Frank Murillo - Financial Planner

It can be easy to get "lost" in all the noise and turmoil that's flashing our screens 24/7. Some markets make you feel like you need a GPS just to get around.

See what to make of it below:

https://lnkd.in/dtTVtKUW

In my newsletter, I discuss topics that actually matter in pursuing your investment goals.

Topics such as why the markets generally go up over time, how to stay focused, and how to tune out the noise - just to name a few.

If you’re tired of doom and gloom and you’re looking to make sense of what’s going on, subscribe at the link above.

Some markets are like a merry-go-round: lot's of movement but (seemingly) not a lot of progress.

What to make of it? See below:

https://lnkd.in/dtTVtKUW

In my newsletter, I discuss topics that actually matter in pursuing your investment goals.

Topics such as why the markets generally go up over time, how to stay focused, and how to tune out the noise - just to name a few.

If you’re tired of doom and gloom and you’re looking to make sense of what’s going on, subscribe at the link above.

Interesting take on our tendencies in the decision making process.

https://buff.ly/3wAJDyo

Adding is favoured over subtracting in problem solving People tend to solve problems by adding features.

Interesting write up from Inc. on what makes a great thinker.

https://buff.ly/31xZGP8

This Is the Sign of a Great Thinker, According to Jeff Bezos and Adam Grant Great thinkers don't just harbor doubt. They embrace uncertainty--and how little they really know.

Trading baseball cards has gone digital - a rundown of NFT's.

https://buff.ly/3o5xPAf

NFTs explained: Coveted by Chamath, Vaynerchuk, Cuban, and regular people, too; but what the heck are they? What are non fungible tokens? What's fungibility? Here's how to understand the rise of NFTs in digital art and online ownership.

Not "can", but "how" - Arthur Brooks on buying happiness.

https://buff.ly/2RETpQe

How to Buy Happiness - Arthur C. Brooks In 2010, two Nobel laureates in economics published a paper that created a tidal wave of interest both inside and outside academia. With careful data analysis, the researchers showed that people believe the quality of their lives will increase as they earn more, and their feelings do improve wit...

Visual Capitalist on the power of a dollar

https://buff.ly/3my1BNf

Visualizing the Purchasing Power of the U.S. Dollar Over Time $1 in 1913 had the same purchasing power as $26 in 2020. This chart shows how the purchasing power of the dollar has changed over time.

A changing dynamic on the old adage from Econ 101

https://buff.ly/3bioKyT

Myth-Busting: Money Printing Must Create Inflation - FactorResearch Perhaps it just leads to lower returns.

Farnam Street on the feedback loop in our decision making process.

https://buff.ly/3rrIJk0

What Information Do You Need in Order to Change? When you’re stuck, you need to actively seek feedback. Having the right information helps you change your behavior. Here's how to get better feedback and reach your goals.

"We’re not going to tax them to death… we’re going to make sure that they have an opportunity to thrive... and make for a better city of Miami”

In my latest article, I elaborate on Francis X. Suarez vision for Miami and discuss the financial perks of living without a state tax.

https://buff.ly/3u0iVxC

No State Tax In Florida No State Tax In Florida: How A Tax Free State Can Make A Lot Of Cents Every year, the state bird of Florida flies down for the winter. As the wind blows through what's left of its silver sheen, it’s suddenly startled by the sound of a beeping car horn. Locals know all

Appearances can be deceiving. Beware of misleading charts.

https://buff.ly/3obVgIj

Beware graphs bearing outperformance - Occam Investing This post explores a few ways in which performance graphs can be manipulated, and demonstrates why investors shouldn't rely on past performance alone.

An interesting look at the equity value of different vaccine stocks.

https://buff.ly/32pj4hV

Here's What $1,000 Invested in Vaccine Stocks Would Be Worth Now Ever wonder what you would have gotten if you invested $1,000 into the different vaccine stocks at the start of the pandemic?

"Free trading is like giving chainsaws to toddlers" an excellent excerpt of an interview William Bernstein did for Morningstar - by Robin Powell

https://buff.ly/3dbRsSg

Bernstein: Free trading is like giving chainsaws to toddlers | The Evidence-Based Investor The financial writer William Bernstein has warned about the dangers of young people trading. He says free trading is like giving chainsaws to toddlers.

