Hagemore Realty Group

6 Mistakes First-Time Home Buyers Should Avoid:

1. Not Hiring a Real Estate Agent: An experienced agent can guide you through the process and help you find the right home.
2. Not Keeping an Eye on Your Credit Score: A good credit score is crucial for securing favorable mortgage terms.
3. Looking for Homes Before Getting Pre-Approved: Being pre-approved helps you understand your budget and shows sellers you’re serious.
4. Not Shopping Around for a Mortgage: Compare rates and terms from different lenders to find the best deal.
5. Buying More House Than You Can Afford: Stick to your budget to avoid financial strain.
6. Skipping the Home Inspection: An inspection reveals potential issues with the property, preventing costly surprises later.

Avoid these pitfalls to make your home-buying experience smoother and more successful!

What's your preference? 🌞
Would you rather have a pool or an outdoor kitchen/fireplace?
Comment below with your choice!

Ok FB, y’all helped me find my clients the perfect house when I asked a few days ago and we are now under contract. I have another client from out of town that I’m looking for a home.

3-4 BR, 2 Bath would like either in the city or on the outskirts of town. It can be in the county just not far out. They travel Hwy 157 toward Florence / Muscle Shoals a lot so anywhere on that side of town. They would like at least 1/2 an acre.

2,200-2,500 sq ft with 2-3 Car Garage.

$450,000 or less.

Let me know if you are thinking about selling. The one I just got under contract for my out of town buyers, the sellers are very happy with their contract price and it is at appraised value.

So if you’re thinking about selling give me a call and let’s talk. There’s no obligation for a consultation to see what your home is worth.

**We have seen everything currently listed on the market**

Rhonda Hagemore, Broker/Owner
Hagemore Realty Group
256-736-3220

House Hunting Checklist 🏡:

✓ Gather Documents: Get pre-approved and determine your budget to know what you can afford.

✓ Create a Detailed Wants vs. Needs List: Discuss with everyone who will be living in the home to ensure all preferences are considered.

✓ Search Current Listings Online: Browse listings and note down the ones that interest you.

✓ Schedule Showings: Contact me to arrange visits so you can experience the home, neighborhood, and location firsthand.

Ready to find your dream home? Let’s get started!

Don't let these common mistakes keep you from becoming a homeowner! 🏡 Remember, knowledge is power, and taking the right steps can get you closer to your dream home. Ready to start your journey? Let's chat!

Congratulations to the top agents from August!

Rhonda Hagemore, Broker, Hagemore Realty Group Heather Partain Realtor at The Hagemore Realty Group Team Long-Hagemore Realty Group Brandie Johnson The Warhurst Team Realtors Team Kelly, Hagemore Realty Group Marquita Boike Kimberly Messersmith- Your Professional Realtor Ryan Gann Erica Coffee-Realtor Karen Pitzing - Realtor

You heard it here first! Real estate is the closest thing to the proverbial pot of gold.

Remember… Don’t let your present distract you from your future, invest where it counts, and let your money work for you! If you’re thinking of investing in real estate, naturally you’ll have a ton of questions. Shoot me a DM and I’d be happy to help!

Ok I need your help. I have pre-approved buyers looking for a house in Cullman City Schools with the following:

- 4 Bedroom with an Office / Bonus Room or 5 Bedroom
- Level yard
- They would like close to 1/2 acre or more (could be less with the right layout of the house)
- Move-in Ready
- Budget up to $600,000

We have seen everything listed on the MLS. If you have a home that matches this criteria and you are thinking about selling, please reach out and I will come out and preview and will decide if it fits their needs.

Rhonda Hagemore, Broker / Owner
Hagemore Realty Group
256-736-3220

Happy Labor Day! Today we honor the spirit of work and the people who make it happen. Wishing everyone a day of rest and relaxation.

