Lance Scott - EZ Mortgages

🏠💸 Ready to buy a home? Know your fees! From down payments to closing costs, appraisal fees, and more, understanding the costs involved is key to a smooth purchase. This guide breaks down everything you need to budget for, ensuring you're prepared every step of the way. 📊🔑

Fees When Buying a Home: What to Expect Buying a home is both a significant milestone and a deeply rewarding experience. However, it's essential to understand that purchasing a home involves various fees.

🌳🏡 Dreaming of country living? Imagine purchasing your own land and building the perfect home tailored just for you! With our USDA One-Time Close mortgage, you can make it happen. Contact me today to find out how you can streamline the process with a single closing for both the land purchase and construction. Let's turn your rural dream home into a reality! 🌄🔑

🏡✨ Exciting news from New American Funding! We're proud to introduce NAF Black Impact, formerly known as NAF Dream. This initiative is dedicated to empowering the Black community in their homeownership journey, focusing on overcoming systemic barriers and promoting equitable opportunities. 🌟
Since its inception in 2016, our program has been committed to expanding Black homeownership through education, recruitment, and direct support. With a new name and renewed energy, NAF Black Impact aims to extend $20 billion in mortgages to Black homebuyers by 2028. 🚀

New American Funding Announces NAF Black Impact to Increase Lending Among Black Communities New American Funding, a national mortgage lender, proudly announces the launch of NAF Black Impact, formerly known as NAF Dream. NAF Black Impact empowers and supports the Black community in their pursuit of homeownership.

🏡🌟 Dreaming of homeownership? With Pathway Access, it's within your reach! If you're in an eligible community, you could receive up to $3,000 in assistance to help make your dream a reality. Don't let financial hurdles hold you back—let us help you step through the door to your new home. 🗝️💖

💰🏠 Ready to buy but want to skip the mortgage hassle? With NAF Cash Advance, you can leverage the equity in your current home to become an all-cash buyer! Close on your new home quickly and smoothly without the complexities of traditional financing. 🌟 Become a power buyer with NAF and make your next move with confidence!

Don’t believe everything you hear. We are busting down myths and breaking barriers when it comes to housing among underrepresented communities. Swipe to see the reality behind some common homeownership misconceptions.

Closing day is just around the corner, but there's still so much to set up in your new home! 🏠✨ Let NAF Concierge handle it for you. This complimentary service saves you hours by researching providers, comparing rates, and setting up accounts. Plus, enjoy exclusive discounts only for New American Funding customers! From utilities to fiber internet and smart home security, NAF Concierge makes your move seamless.

Dreaming of a countryside escape? 🌄🏡 Make it a reality with our USDA One-Time Close (OTC) mortgage! Find your perfect lot and start building your dream home with just one loan. With flexible eligibility and a host of benefits, this program is designed to make homeownership easier and more accessible than ever. Ready to start building your future?

🌟 Great news for self-employed homebuyers! 🌟 Qualifying for a mortgage just got easier with New American Funding’s Self-Employed Bank Statement Mortgage. If you've been in business for at least two years, your personal or business bank statements could be your ticket to a new home. Plus, if your current home is listed on the MLS before applying for your new mortgage, you can exclude its payment from your debt-to-income ratio, provided you have additional reserves. Don’t let mortgage worries hold you back!

Need funds but want to keep your low-rate first mortgage? 🏡💸 A second mortgage from NAF could be your perfect solution! Access your home’s equity without sacrificing your great rate. Whether it's for debt consolidation, college expenses, home improvements, or more, we've got you covered. Keep your financial goals on track with our first-class solutions!

🏡✨ Is now a good time to purchase a home? ✨🏡
YES! Here's why:
📉 Inventory is Low: Dating back to the 2008 real estate bubble, available homes have been scarce and new construction was running at 30% for the following 5 years. This housing deficit still hasn’t been made up and will continue to be a setback likely for the next 10 years.
🚧 New Construction Lag: Builders are still playing catch-up, adding to the low inventory. Establishing subdivisions and large plots of housing takes many years just get approval to begin developing subdivisions.
📈 High Demand: Millennials are now buying homes and they are the largest population we've ever seen.
Don't miss out on your dream home! 🏠💫

Send a message to learn more

Skyrocketing to new heights! 🚀 At New American Funding, our success is on the rise with over 311,216 glowing testimonials, a stellar 4.9/5 rating on experience.com, and a dedicated team of 4,304+ employees. Together, we're climbing higher!

