Sonny Webb NMLSR ID 404763 - CCM

I am happy to bring you this week's Housing and Mortgage Market Report! If you have any questions, please contact me!

We are here to help!

Short, Quiet Week, But With Some Hopeful Hints For Housing and Rates Between Monday's holiday market closure and the general absence of highly relevant economic reports, it was a fairly quiet week for interest rates and the housing market, but not without some potentially hopeful developments.

With CashPlus, a buyer’s pre-approval becomes a cash offer, which is what wins in today’s market. Here’s the advantage to both buyers and sellers: no appraisal or finance contingency. Say goodbye to financing delays and contact us to learn more about this game-changing program.

For terms and conditions, visit: http://spr.ly/6181noq5x
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We consider ourselves a top referral partner for agents, and we’ll shout your name from the rooftops whenever possible. When was the last time you sold a home from a referral? 🏡 🗣️ Learn more here http://spr.ly/6189VPjzW

Older Baby Boomers held the high at 16 years and Younger Millennials held the low at 4 years. Note: Median means the number is the middle value, and there were as many numbers above that number as below. This is a great stat to throw out when networking with potential clients! http://spr.ly/6180VPjzo

Have a neighbor who’s helped you out recently? A friend who goes the extra mile? Or someone else who makes every day a little better? Celebrate them for Random Acts of Kindness Day!

If you dream of owning a home, CCM Community Promise can help. For first-time homebuyers in eligible communities, you can receive $6,500 in down payment assistance. Learn more at http://spr.ly/6186n8eVY

Millennials were far more likely to sell because they desired a larger home for their growing families. And, you guessed it, Older Baby Boomers said a top reason for selling was due to retirement. Keep past clients in mind when they’re about to hit this mark. http://spr.ly/6181VPjzU

The Karamu House has been a venue for people of different races, religions, and economic backgrounds since 1915. We’re proud to promote such joyful places that give Black artists a home to push culture forward!

If you’re a residential property investor, take a look at our DSCR loan. It uses the cash flow from your rental to qualify you for the loan. Also called an investor cash flow loan, there’s no tax return required.

What Is A DSCR Loan? | CrossCountry Mortgage Find out how the DSCR loan can be the perfect non-qm mortgage loan for real estate investors. Learn how to calculate DSCR ratio and program pros and cons.

From coast to coast, metro communities saw home prices increase in Q4 2023 – 86% of registered areas, to be exact. Thankfully more home building, lower rates, and new programs from CCM are helping make buying a home a little more affordable.

Happy Valentine's Day to you and yours! We love helping you, your family and friends with all your home lending needs.

If you’re a first-time homebuyer or you’ve had some credit challenges, here’s a home loan you should learn about. FHA mortgages have more flexible requirements than many other programs. http://spr.ly/6189VUgVN

I am thrilled to announce that I have joined CrossCountry Mortgage, LLC. So Many exciting things to come! 🏡

This percentage was represented most strongly by Gen X at 41%. It ties in nicely to one of their top reasons for selling, which was to move closer to friends and family. Where are your clients mostly selling their homes – urban, rural, or suburban? 🏡 http://spr.ly/6187VPjzv

Reasons why buying a home in the current market still makes sense...

Why buying a house is still financially beneficial even with sky-high prices and interest rates Part of the reason is your net worth as a homeowner increases as your home’s value rises, and that’s gone up significantly from 2019 to 2022.

Try these helpful tips to help keep your home warm and eco-friendly during the colder months.

Staying Warm And Well: Tips For Heating Your Home In The Winter Here are some tips to help you create a snug, eco-friendly haven whilst heating your home during the colder months.

Make sure you know these 6 surprising things that can sabotage your credit score... https://www.realtor.com/advice/finance/things-that-can-hurt-your-credit-score/

Did you know that most homeowners need to spend 1% to 2% of the purchase price of their home every year for routine maintenance projects? That can add up! Our site can show you how to budget for those repair needs.

Managing Home Maintenance Expenses | Wells Fargo Knowing how to budget for home maintenance is an important part of homeownership. These tips can help show you how to save for home maintenance costs and repairs.

Five suggestions to help fine-tune your networking skills...

5 strategies for smarter outreach, networking Improving your networking skills forms important working relationships and gives you a step up the next time you need to find a job.

Great suggestions to help ensure your thank you note is personalized, sincere and meaningful.

How to Write an Impactful Thank-You Card The act of expressing gratitude can improve well-being and deepen relationships. Follow these steps to write a note that’s personalized, sincere, and meaningful.

Here's an important argument that's in favor of remote work, but its more about employees taking additional steps to live sustainably while working from home.

Working Remotely Can More Than Halve an Office Employee's Carbon Footprint By not going into the office, an at-home worker can cut greenhouse emissions in excess of 50 percent if they take energy-conservation steps

Are you prepared if you lose your phone? These tips can help ensure your information is backed up.

Your phone is the key to your digital life. Make sure you know what to do if you lose it. Preparing yourself for the worst is easier than you might think — and it’s never been more important.

Learning doesn't need to stop when you leave school. Get ideas here on how to constantly challenge yourself and capitalize on the skills you already have:

How to learn as an adult — no classroom required Teaching an old dog new tricks.

Walking is having its moment. Get ideas here on how to easily incorporate an ab workout into your walk.

7 Easy Ways To Turn Walking Into a Workout for Your Abs Walking is never going to be a targeted abs exercise in the way that planks or Russian twists with a medicine ball are. But there are strategies you can use to engage them more with every step.

Did you ever wonder how the 8 hour workday came about? Learn about its history here:

Why do we work 9 to 5? The history of the eight-hour workday | CNN Business US work culture revolves around employees putting in eight hours a day, five days a week — a schedule immortalized by Dolly Parton in her 1980 song “9 to 5.”

Six tips from wildfire experts on how to prepare your home to improve its chance of surviving a wildfire.

How To Harden Your Home Against Wildfires: 6 Tips From the Experts Worried your home won't survive the next wildfire? Here's what the experts say you should do now to protect your home later.

Have you ever thought of your life as a heroic quest? According to this, those that do, report less depression and can cope better with life’s challenges. Learn more here:

To Lead a Meaningful Life, Become Your Own Hero From Gilgamesh to Star Wars, the narrative blueprint underpinning many heroic tales can offer a powerful way to reframe experiences