Ready to buy your first home? Here are key steps to get you started:

SAVE & IMPROVE
1️⃣ Save for a down payment
2️⃣ Improve your credit score

CALCULATE & CHOOSE
3️⃣ Calculate what you can afford
4️⃣ Choose a real estate agent

Start your homeownership journey with confidence!

Signs It's Time to Become a Homeowner! 🏡
Ready to take the leap into homeownership? Here are some signs you're ready:
1. You're ready to maintain your own home and make it truly yours.
2. You're ready to stay somewhere for longer than 4-5 years.
3. You're ready for more privacy, to settle down, and to invest in your own home rather than someone else's pocket.

5 Red Flags to Watch for When Touring a Home 🚩🏡

1️⃣ Water Spots and Signs of Water Damage: Look for discoloration or stains that could indicate leaks or water issues.
2️⃣ Lead-Based Paint: Check for potential lead hazards, especially in homes built before 1978.
3️⃣ Wood Siding and Trim: Inspect for damage or deterioration that might require costly repairs.
4️⃣ Mold: Be aware of any musty odors or visible mold, which can indicate serious problems.
5️⃣ Signs of Dry Rot: Look for crumbling or weakening wood that may need replacement.

Stay vigilant during your home tour to avoid costly surprises later!

4 SIGNS THAT YOU'VE FOUND THE RIGHT HOME FOR YOU

IT MEETS YOUR ESSENTIAL CRITERIA
The property ticks off the essential boxes on your list, such as location, size, layout, and key features.
It also aligns with your long-term goals, whether it's for raising a family, investing, or retiring.
‌
IT FITS WELL WITHIN YOUR BUDGET
The property is within your budget, allowing you to comfortably cover all associated costs without straining your finances.

YOU CAN VISUALIZE YOUR FUTURE THERE
When you walk through the front door, you can already imagine yourself and your family living there. It feels like a place where you can create memories.
You can also visualize potential upgrades for personalization, whether that's through decorating, landscaping, or renovations.

IT SIMPLY JUST FEELS LIKE HOME
Above all, it gives you that warm, comforting feeling that you associate with the concept of "home" You feel a sense of security and comfort in the neighborhood and the home itself.
You also feel a strong emotional attachment to the home, even beyond its physical attributes. It just feels right.

THINGS THAT CAN HURT YOUR PROPERTY VALUE 🚫🏡

Maintaining your property value is crucial, whether you're planning to sell soon or in the distant future. Here are some common issues that can negatively impact your home's value:

1️⃣ Deferred or neglected maintenance: Small issues can turn into big problems if not addressed promptly.
2️⃣ Home improvements done wrong or not built to code: Poor workmanship or unapproved changes can devalue your home.
3️⃣ Outdated kitchens & bathrooms: Modern, updated spaces attract buyers and add value.
4️⃣ Bad or ugly landscaping: First impressions matter! Poor landscaping can turn buyers away.
5️⃣ Frail or damaged roof: A strong, well-maintained roof is essential for protecting your home and its value.

Address these areas to ensure your property remains attractive and valuable!

Thinking of selling your home? 🏡
The sooner you reach out to an agent, the better! Early planning helps you stay ahead of market trends and ensures a smooth process when it's time to list.

⚠️ **🚨 Important Update: New Requirement for All Home Showings! 🚨** ⚠️

As of August 17, 2024, 𝐀𝐋𝐋 𝐑𝐄𝐀𝐋𝐓𝐎𝐑𝐒® nationwide must have a signed 𝐁𝐮𝐲𝐞𝐫'𝐬 Agency Agreement 𝐛𝐞𝐟𝐨𝐫𝐞 showing you any property. This is now a mandatory step, with no exceptions, due to the recent settlement between the DOJ and NAR.

**What does this mean for you?** ❓
Before we can view any homes together 🏡, we’ll need to have this agreement in place—regardless of our prior relationship or how long we've known each other 🤝.