It’s our favorite time of the year - Homeownership Month! We believe everyone should have the opportunity to purchase a home.

Dreaming of countryside living? 🌾🏡 The USDA Rural Development Guaranteed Housing Loan Program can make it happen with low-interest rates and zero down payment! Check if you qualify for USDA financing and start your journey to homeownership in a serene rural setting. 🍃

What You Need to Qualify for USDA Financing Understanding eligibility criteria for USDA financing is essential if you think this path might be your route to homeownership. Here's what you need to qualify for USDA financing.

NAF Heroes emerged from the realization of a significant gap in support for veterans transitioning back to civilian life. More than mere financial assistance, it encompasses a comprehensive approach built on four critical pillars: Employment Initiatives, Community Engagement, Education and Empowerment, and Financial Guidance. Each pillar addresses a specific aspect of veterans’ needs, collectively offering a robust support system that goes beyond traditional methods.

Ready to build your dream home in the countryside? 🏡 Our one-time close USDA mortgage offers a seamless and affordable way to make it happen! 🌿

The times have changed. And that Old Wive's tale about selling your home as you age is changing, too. Because with a NAF Reverse mortgage you can stay in the home you love without worry. Click the link in our bio to learn more!

Building your dream home just got easier with our USDA One Time Close.
This option allows you to purchase the property, pay for the new construction, and secure the mortgage with one single loan.
There are many benefits to choosing this program, including ease of securing the loan, potential cost-saving advantages, and loan payment options.
Reach out to your NAF Loan Officer today to learn more!

🏡 Ready to start your homebuying journey? Getting pre-approved for a mortgage is your first step! A pre-approval letter from a lender not only shows real estate agents that you're serious but also strengthens your position when making an offer. 📑✨ Know your buying power and streamline your search by understanding how much you can borrow. The process involves verifying your financial background, including credit score, income, and more. Are you prepared for the journey ahead?
https://bit.ly/4bFI1Yf

How Long Does Mortgage Pre-approval Take? The mortgage pre-approval process is like a trial run for actual mortgage approval. Find how long it takes to get pre-approved and what all is involved in the process.

It’s our favorite time of the year - Homeownership Month! We believe everyone should have the opportunity to purchase a home.

📈 Interest rates are on the move! Just when we thought they were dipping, the 10yr Treasury climbed back up to around 4.6%, from a low of 3.8% at the end of last year.
https://bit.ly/4bGGykq

New American Funding New American Funding is a trusted mortgage lender offering an array of mortgage loan options including purchase, refinance, and first time home buyer loans with industry-leading loan closing times. We specialize in saving you money, personalized loans, and impeccable service.

Considering selling your home as you get older? Hold that thought! With a NAF Reverse Mortgage, you can stay in the home you cherish while securing financial stability. 🏡💡 Your home isn't just a place to live—it's a valuable asset. Want to know more? Reach out to me today to discover how you can earn by staying put!

Step through the doorway to your future with NAF Cash. Discover the path to your dream home and open the door to new possibilities and lasting memories. Your journey to homeownership starts here.

Building your dream home in today's market? 🏗️🏠 Discover how New American Funding's One-Time Close Loans are revolutionizing homeownership. With insights from VP Alicia Norwood, learn how we're tackling rising costs and labor shortages to make your home-building dreams come true. https://bit.ly/452CpVn

One-Time Close Loans: Empowering Homeowners Who Are Building and Renovating in a Changing Market Learn about One-Time Close loans and their benefits in this interview with Alicia Norwood, our VP of Renovation and Construction Lending

Are you not quite in a place to buy a home? There are several steps you can take to improve your credit. Check them out!

🚩 Navigating FHA Appraisal Red Flags: Essential Insights for First-Time Homebuyers! Learn what to watch for to ensure your dream home meets FHA standards.
https://bit.ly/3QXyW4I

FHA Appraisal Red Flags Knowing about FHA appraisal red flags is essential for anticipating if specific properties will be deemed suitable for financing before you start your home search. Here's what you need to know!

Ever stumbled upon 'Contingent' vs 'Pending' in property listings and wondered what they mean? 🤔🏠 Contingent deals are still waiting on certain conditions to be met, while pending sales have cleared those hurdles and are just awaiting closure. Understanding these terms can significantly impact your home buying strategy. Let's dive into why knowing the difference matters in your property hunt!
https://bit.ly/3QU2pwn

Contingent vs Pending Have you been left confused by contingent vs pending after seeing these descriptions in property listings during your search for a new home? You're not the first person to wonder how these terms can affect a home sale.