Why cheap can sometimes be expensive.

https://buff.ly/3rVNYsh

Low cost is better than free – Daniel P. Egan Low cost is better than free Posted On March 23, 2021 I blame Jack Bogle.  His ‘cost matters’ message was honed so finely to a simple effective point that it dominated the fund industry for decades. Fund costs fell relentlessly.  So we hit the logical conclusion: nothing is lower cost than ‘...

"We’re not going to tax them to death… we’re going to make sure that they have an opportunity to thrive... and make for a better city of Miami”

In my latest article, I elaborate on Francis X. Suarez vision for Miami and discuss the financial perks of living without a state tax.

https://buff.ly/3eDX6NT

No State Tax In Florida No State Tax In Florida: How A Tax Free State Can Make A Lot Of Cents Every year, the state bird of Florida flies down for the winter. As the wind blows through what's left of its silver sheen, it’s suddenly startled by the sound of a beeping car horn. Locals know all

When the need hits, you call in the experts. How Chik Fil A helped shorten wait times for the vaccine.

https://buff.ly/3urf4cq

Chick-fil-A manager speeds up drive-thru COVID-19 vaccine line If anyone knows how to navigate a long drive-thru lane it's Chick-fil-A.

A take on gold's recent lackluster performance.

https://buff.ly/3ul5YOA

Gold's Worst Enemy - Compound Advisors Gold has been having a tough time of late, down 20% from its high last August. With government debt going through the roof and the Fed maintaining the easiest monetary policy in history, many investors are confused by the move lower. This was supposed to be the perfect environment for Gold. So why i...

Everyday we're hit with hundreds of reasons to be negative on the economy - here's a quick look at 17 reasons to think otherwise.

https://buff.ly/31P7GeI

The New York Times

17 Reasons to Let the Economic Optimism Begin A reporter who has tracked decades of gloomy trends sees things lining up for roaring growth.

In my latest article I give a brief rundown on RSUs, their tax implications, and how to balance it all out.

How are RSUs taxed? How are RSUs taxed? Heard of the term “carrot on a stick?” Substitute the “carrot” for Restricted stock units (RSUs) and you already know more than the next person. All jokes aside, RSUs are one of several forms of equity compensation that companies use to incentivize their employees for per...

Insight on making lunch a bit more productive.

https://buff.ly/31PjfTb

What Successful People Do During Lunch Do you take your lunch break at your desk, staring blankly at your computer? You’re doing it wrong. Here are productivity-powering, energy-boosting tips for getting the most out of the midday meal.

In my latest article I give a brief rundown on RSUs, their tax implications, and how to balance it all out.

https://buff.ly/3mSk4Et

How are RSUs taxed? How are RSUs taxed? Heard of the term “carrot on a stick?” Substitute the “carrot” for Restricted stock units (RSUs) and you already know more than the next person. All jokes aside, RSUs are one of several forms of equity compensation that companies use to incentivize their employees for per...

A pragmatic approach to missing out on the recent investment (speculative) surges that have proliferated the market.

https://buff.ly/3cMPlp4

The Simple Dollar

What if You Fear Missing Out on a Hot Investment? | The Simple Dollar FOMO is the fear of missing out, and it’s a real financial danger. Here’s how to avoid it.

Because it's Friday and because it's about dogs.

https://buff.ly/3micHWO

Slate.com

What Good Were Dogs in the Ice Age? I love them, but I want to know how they were practical.

Even more evidence to support the "diversify and stay invested" train of thought. Roughly 75% appreciation since last years market bottom...

https://buff.ly/3178JXj

Started From the Bottom – Of Dollars And Data Investing lessons one year since the March 2020 bottom.

An interesting take for all the perfectionists out there. If Nasa has a limit for "good enough," chances are we can too.



https://buff.ly/2tPrvoc

How Many Decimals of Pi Do We Really Need? - Edu News | NASA/JPL Edu Earlier this week, we received this question from a fan on Facebook who wondered how many decimals of the mathematical constant pi (π) NASA-JPL scientists and engineers use when making calculations:Does JPL only use 3.14 for its pi calculations? Or do you use more decimals like say: 3.1415926535897...

The emergence of the S**C market is here.

S**Cs used to be a joke in Silicon Valley — now they're going mainstream As S**Cs attract top-tier public investors, board members at the hottest tech start-ups are seriously considering them as an alternative to the traditional IPO.