A 𝐁𝐮𝐲𝐞𝐫'𝐬 Agency Agreement 📝 is a written contract between you and your real estate agent, outlining the terms of your working relationship. It details the agent's services, the responsibilities of both parties, and the compensation structure 💼. This agreement is designed to help you understand your agent's role and the associated costs, ensuring trust and clarity throughout the home buying process. It guarantees that your agent is fully committed to representing your best interests 💪.

While this requirement isn’t entirely new, it is now 𝐧𝐨𝐧-𝐧𝐞𝐠𝐨𝐭𝐢𝐚𝐛𝐥𝐞 for all 𝐑𝐄𝐀𝐋𝐓𝐎𝐑𝐒®. But don't let this deter you from continuing your home search! 🏘️ At Hagemore Realty Group, we are here to guide you through every step, making the process as smooth as possible 🛤️.

Please understand, this is not a “ploy” 📝 to pressure you into signing a contract. Just like before, the Buyer’s Agency Agreement can be canceled if you feel the agent isn’t the right fit for you 👋. We ask for your grace and patience 🙏 with your buyers' agents. This is a new rule for us too, and it wasn’t our choice—it was imposed by the DOJ and NAR ⚖️. At HRG, we’re here to take care of you 🤝 and will explain all the changes clearly. We're committed to guiding you every step of the way 🛤️.

If you have any questions, please don’t hesitate to reach out 📞. We've spent the last 2-1/2 months training and preparing for these new rules 🏫, so we can serve you even better. As always, we value your business, referrals, and ongoing support 🙌❗

Let's find your dream home together! 🏡💫

Rhonda Hagemore, Broker/Owner
Hagemore Realty Group
256-736-3220

If your home has been listed on the market for a while and hasn't had any strong offers, it's common to feel discouraged. However, there are a few things you can do to attract prospective buyers:
- Ask your agent to conduct a Comparative Market Analysis (CMA) to ensure your home is competitively priced. By comparing your property with similar homes recently sold in the area, you can adjust the price if necessary.
- Consider hiring a professional photographer who specializes in real estate. High-quality, well-lit images can dramatically enhance your listing's appeal, showcasing your home's best features and attracting more interested buyers.
- Invest in necessary repairs and aesthetic upgrades to increase your property's marketability. Simple improvements such as new paint, fixing any plumbing issues, and modernizing light fixtures can make a substantial difference in attracting potential buyers.

While it can be challenging, there are effective strategies to ensure your home stands out in the market. Working with a professional is key to navigating these challenges successfully. Happy selling!

Which unique home feature would you love more?
Option 1: A rooftop garden for urban farming and relaxation. 🌿
Option 2: A hidden room for a secret retreat. 🔒
Comment below with your pick and why it excites you!

Most Appealing Remodeling Projects for Buyers 🏡

1️⃣ Minor Kitchen Remodel: Modernize and upgrade your kitchen to attract buyers.
2️⃣ New Flooring: Fresh, updated flooring can make a big impact.
3️⃣ HVAC Replacement: A new HVAC system improves comfort and energy efficiency.
4️⃣ Bathroom Renovation: Updated bathrooms add value and appeal.

These remodeling projects can make your home more attractive to potential buyers!

Making an Offer on a House? Here's What You Need to Know! 🏠

A lot goes into making an offer on a house:

1️⃣ Agree to a Purchase Price: Settle on the price you're willing to pay.
2️⃣ Contingencies Set: Include conditions like financial, inspections, or purchase contingencies.
3️⃣ Spell Out Special Requests and Repairs: Detail any special requests or repairs to be included in the sale.
4️⃣ Determine Earnest Money Amount: Decide on the earnest money deposit to show your commitment.
5️⃣ Define Move-In Date: Agree on a move-in date that works for both parties.
6️⃣ Sign on the Dotted Line: Finalize everything with a signed purchase and sale agreement.

Understanding these steps can help you make a successful offer on your next home!

Congratulations to our top agents from July 2024! These agents work tirelessly to ensure their clients are well represented! If you are thinking of buying or selling a home, you need an agent from Hagemore Realty Group to be on your side!

