortgage insurance premiums (MIP) from .85% to 0.55%. For example, at a 200K loan amount, your MIP at .85% is $140.43. Today at .55%, your MIP would be $90.87.

FHA Streamline refinances are cheap and easy with minimal documentation required.

- No appraisal needed!
- No income/ employment verification.
- No income or asset verification.
- No full credit report is required.
- In most cases, you’ll skip 2 mortgage payments after closing.

Call us for more details.
972-393-1404
www.watkinsmortgage.com

Watkins Mortgage is an Equal Housing Lender. Texas NMLS #’s 340085 & 969508. All information, loan programs & interest rates are subject to change without notice. All loans are subject to underwriter approval. All credit, income and assets are verified. Watkins Mortgage is an Equal Opportunity Employer. Watkins Mortgage, 549 E Sandy Lake Rd, Suite 200, Coppell, TX 75019

Home - Watkins Mortgage We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

Home - Watkins Mortgage 12/07/2023

It seems Christmas has come a bit early this year because Interest Rates are falling! We're 4 to 6 months ahead of schedule from what the market experts have told us. If you're in the market to buy, NOW is the time.

Why now? There are many reasons. Aside from interest rates improving, housing prices are down today, which is common this time of the year. In addition, most people move during the Spring and Summer which creates competition and competition is challenging buyers. Nobody wants to fall in love with a home while there are 20 other offers competing with you. This also drives up prices. Keep in mind, people are still moving to Red States in droves and these buyers usually have a pocket full of cash. Competing with ‘cash buyers’, unfortunately, puts ‘loan buyers’ at a disadvantage. Look at it this way, if you’re selling your home and you’ve narrowed your choices down to 2 strong offers, one being a cash buyer and the other buyer needs a loan, you’ll choose the 'cash buyer' every time.

Common question, "What if rates lower even more in the Spring?" There's no question rates will continue to fall but this is not a problem due to refinances being inexpensive and easy. In most cases we cover ALL the closing costs on refinance loans. Plus, you can skip 2 mortgage payments. Based on trend, most new buyers will be refinancing 3 or 4 times in the next 5 years.

Remember, Watkins Mortgage is a Wholesale Broker. Being on the wholesale side of the business allows us to offer the LOWEST Interest Rates AND Closing Costs in the country.

The first step is completing a loan application on our website below and getting you pre-qualified. And we have a program for nearly everyone. Including the credit and income challenged. Reach out to any of Loan Officers on our team. We can run numbers for you in just a few minutes. The next step is find a good agent. We can help with that as well.

Merry Christmas and Happy New Year.

(972) 393-1404
www.watkinsmortgage.com

Disclaimer: Watkins Mortgage is an Equal Housing Lender. Texas NMLS #’s 340085 & 969508. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. All credit, income and assets are verified. Watkins Mortgage is an Equal Opportunity Employer. Watkins Mortgage, 549 E Sandy Lake Rd, Suite 200, Coppell, TX 75019

Home - Watkins Mortgage We put our clients first. It’s that easy. For most of us, our home will be our largest investment and the buying process can be an extremely stressful time. We

12/05/2023

Congratulations to Hudson on his first home. Making dreams come true is a rewarding job but helping a friend makes our job even better. Thank you to Amanda Stricter and her team for helping us get this house closed.

10/13/2023

Thinking of buying a house? A mortgage pre-qualification gives you a good idea of how much you can borrow. A mortgage pre-approval tells you how much you can actually borrow based on your income, employment and assets. Call us to learn more and get pre-approved today!

10/10/2023

As independent mortgage brokers, our clients are our #1 priority. We'll shop around for you to find the right loan for your needs. Partner with us today to get the best rates and the best service!

10/08/2023

Celebrate National Hero Day with us by exploring all of the benefits that a VA loan can provide for veterans and their families. Call to see if you qualify for lower interest rates today!

10/06/2023

If your credit score isn't perfect but you still have your eyes on the perfect home, an FHA loan might be right for you. Reach out to us today to discuss how we can make homeownership possible for you!

10/03/2023

The days of 20% down are a thing of the past. A 3% down payment can be enough for you to start growing equity in a home today.

Contact us today to see if you qualify!

08/09/2023

Thank you to the Coppell Police Department for hosting another successful Annual NNO Golf Tournament this past weekend. The food was great, the beer was cold, and the day was hot. We had a lot of fun and really appreciate the generous gifts. Unfortunately we did not win this year. Thanks Trey Singleton. Tying for 3rd isn't bad for as bad as we played.

Thank you to Brad Terry, James Howard and Carlos Lopez for your support. Until next year.

07/12/2023

Did you know you can purchase a rural home with no money down with a USDA loan? Get into Farm Life sooner than you think!

*Income and eligibility restrictions. Reach out today to see if you qualify*

07/09/2023

Thinking of buying a house? We can help you get your ducks in a row to ensure you qualify for the best loan possible. Reach out today!

07/06/2023

Are you ready for excellent communication, competitive rates, easy applications and fast closings? Then you are in the right place! We’re focused on helping you get into your dream home faster because we’re mortgage experts. Let's work together! Reach out today so we can get you Pre-Approved!

07/04/2023

Happy 4th of July! Are you in need of some independence from your landlord? Reach out today! We can help you accomplish part of your American Dream - homeownership!

06/28/2023

Our mission: your VA home loan. No down payment. Low interest rates. Fast closings. Call us today.

05/29/2023
05/09/2023

Open doors to homeownership with as little as 3% down!

How much is 3% down?
$200,000 purchase price - $6,000 down.
$300,000 purchase price - $9,000 down.
$400,000 purchase price - $12,000 down.

Reach out today to see if you qualify!

05/07/2023

Getting pre-approved before searching for a home is something every borrower should do. Here's why:
* You will know what you can afford.
* It gives you negotiating power.
* It makes your offer stronger!

Reach out today to get pre-approved!

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Telephone

Address


200 E. Beltline Road, Ste 101
Coppell, TX
75019

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm