Josh Foster at GMFS Mortgage - NMLS #618981

"The Biggest Mistakes Sellers Are Making Right Now"

The Biggest Mistakes Sellers Are Making Right Now The housing market is going through a transition.

Great news! USDA Rural Development increased the 2024 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA RD loans.

1-4 People in household: $112,450
5-8+ People in household: $148,450

GMFS is a top USDA Lender and can help you with your home loan!
Learn more at gmfsmortgage.com/usda

"Unlocking Homebuyer Opportunities in 2024"

Unlocking Homebuyer Opportunities in 2024 There’s no arguing this past year has been difficult for homebuyers.

"Why Fixing Up Your House Can Help It Sell Faster"

Why Fixing Up Your House Can Help It Sell Faster If you’re thinking about selling your house, you should know there are buyers who are ready and able to pay today’s high prices.

Refinancing for Debt Consolidation | GMFS Mortgage Depending on your financial situation, consolidating debt using your home equity could be a beneficial choice for you.

Looking to Build or Renovate?🏡

"Savings Strategies Every First-Time Homebuyer Needs To Know"

Savings Strategies Every First-Time Homebuyer Needs To Know If homeownership is on your goal sheet for your future, you’re probably working on your savings.

This will be a day in real estate that I will NEVER forget. It’s crucial to have a realtor who is backed by a good team of other real estate professionals such as a Mortgage Lender and Title Company. And it really helps to have a realtor who has good relationships with other realtors. There was a lot that happened today - not with my Buyers - but if affected them - and we all collectively pulled together, had very transparent discussions and made this deal happen. I always give my clients several choices but Arena Collective & Josh Foster at GMFS Mortgage - NMLS #618981 are at the top of my recommendation list!

Let my team assist you today!🌟

"Homeowners Gained $28K in Equity over the Past Year"

Homeowners Gained $28K in Equity over the Past Year If you own a home, your net worth has probably gone up a lot over the past year.

Happy 4th of July🧨

Celebrate Summer by investing in your own Paradise ☀️🌊

Let my team get you Pre-Qualified today!☀️🏡

"Your Equity Could Make a Move Possible"

Your Equity Could Make a Move Possible Many homeowners looking to sell feel like they’re stuck between a rock and a hard place right now.

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⭐️ GMFS is honored to be ranked as a Scotsman Guide Top Mortgage Lender in 2024! This could not have been accomplished without the hard work and dedication from our entire staff! Congratulations to all!
https://gmfsmortgage.com/gmfs-mortgage-top-mortgage-lender-2024/

Does it still benefit to Refinance? | GMFS Mortgage Debt Consolidation can help provide monthly relief. Mortgage interest rates may sometimes be a bargain compared to other consumer installment rates, like high interest credit card loans. The total interest, term and your cash flow savings could make a significant...

Let my team assist you today!❤️

www.gmfsmortgage.com/josh.foster

A Better Way to Pay for Home Improvements | GMFS Mortgage Cash Out Refinancing is a great alternative to accumulating credit card or other types of consumer debt! And you may be able to score a lower overall rate with a refi. Instead of using a personal loan or credit cards...

"What’s Next for Home Prices and Mortgage Rates?"

What’s Next for Home Prices and Mortgage Rates? If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates.

Let my team assist you today!☀️

"Ways To Use Your Tax Refund If You Want To Buy a Home"

Ways To Use Your Tax Refund If You Want To Buy a Home Have you been saving up to buy a home this year?

In 2020, Joshua Foster, a lender at GMFS Mortgage Covington, teamed up with six of his friends to establish More than Fore Golf Tournament to raise money for St Jude Children's Hospital. The tournament has donated $185,000.00 to St Jude.

This year, GMFS was honored to be the Presenting Sponsor and presented a check to St. Jude for $55,000.00! We are proud to serve the communities we lend in.

"Don’t Let Your Student Loans Delay Your Homeownership Plans"

Don’t Let Your Student Loans Delay Your Homeownership Plans If you have student loans and want to buy a home, you might have questions about how your debt affects your plans.

Make your Dream Home a REALITY with our Financing Options!🏡

Happy Easter🐰

"For Buyers, Infographics, First Time Home Buyers
3 Helpful Tips for First-Time Homebuyers"

3 Helpful Tips for First-Time Homebuyers [INFOGRAPHIC] Trying to buy your first home? If you’re worried about affordability today or the limited number of homes for sale, these tips can help.

Take advantage of the equity in your home to lower your monthly payments and start saving! Whether you’re looking to pay off debt or other high-interest loans, a cash-out refinance may be right for you.

💸 Pay off debts (lower your monthly bills)
🔨 Make home renovations and updates
🏊‍♂️ Build a pool

Learn more about debt consolidation options at gmfsmortgage.com/debt-consolidation!