The Warhurst Team Realtors Marquita Boike Erica Coffee-Realtor Ryan Gann Kimberly Messersmith- Your Professional Realtor Rhonda Hagemore, Broker, Hagemore Realty Group Real Estate with Blake Pfeiffer Karen Pitzing - Realtor Team Kelly, Hagemore Realty Group Team Long-Hagemore Realty Group AlexandriaGuthrie, Realtor-Hagemore Realty Group Robbie Downs, Realtor - Hagemore Realty Group Shawn McClelland Brandie Johnson Shae Gentry, Realtor Heather Partain Realtor at The Hagemore Realty Group

Do I Have to Sell My House Before I Start Looking at Buying? 🤔🏡

Not necessarily! You can start looking for a new home before selling your current one, but it's important to understand a few things:

1️⃣ Pre-Approval: Get pre-approved for a mortgage to know your budget.
2️⃣ Contingency Clauses: Consider including a contingency clause in your offer, making it dependent on selling your current home.
3️⃣ Financing Options: Explore bridge loans or other financing options to help you manage both transactions.

Starting your search early can give you a better idea of what's available and help you make informed decisions.

5 Ways to Know You Need a Home with More Space 🏠

1️⃣ Your guest room or garage is overflowing with stored items.
2️⃣ You're working from home permanently and need a dedicated office.
3️⃣ Your growing family needs more bedrooms for everyone.
4️⃣ You love hosting guests and often have friends or family staying over.
5️⃣ You desire a larger backyard or private outdoor space.

If these apply to you, it might be time to upgrade your living space!

Which room do you spend the most time in – the cozy living room or the relaxing bedroom? Vote below and tell me why!

🌍 Never Underestimate the Power of Location! Here Are Three Reasons Why It Matters When Buying a Home. 🏡💡

1. Accessibility: A prime location means easy access to schools, work, shopping, and amenities, enhancing your daily convenience.
2. Resale Value: Location influences future property values. Choose wisely to ensure your investment holds its worth over time.
3. Quality of Life: The right neighborhood can offer safety, community, and lifestyle amenities that enrich your daily life.
Ready to find your dream home in the perfect location? Let’s explore what matters most to you!

🏠 Assess Your Wants and Needs When Buying a Home! 🤔💭
Finding the perfect home involves prioritizing what you truly need versus what you want. Unless you’re building custom or have an unlimited budget, it can be challenging to find a pre-built home that checks every box. Consider:
- Must-Haves: Essential factors like location, size, and budget.
- Nice-to-Haves: Features that enhance your lifestyle, such as a spacious kitchen or extra bedroom.
- Prioritization: Focus on needs first to ensure your new home meets practical requirements.
Ready to find a home that fits your lifestyle? Let's prioritize what matters most to you!

🏡 Declutter Your Way to a Quick Sale! 🌟📦

Half-empty closets aren’t just for show—they create a sense of spaciousness that buyers love. Discover how decluttering can make your home irresistible to potential buyers!

🏡 Factors That Help Determine Property Value! 📊💰

Understanding what influences property value is key when buying or selling:

1. Neighborhood Comps & Local Market: Comparable sales and market trends set benchmarks.
2. Interest Rates: Rates impact affordability and buyer demand.
3. Size and Usable Space: More space often means higher value.
4. Age and Condition: Well-maintained homes hold value better.

Are you more into sleek, modern designs or classic, traditional styles? Let me know your preference! I can help you find the perfect style.

3 Things to Check When Touring a Home! 🚿💡🚪
1. Water System: Run the shower to test water pressure and heating time. A quick check ensures your comfort!
2. Electrical System: Test switches to ensure lights and appliances work smoothly. Safety and functionality matter!
3. Windows & Doors: Open and close to check for smooth operation and security. Enjoy hassle-free living!
Ready to tour your next potential home? These checks can make all the difference!