Dante Margarini
NMLS#: 1186857
Mortgage Loan Originator
Point Mortgage Corporation
Licensed in California & Florida
If you are in the real estate industry, share this cost segregation strategy with your clients 💯
“Nothing to see here folks” 🧑🏼🦯
Ron De Santis introduced the Home Town Hero Program June 2022
This program allows qualified buyers to use 5% or up to $25,000 towards the closing cost of your property.
Originally only 50 occupations qualified but Florida announced they have added over 50 more jobs to be eligible for this program
This ranges from personal trainers to mental health therapist to of course law enforcement
If you want to find out if your occupation may qualify, reach out and I will send you the list of jobs that are eligible
With the amount of advertising we are doing, we are always looking for reliable buyer’s agents to partner with in different areas of Florida and California
If you would like to set up your own marketing campaigns or get added to our distribution list for qualified buyer leads
Send me a DM and let’s work
In order to honor our heroes, Ron Desantis has approved a 100 million dollar budget and will allow over 50 occupations the option of using 5% or $25,000 to cover closing cost BUT, if you do the math, this is only available to 4000 families so if you live in florida and are interested, reach out to me and I will provide you with the details 🙏🏻
The U.S housing market remains strong 💯
Control what you can, everything else.. Jesus take the wheel 🙏🏻😉
Wise words from Epictetus 💯
Do more, say less 💯
Win the house of your dreams!
Contact me today
Self employed?
Ask me about our products 🤓
Perspective 🤔
These numbers are estimates*
Today we are talking about Rate Locks
Now what exactly is a rate lock?
Scroll through this post and if you have any questions just send me a DM and I will get back to you
Yes, rates are higher than last year but if you really do the math, there is not much of a difference in monthly payment as shown on this post
When you factor in projected appreciation. It may make sense to buy now as opposed to waiting on the sidelines yet again
But of course, everyone’s situation is different so if you or a client of yours is thinking about buying this year, lets chat.
Did you know we could add 75% of your projected rental income towards your DTI on investment properties?
This differs from a second home which requires you to qualify for 2 mortgages
On Investments, the bank understands you are purchasing the property to make money and just require 20% down.
For more information on how to purchase an investment property send me a DM and I will walk you through the steps
The best way to find yourself is to lose yourself in the service of others - Gandhi
YTD based off these figures if you considered buying a home in January you would have $233,000 more dollars in purchase power than today in May 2022
In effort to fight inflation the Federal Reserve is poised to continuing to raise interest rates 5 more times until March 2023
With that said, if you are in the market to purchase a home or if you are thinking about it, lets chat.
Time is money 💰⏰
The real estate market is outpacing every industry. If you want to invest but don’t know where to start, reach out. We can come up with a plan to get you in a home as soon as you are ready to do so. It is time to take action.
DM me for more information
Myths Vs Reality
Are you a smart real estate agent? Are you utilizing social media advertising, retargeting pixels, native advertising, yelp and google my business, etc? Be Intel-Agent.
DM me for more information
Our life is what our thoughts make it - Marcus Aurelius
When playing Monopoly, everyone knows you must invest to get wealthy and win the game
In real life, most people are just moving across the board and only “passing go”. Thats what happens when you live paycheck to paycheck and dont invest.
Do what you learned as a kid💰🏡
Dm me for more information on how to invest in properties and win the game of life ✅
Position yourself to win 🥇
In this market, you WILL NOT be taken seriously unless you’re pre approved or a cash buyer.
The way your approval is structured, along with how competitive your offer is will determine whether you win your dream house or not.
Before going out to shop, make sure to speak to your preferred lender in order to align yourself in the most advantageous position to get your offer accepted
Note to future homeowners 📝
Is not having enough cash for down payment or closing cost conflicting you from getting pre-approved to buy a home?
Well we may have the solution for you..
One of our down payment assistance programs called the GSFA open door program (California) grants up to 6.5% of the purchase price to use for either down payment or closing cost.
Best part.. you don’t need perfect credit to qualify.
Send me a DM to see what program you may qualify for in your state
Our “Point Me Home” mortgage app makes the home buying process so easy!
Our proprietary software allows our clients to apply, upload documents and track their entire loan process from the comforts of their home.
Click the link in my bio to apply today!
Our mortgage app is the easiest way to submit your loan application with no hassle!
You can upload docs, calculate payments, chat directly with me and track the entire progress of your loan from start to finish.
We love our “Point Me Home” app and so do all of our clients!
DM me and I will show you or your clients how to download the app today!
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Coral Gables, FL
33143
1701 Ponce De Leon Boulevard Suite 400
Coral Gables, 33134
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