Matt Bourne, Delmar Mortgage

For low income homebuyers, two of the greatest barriers to homeownership are often the down payment and closing costs. Effective March 1st, qualifying low-income buyers can access a $2,500 credit – available to both first-time and repeat borrowers! Call me to find out more!

A lot goes in to buying a home. Here’s 3 quick tips to calm your nerves and get you prepared to buy this spring! However, the best way to prepare is to speak with a real estate professional in your area. Let’s discuss your unique home buying options!

Mortgage stress = eliminated (with Delmar as your trusted mortgage partner!)

Always invest in knowledge. Start by calling me to learn about how you can become a competitive homebuyer/homeowner!

Roses are red, violets are blue, my clients are awesome, and fun to work with, too – Happy Valentines Day!

On Sundays we wear red! LET'S GO CHIEFS!!!

Which team you’re cheering on this weekend?

Here is a good graph on how much house you can afford in today's market. I've made it pretty easy for those who are waiting for interest rates to come back down. In order to get into the highlighted yellow portion, you will need to first purchase a Delorean with the flux capacitor option and enough road to get up to 88 mph.

5.0 star review received on Experience.com for Matt Bourne by Chad A M - Matt is very friendly, clear, and communicative.He answered every question we had and was very quick to respond!

New ★★★★★ 5 Star Experience.com Review by Chad A M Click to see all 15 reviews of Matt Bourne, Loan Officer | NMLS # 2116615

It's only day two, but it's never too early to start tackling your 2024 goals!

Buy a new home
Make the most of your mortgage
Finance a new investment

No matter what your real estate resolutions are this year, our team can help.

May your day be merry and bright!

Your home may change, but traditions remain the same. Unwrap the gift of homeownership this season by getting started on your loan commitment from Delmar Mortgage!

Pass the gratitude, please! Happy Thanksgiving from our table to yours.

The real estate market can be tough, especially for first-time home buyers. Don’t get discouraged- talk to one of our loan officers to see how we can help set you apart as a buyer!
https://delmarmortgage.com/find-a-loan-officer/

Our team is always in your community and in your corner, working in your best interest!

What do you need to do before you buy a house? Well, a lot. Though these six steps are a great place to get started.
Even better, reach out to one of our team members to set up a financial review to determine your home buying eligibility!
https://delmarmortgage.com/find-a-loan-officer/

There are always small steps you can take to prepare for the big leap... and when it comes to buying a home the first step is to speak with one of our loan officers!
https://delmarmortgage.com/find-a-loan-officer/

There are many benefits to owning a home, and a 3% annual appreciation rate is definitely a good one. Get in touch with one of our loan officers to learn more about home appreciation in your area (it may even be higher)!
https://delmarmortgage.com/find-a-loan-officer/

What type of mortgage should I choose?
The Federal Housing Finance Agency (FHFA) has established a certain set of guidelines for mortgage loans. Jumbo loans allow you to purchase a home that doesn't fit within conforming loan limits. While these limits vary state by state, jumbo loans are a great financing option for qualified buyers hoping to purchase a high-cost property.
Learn more about jumbo loans: https://delmarmortgage.com/jumbo-loans/

What type of mortgage should I choose?
A fix and flip loan is a great option for both individuals and investors completing renovations on a property. Applicants qualify based on their level of experience. That means that your experience = cash flow!

Learn more about the Delmar Flip Advantage by reaching out to a loan officer today.
https://delmarmortgage.com/find-a-loan-officer/

There's no better feeling than getting the keys to your new home. Once you've finished the heavy lift of moving, use these tips to settle in and make it your own!

Bonus tip: As you make your monthly mortgage payments don't hesitate to reach out to your lender with any questions as the come up.
https://delmarmortgage.com

Professional sports teams practice for months to make sure they're prepared. Our team is prepared too, and ready to tackle your homeownership goals!

What team are you cheering on this season?

What type of mortgage should I choose?
A HELOC (home equity line of credit) is a revolving line of credit that allows you to use your home equity as collateral. Much like a credit card, as you pay down the outstanding balance, the credit is replenished. A HELOC can be a great option when dealing with large unexpected expenses or for consolidating outstanding debt.

Give us a call to learn more!

What type of mortgage should I choose?
A cash-out refinance allows you to take advantage of the home equity that you've already built. Your current mortgage will be replaced with a larger one and at closing you will receive the difference in cash.

???? ???? ?? ???????? ?????? ? ???????
The United States Department of Agriculture (USDA) is often associated with food and nutrition, however, in the financial industry the agency is best known for rural development through the USDA loan.

USDA loans are competitively priced making them an affordable option for buyers in designated rural areas! Learn more about USDA loans in our handy guide - https://delmarmortgage.com/mortgage-guides/

5.0 star review received on Experience.com for Matt Bourne by Meghan L E - General care for my desire to have a home and helping every step of the way. Always willing to answer my questions and guide me down the right path.

New ★★★★★ 5 Star Experience.com Review by Meghan L E Click to see all 15 reviews of Matt Bourne, Loan Officer | NMLS # 2116615

5.0 star review received on Experience.com for Matt Bourne by Justin B - Fast response times, clear answers to questions, and willing to educate first time home owners in tedious subjects.

New ★★★★★ 5 Star Experience.com Review by Justin B Click to see all 14 reviews of Matt Bourne, Loan Officer | NMLS # 2116615

Navigating the real estate market as a seller can be as daunting as when you were a buyer. Use these tips to ease your transition, complete tasks, and secure the best offer!

Moving into a new home? Get in touch to start your Delmar Mortgage loan commitment today!
https://delmarmortgage.com

Your mortgage shouldn't just be a transactional relationship, it should be a partnership.

https://delmarmortgage.com