PacWest Wealth Partners

From Gen Zers to members of the silent generation, what are the top three money moves for each group? Here are tips from Marcy Keckler, Ameriprise’s Vice President of Financial Advice Strategy, and other financial experts.

Top Money Moves for Boomers, Gen X, Millennials and Gen Z Each generation has their own financial needs.

Great news: PacWest Wealth Partners has earned the distinct honor of receiving the 2023 Ameriprise Financial Client Experience Award! PacWest Wealth Partners attained this level of distinction by consistently delivering outstanding client care, excellent service and personalized advice to help clients like you achieve their long-term financial goals. www.ameripriseadvisors.com/sten.e.carlson/profile

Do you have the guidance you need to achieve your dream financial future? Let’s review your financial progress and make sure you’re on track to reach your goals.

Did you know that leaving an employer isn't the only time you can move your retirement savings? You can roll your 401(k) fund into an IRA at any time – even while still employed at the same place. Let’s discuss if this strategy fits with your broader retirement savings plan.

Rolling over 401(k) while still employed Are there financial benefits to working while in retirement? Learn how your earnings could affect Social Security benefits so you can make an informed decision.

The key to achieving your goals is to keep moving toward them. We can work together to help you stay on track.

Your tax strategy can change dramatically during retirement. In partnership with your tax professional, we can help structure your investments and retirement distributions for tax efficiency.

Planning can turn dreams into realities. Let’s talk about where you want to be financially 1, 5 or even 20 years rom now and how we can work together to help you get there.

January is National Financial Wellness Month – a time to prioritize your finances and set yourself up for success for the remainder of the year. Let’s schedule a meeting to review your goals and discuss if you’re on track.

While market timing may be tempting, a patient, long-term investing strategy can be a smart path for those who are saving and investing for retirement.

Does timing the market ever pay? Here’s what the data says.

Have you considered the impact long-term care costs could have on your ability to live the life you’ve planned? Let’s talk about it. There are solutions that can help you be prepared for what may lie ahead.

Are you ready to retire? If you have employer stock, you may have a unique opportunity to reduce your tax bill. Let’s discuss the pros and cons of this unique tax strategy.

Retiring soon? Here’s a tax strategy for employer stock A smart strategy to help mitigate the impact of taxes on employer securities when you retire.

Is a Roth conversion right for you? If you’re curious about converting your pre-tax assets to a Roth IRA, let’s connect.

Why consider a Roth IRA conversion now? For certain investors, a market decline can be a good opportunity to explore the benefits of a Roth conversion.

When it comes to Social Security retirement benefits, misconceptions are common and widespread. If you have questions, let’s connect.

Debunking 6 Social Security myths Get the facts on how the Social Security program works for retirees.

Does saving for college and retirement feel like a balancing act? It doesn’t need to. Let’s chat about how we can strike the right balance for your family.

How to save for retirement and college at the same time 3 simple steps for balancing 2 of life’s most significant financial goals.

Looking to advance your career or broaden your horizons by going back to school? Here are some ways you can finance your education without depleting your savings.

Going back to school as an adult How to pay for a degree as a nontraditional student.

Assets take years to build, and one care episode can affect your ability to retire as you envisioned. If you’re thinking about long-term care insurance, here’s what to know.

Is long-term care insurance right for you? Learn more about long-term care insurance and speak to an Ameriprise financial advisor to help identify an appropriate option for you and your loved ones

Maintaining an all-weather approach is key as we head into the final month of 2023. Let’s connect if you’d like to discuss year-end actions that may be beneficial for your portfolio.

Have the storm clouds passed? Get the year-end forecast for stocks.

Planning your financial goals for 2024? Get the latest on key themes to watch from the Ameriprise Investment Research Group. Reach out to discuss how these findings can help support you in the year ahead.

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529 plans aren’t just for college savings anymore. Learn how this powerful tool can help you save for tax-advantaged investing, education, estate planning and more.

Why 529 plans are a popular way to save for college expenses Learn the ins and outs of 529 plans.

Sending warm wishes to you and yours this holiday season!

It’s been an eventful year for the stock market. As you look ahead to what’s next, I am here to help you review your investment strategy.

2023 stock market reflections: The year’s highs and lows As an eventful year for equities ends, it’s worth reflecting on 2023’s highs and lows — so you can prepare for what’s ahead.

Organizing your financial records can give you clarity about your current financial situation. Let’s connect if you’d like to discuss the tools that Ameriprise offers clients to keep important documents accessible and secure.

Organizing your financial records: 6 steps Explore strategies to efficiently organize, retain and dispose of important financial documents.

A lot can change in a year. As 2024 approaches, let’s schedule time to review your accounts and adjust as needed to keep you on-track.

Conduct an annual financial review Conducting an annual financial review can help ensure you are still on track to meet your retirement goals. Learn about how an Ameriprise financial planner can help.

Do you know where your retirement funds are and how to access them? Does your beneficiary? Keeping all your financial information in one place can relieve stress for both you and your loved ones. We can help you document and organize your information.

Financial checklist for retirement Discover how using a retirement planning checklist can help keep you organized. Speak with an Ameriprise financial advisor to help you prepare for your retirement.

With the holiday season in full swing, gift giving – whether charitable or personal – is top of mind for many. Here are a few factors to consider if you’re planning to give a significant gift to loved ones or charities.

How to optimize your gifts to loved ones and charities 6 strategic factors to consider before you give.